David Ramirez
$485,0003 bd2 ba1,765 sqft$275 /sqft$4,060 /mo all-in ↓

3343 HEART PINE AVENUE, ODESSA, FL, 33556

Active5 days on marketListed Jul 29, 2026MLS #TB8533410

Priced 28% below the ODESSA 33556 medianSingle Family ResidenceSTARKEY RANCH VILLAGE 1 PH 1-5

About this home

3343 HEART PINE AVENUE

DISCOVER THE PERFECT BLEND OF STYLE, COMFORT, AND LOCATION IN THE HEART OF TAMPA BAY'S PREMIER MASTER-PLANNED COMMUNITY: STARKEY RANCH! Welcome home to this beautifully maintained M/I Homes Avalon floor plan, ideally positioned in one of the community's most desirable locations—directly across from Whitfield Park, where you'll enjoy easy access to the resort-style pool, playground, dog park, and common green space. Even better, the highly acclaimed Starkey Ranch K-8 Magnet School is just a short stroll away, making everyday living as convenient as it is enjoyable. The front of the home is positioned on a quiet walkway, away from through traffic and convenient guest parking is available close by. Built in 2016 and well maintained by original owners, this thoughtfully designed home offers 1,765 square feet of comfortable living space with 3 bedrooms, 2 bathrooms, and a rear-entry 2-car garage. An inviting covered front porch welcomes you inside, where fresh interior paint creates a bright, move-in-ready feel. Timeless ceramic tile flows throughout the main living areas, while brand-new carpet in each bedroom adds warmth and comfort. Designed with today's lifestyle in mind, the open-concept layout seamlessly connects the kitchen, dining, and family room, creating an ideal space for both everyday living and entertaining. A versatile flex room with doors provides endless possibilities as a home office, playroom, fitness space, or reading retreat. Two generously sized secondary bedrooms share a well-appointed bathroom, offering comfort and privacy for family or guests. The heart of the home is the spacious Gourmet kitchen, featuring beautiful granite countertops, 42-inch shaker cabinetry with crown molding in Espresso with sleek brushed Nickle hardware, stainless steel appliances including a gas cooktop, Double built in ovens, dishwasher and microwave and pantry with custom built ins. Entertain at the oversized island with seating, stylish pendant lighting, and a deep sink with a stylish gooseneck faucet. The adjoining dining area flows effortlessly into the sun-filled family room, creating an inviting gathering space filled with natural light. Privately tucked away, the spacious primary suite offers a peaceful retreat complete with multiple windows, tray ceiling with fan, and a spa-inspired ensuite bathroom featuring dual granite vanities, an oversized walk-in shower with beautiful tile accents and a spacious walk in closet with custom built ins. Step outside through the glass doors to the screened-in covered porch, the perfect place to enjoy your morning coffee or unwind in the evenings. The fully fenced backyard provides a private, low-maintenance outdoor space ideal for pets, play, or relaxing with friends and family. Additional highlights include a rear-facing two-car garage, an extended paver driveway, gas water heater, and water softener. Living in Starkey Ranch means enjoying an unmatched lifestyle with three resort-style pools, multiple parks and playgrounds, over 20 miles of walking and biking trails, community events, Publix, restaurants, shopping, and convenient access to Tampa International Airport and the Gulf beaches. With its exceptional location, fresh updates, and move-in-ready condition, this beautiful home offers the very best of Florida living. Schedule your private showing today and experience everything this remarkable home has to offer!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,765

Sqft

0.12 ac

Lot size

2

Garage

2016

Year built

One

Levels

$275

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile
AppliancesCooktop · Dishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Range · Refrigerator · Washer · Water Softener
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · In Wall Pest System · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ParkingGarage Faces Rear
ExteriorHurricane Shutters · Irrigation System · Sidewalk · Sliding Doors

Community & fees

HOA fee$7/mo
Taxes (2025)$9,882/yr
PetsYes
CommunityCommunity Mailbox · Deed Restrictions · Dog Park · Irrigation-Reclaimed Water · Park · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,060 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,855
FHA mortgage insurance (est.)$215
Property tax — 2025 actual bill$824
HOA fee — from the listing$7
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,975Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,975
Interest rate6.00%
Loan term

Estimated payment

$4,060/mo

Principal & interest$2,855
FHA mortgage insurance (est.)$215
Property taxes (actual bill)$824
HOA / condo fee$7
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $485K
$436KedgeAI estimate $481,102 · range $454K$498K$518K

vs edgeAI estimate

+0.8%

$/sqft vs Odessa actives

$275 vs $268

Days on market

5 vs 46 typical

Where $275/sqft sits among the 201 Odessa actives

86
63 · this home
18
5
9
20
$187–258$258–330$330–401$401–473$473–544$544+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Starkey Ranch

Map of 3343 HEART PINE AVENUE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)34 min
Downtown Tampa38 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Odessa. See the full Odessa guide →

Starkey Ranch — neighborhood snapshot

Population

5,445

Median age

40

Median income

$127,978

Median home value

$488,100

Avg household

3

Households w/ children

764

For the school run

Pasco County School District

ElementaryLongleaf Elementary School★★★★★
HighJames W. Mitchell High School★★★★
MiddleSeven Springs Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Odessa market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$725K$775K

Odessa median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

114 of 201

Odessa actives have cut their price

Median sold price, Odessa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 28% below the ODESSA 33556 median. See the full Odessa market guide →

Paper trail

This home's history

Jul 29, 2026Listed at $485,000 · 5 days on market since
2016Built · STARKEY RANCH VILLAGE 1 PH 1-5

Reality check

What actually sold near 3343 HEART PINE AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3095 RIDERS PASSSold · Aug ’25

$504,000

3095 RIDERS PASS · same community

3 bd · 2 ba · 1,765 sqft · $286/sqft · 29 DOM

2974 CHAPIN PASSSold · Feb ’26

$575,000

2974 CHAPIN PASS · same community

3 bd · 2.5 ba · 2,446 sqft · $235/sqft · 57 DOM

3057 RIDERS PASSSold · Aug ’25

$537,500

3057 RIDERS PASS · same community

4 bd · 3 ba · 2,495 sqft · $215/sqft · 94 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3343 HEART PINE AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3343 HEART PINE AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

3343 HEART PINE AVENUE FAQs

What would the monthly payment be for 3343 HEART PINE AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,060/mo — principal and interest, the actual property-tax bill, the $7/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3343 HEART PINE AVENUE?+

The association fee works out to $7 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3343 HEART PINE AVENUE?+

The most recent tax bill on record (2025) was $9,882. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3343 HEART PINE AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Odessa?+

At $485,000, this home is listed about 31% below the Odessa median of $707,500. The market section on this page shows how the area is trending.

Which schools are assigned to 3343 HEART PINE AVENUE?+

Longleaf Elementary School (elementary), James W. Mitchell High School (high), Seven Springs Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the ODESSA 33556 market on paper

$485,000 is 28% below the ODESSA 33556 median of $671,495, and at $275/sqft it sits under the Odessa average of $351.

02Fresh on the market

Only 5 days on market in a Odessa market that averages 46 — if it fits, move quickly.

03Strong assigned schools

Longleaf Elementary School, James W. Mitchell High School, Seven Springs Middle School — James W. Mitchell High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of RE/MAX ACTION FIRST OF FLORIDA · Anne Bromberg. MLS #TB8533410.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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