David Ramirez
$500,0004 bd2 ba1,896 sqft$264 /sqft$3,948 /mo all-in ↓

19610 WYNDMILL CIRCLE, ODESSA, FL, 33556

Active29 days on marketListed Jun 25, 2026MLS #TB8521375

Priced 26% below the ODESSA 33556 medianSingle Family ResidenceWYNDHAM LAKE SUB PH ONE

Come see it

Upcoming open house

Sat, Jul 25

11:00 AM – 1:00 PM

About this home

19610 WYNDMILL CIRCLE

Virtually Staged. Welcome to this spacious 4-bedroom, 2-bathroom home in the quiet Odessa community of Wyndham Lakes. Situated on a quarter-acre lot, this home offers a split-bedroom floor plan, multiple living areas and a large backyard with plenty of room to make it your own. The freshly painted interior features a formal sitting room, dining area and a comfortable family room with luxury vinyl plank flooring and a wood-burning fireplace. The updated kitchen is the heart of the home, showcasing quartz countertops, stainless steel appliances, a built-in range, custom pantry cabinetry and stylish gold finishes. The primary suite includes luxury vinyl plank flooring, sliding doors leading to the screened lanai and an updated bathroom with quartz countertops, new mirrors and new shower glass. Outdoor living is easy with multiple access points to the screened lanai, including French doors from the sitting room, sliding doors from the primary bedroom and a separate door from the breakfast nook. The oversized backyard is partially enclosed by neighboring and rear fencing and could easily be fully fenced by adding fencing along just one side. Additional features include an interior laundry room with a utility sink and space for extra storage, a newly replaced HVAC and a 2023 water heater. Wyndham Lakes offers low HOA fees and a peaceful neighborhood setting while remaining conveniently located near restaurants, entertainment, shopping and the Veterans Expressway. The home is also zoned for A-rated schools, making it a wonderful opportunity to enjoy space, updates and convenience in the heart of Odessa.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,896

Sqft

0.25 ac

Lot size

2

Garage

1995

Year built

One

Levels

$264

Per sqft

FireplacePets allowed

Inside

FlooringCarpet · Luxury Vinyl
AppliancesBuilt-In Oven · Dishwasher · Dryer · Electric Water Heater · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Split Bedroom · Stone Counters · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouthwest
ExteriorFrench Doors · Private Mailbox · Sliding Doors

Community & fees

HOA fee$38/mo
Taxes (2025)$7,027/yr
PetsYes
CommunityPlayground

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,948 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,943
FHA mortgage insurance (est.)$221
Property tax — 2025 actual bill$586
HOA fee — from the listing$38
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,500
Interest rate6.00%
Loan term

Estimated payment

$3,948/mo

Principal & interest$2,943
FHA mortgage insurance (est.)$221
Property taxes (actual bill)$586
HOA / condo fee$38
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $500K
$351KedgeAI estimate $473,099 · range $365K$508K$528K

vs edgeAI estimate

+5.7%

Days on market

29 vs 38 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Odessa

Map of 19610 WYNDMILL CIRCLE

Drive times from this address

Tampa Int’l Airport (TPA)30 min
Downtown Tampa33 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Odessa. See the full Odessa guide →

ODESSA 33556 — neighborhood snapshot

Population

34,045

Median age

40.9

Median income

$151,034

Median home value

$589,700

Avg household

2.93

Households w/ children

4,581

For the school run

Hillsborough County School District

HighSteinbrenner High School★★★★
MiddleMartinez Middle School★★★★★
ElementaryHammond Elementary School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Odessa market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$655K$682K

Odessa median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

Median sold price, Odessa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 26% below the ODESSA 33556 median. See the full Odessa market guide →

Paper trail

This home's history

Jun 25, 2026Listed at $500,000 · 29 days on market since
1995Built · WYNDHAM LAKE SUB PH ONE

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 19610 WYNDMILL CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 19610 WYNDMILL CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

19610 WYNDMILL CIRCLE FAQs

What would the monthly payment be for 19610 WYNDMILL CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,948/mo — principal and interest, the actual property-tax bill, the $38/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 19610 WYNDMILL CIRCLE?+

The association fee works out to $38 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 19610 WYNDMILL CIRCLE?+

The most recent tax bill on record (2025) was $7,027. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 19610 WYNDMILL CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Odessa?+

At $500,000, this home is listed about 33% below the Odessa median of $749,950. The market section on this page shows how the area is trending.

Which schools are assigned to 19610 WYNDMILL CIRCLE?+

Steinbrenner High School (high), Martinez Middle School (middle), Hammond Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of NOBLE STAR REALTY · Bethany Mis. MLS #TB8521375.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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