David Ramirez
$490,000$500,0004 bd2.5 ba2,260 sqft$217 /sqft$4,159 /mo all-in ↓

15982 WEATHERED WINDMILL TERRACE, ODESSA, FL, 33556

Active134 days on marketListed Mar 20, 2026MLS #TB8488466

Priced 25% below the ODESSA 33556 medianReduced $10KWaterfrontSingle Family ResidenceSOUTH BRANCH PRESERVE PH 4A 4

About this home

15982 WEATHERED WINDMILL TERRACE

Welcome to your dream home at 15982 Weathered Windmill Terrace in the desirable Preserve at South Branch community in Odessa, FL (just north of Tampa)! This stunning modern single-family residence, built in 2022, offers approximately 2,260 square feet of thoughtfully designed living space with 4 spacious bedrooms, 2.5 baths, and an open-concept layout perfect for today's lifestyle. Enjoy seamless indoor-outdoor flow, ideal for entertaining or relaxing in comfort. One of the standout features is its prime waterfront positioning—backing onto serene ponds or conservation views common in this resort-style neighborhood, providing peaceful water vistas and a tranquil backyard retreat right from your doorstep. The Preserve at South Branch boasts exceptional community amenities that elevate everyday living, including multiple swimming pools (one heated), a lap pool, a state-of-the-art fitness center, a clubhouse, playground, dog park, scenic walking trails, basketball/tennis courts, and more. Residents also enjoy sidewalks throughout, picturesque ponds, and convenient private access to the Suncoast Bike Trail for outdoor enthusiasts. Families will love the location in highly rated school districts, with access to some of the area's top-rated public schools—ensuring excellent education options nearby. Located in a growing, family-friendly area with easy access to major highways, shopping, dining, and the best of Tampa Bay living, this home combines luxury, convenience, and natural beauty. Don't miss the opportunity to own in this sought-after community—schedule your showing today!

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,260

Sqft

0.1 ac

Lot size

2

Garage

2022

Year built

Two

Levels

$217

Per sqft

Waterfront

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorHigh Ceilings · Kitchen/Family Room Combo · PrimaryBedroom Upstairs · Smart Home · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryLaundry Room · Upper Level
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationBlock
FacesNorthwest
ExteriorHurricane Shutters · Irrigation System

Community & fees

HOA fee$69/mo
Taxes (2025)$9,948/yr
PetsBreed Restrictions, Cats OK, Dogs OK
CommunityDeed Restrictions · Fitness Center · Park · Playground · Pool

Utilities & systems

UtilitiesPublic · Street Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,159 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,885
FHA mortgage insurance (est.)$217
Property tax — 2025 actual bill$829
HOA fee — from the listing$69
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,150Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,150
Interest rate6.00%
Loan term

Estimated payment

$4,159/mo

Principal & interest$2,885
FHA mortgage insurance (est.)$217
Property taxes (actual bill)$829
HOA / condo fee$69
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $490K
$470KedgeAI estimate $512,936 · range $501K$526K$547K

vs edgeAI estimate

−4.5%

$/sqft vs SOUTH BRANCH PRESERVE PH 4A 4

$217 vs $212

Days on market

134 vs 38 typical

Where $217/sqft sits among the 7 homes for sale in SOUTH BRANCH PRESERVE PH 4A 4

1
3
1 · this home
0
0
2
$191–203$203–215$215–228$228–240$240–252$252+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Odessa

Map of 15982 WEATHERED WINDMILL TERRACE

Drive times from this address

Tampa Int’l Airport (TPA)33 min
Downtown Tampa36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Odessa. See the full Odessa guide →

ODESSA 33556 — neighborhood snapshot

Population

34,045

Median age

40.9

Median income

$151,034

Median home value

$589,700

Avg household

2.93

Households w/ children

4,581

For the school run

Hillsborough County School District

HighSteinbrenner High School★★★★
MiddleMartinez Middle School★★★★★
ElementaryHammond Elementary School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Odessa market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$655K$682K

Odessa median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

4 of 7

SOUTH BRANCH PRESERVE PH 4A 4 have cut their price

Median sold price, Odessa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 25% below the ODESSA 33556 median. See the full Odessa market guide →

Paper trail

This home's history

CurrentPrice reduced to $490,000 $10K
Mar 20, 2026Listed at $500,000 · 134 days on market since
2022Built · SOUTH BRANCH PRESERVE PH 4A 4

Reality check

What actually sold near 15982 WEATHERED WINDMILL TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

16051 WEATHERED WINDMILL TERRACESold · Jan ’26

$417,000

16051 WEATHERED WINDMILL TERRACE · same community

4 bd · 2.5 ba · 2,260 sqft · $185/sqft · 118 DOM

16005 WEATHERED WINDMILL TERRACESold · May ’26

$465,000

16005 WEATHERED WINDMILL TERRACE · same community

4 bd · 2.5 ba · 2,260 sqft · $206/sqft · 57 DOM

15959 TUSCANY HILLSIDE ROADSold · Oct ’25

$493,000

15959 TUSCANY HILLSIDE ROAD · same community

4 bd · 2.5 ba · 2,260 sqft · $218/sqft · 111 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 15982 WEATHERED WINDMILL TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 15982 WEATHERED WINDMILL TERRACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

15982 WEATHERED WINDMILL TERRACE FAQs

What would the monthly payment be for 15982 WEATHERED WINDMILL TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,159/mo — principal and interest, the actual property-tax bill, the $69/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 15982 WEATHERED WINDMILL TERRACE?+

The association fee works out to $69 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 15982 WEATHERED WINDMILL TERRACE?+

The most recent tax bill on record (2025) was $9,948. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 15982 WEATHERED WINDMILL TERRACE?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Odessa?+

At $490,000, this home is listed about 35% below the Odessa median of $749,950. The market section on this page shows how the area is trending.

Which schools are assigned to 15982 WEATHERED WINDMILL TERRACE?+

Steinbrenner High School (high), Martinez Middle School (middle), Hammond Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the ODESSA 33556 market on paper

$490,000 is 25% below the ODESSA 33556 median of $654,900, and at $217/sqft it sits under the Odessa average of $351.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

134 days on market against a Odessa median of 38 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Steinbrenner High School, Martinez Middle School, Hammond Elementary School, Patricia Sullivan Metropolitan Ministries Partnership School — Steinbrenner High School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $500,000, now $490,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of TAMPA4U.COM REALTY,LLC · Yulia Stock-Ponomareva. MLS #TB8488466.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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