3270 FRANCOA DRIVE, ODESSA, FL, 33556
Active63 days on marketListed Jun 4, 2026MLS #W7886389
Come see it
Upcoming open house
Sat, Aug 8
11:00 AM – 1:00 PM
Reduced $26,000 !! COME AND SEE THIS BEAUTIFUL ROMA MODEL IN ESPLANADE STARKEY RANCH. 2 BEDROOM 2 BATH 2 CAR GARAGE WITH A DEN! MANY UPGRADES AND BUILT IN 2021 DONT PASS THIS ONE UP! OWNER IS MOTIVATED $498,999!
About this home
3270 FRANCOA DRIVE
REDUCED AGAIN! NOW $20,000 LESS THAN LISTING PRICE! MOTIVATED SELLER! This stunning home built in 2021 is located in the gated Esplanade community within Starkey Ranch. Walk through your beautiful upgraded door and into a light and bright beautifully decorated home with many upgrades. There is ceramic tile throughout the home and carpet in the bedrooms for comfort. The master bedroom has a large bay window and has a large walk in closet with an en*suite that has double vanities, granite counters, upgraded tiled shower, and separate toilet. The second bedroom also has its own en-suite bathroom with granite counters and tub with tiled shower and pocket doors leading to the bedroom. The third bedroom has nice wood accents added to the wall just recently. A beautiful motorized shade has been installed over the doors going out to the porch. The porch has been enclosed with screens and pavers overlooking your beautiful back yard.This home comes with a tile roof, the garage floor has an epoxy coating, a water softner was installed and the home comes with hurricane shutters. Additional features include outdoor lighting, a keyless garage door opener, smart feature garage opener, integrated smoke detectors, and an automatic irrigation system. Esplanade is a private gated community offering unparalleled luxury active adult lifestyle! Resort-style amenities Featuring 2 heated pools and spa, fitness center, clubhouse, tennis courts, and pickleball. there are miles of trails to walk, jog or bike ride! Enjoy scenic views of the lakes ponds ! The HOA covers lawncare Including trimming bushes, irrigation (Reclaimed Water), trash and recycling! Private gated entrance located close the suncoast parkway with a short distance to the Airport and tampa nightlife. Located near Hospitals, Beaches, Golf Course's,Shopping and Restaurants!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,689
Sqft
0.15 ac
Lot size
2
Garage
2021
Year built
One
Levels
$295
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,452 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,452/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.7%
$/sqft vs Odessa actives
$295 vs $270
Days on market
63 vs 44 typical
Where $295/sqft sits among the 199 Odessa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Starkey Ranch
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Odessa. See the full Odessa guide →
Starkey Ranch — neighborhood snapshot
Population
5,445
Median age
40
Median income
$127,978
Median home value
$488,100
Avg household
3
Households w/ children
764
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Odessa market
$725K → $775K
Odessa median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
113 of 199
Odessa actives have cut their price
Median sold price, Odessa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% below the ODESSA 33556 median. See the full Odessa market guide →
Paper trail
This home's history
Reality check
What actually sold near 3270 FRANCOA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$430,000
11309 CALLISIA DRIVE · same community
2 bd · 2 ba · 1,689 sqft · $255/sqft · 320 DOM
Sold · Nov ’25$737,500
10577 CALLUNA DRIVE · same community
3 bd · 3 ba · 2,368 sqft · $311/sqft · 76 DOM
Sold · Feb ’26$447,000
2930 FRANCOA DRIVE
2 bd · 2 ba · 1,689 sqft · $265/sqft · 30 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3270 FRANCOA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3270 FRANCOA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3270 FRANCOA DRIVE FAQs
What would the monthly payment be for 3270 FRANCOA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,452/mo — principal and interest, the actual property-tax bill, the $423/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3270 FRANCOA DRIVE?+
The association fee works out to $423 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3270 FRANCOA DRIVE?+
The most recent tax bill on record (2025) was $8,525. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3270 FRANCOA DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Odessa?+
At $498,999, this home is listed about 29% below the Odessa median of $700,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3270 FRANCOA DRIVE?+
Longleaf Elementary School (elementary), James W. Mitchell High School (high), Seven Springs Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ODESSA 33556 market on paper
$498,999 is 24% below the ODESSA 33556 median of $660,000, and at $295/sqft it sits under the Odessa average of $355.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Longleaf Elementary School, James W. Mitchell High School, Seven Springs Middle School — James W. Mitchell High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $525,000, now $498,999 — a $26K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of F I GREY & SON RESIDENTIAL · Jeanine Affetto. MLS #W7886389.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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