David Ramirez
$1,900,0002 bd2 ba2,297 sqft$827 /sqft$11,125 /mo all-in ↓

777 3RD AVENUE N UNIT 1605, ST PETERSBURG, FL, 33701

Active11 days on marketListed Aug 2, 2026MLS #TB8533340

WaterfrontCondominiumREFLECTION ST PETE

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About this home

777 3RD AVENUE N UNIT 1605

Virtually Staged. Wake up to sweeping views of Mirror Lake, the downtown skyline, and Tampa Bay from this stunning 16th-floor northwest corner residence at REFLECTION St. Pete, where elevated design meets one of Florida's most vibrant and walkable downtown cities. The Lapis floor plan offers nearly 2,300 square feet of elevated luxury living, featuring 2 bedrooms plus a DEN, 2 bathrooms, soaring 10-foot ceilings, floor-to-ceiling glass, and a private terrace that showcases breathtaking, unobstructed views from sunrise to sunset. Positioned above protected historic properties, this exceptional corner residence enjoys forever views while seamlessly blending indoor and outdoor living. Upgraded porcelain tile flooring flows throughout the open-concept layout, creating an elegant backdrop for both everyday living and effortless entertaining. The chef-inspired kitchen is beautifully appointed with quartz countertops, panel-ready Bosch appliances, a Thermador wine refrigerator built into the oversized double waterfall island, and a picturesque window above the sink framing tranquil views of Mirror Lake. Whether hosting friends or enjoying a quiet evening at home, every detail has been thoughtfully designed to complement a luxurious lifestyle. The spacious primary suite is a private retreat featuring a spa-inspired European-style wet room, upgraded designer fixtures, + both reach-in and walk-in closets. A generously sized guest bedroom and versatile den provide the flexibility for overnight guests, a home office, or media room. Two assigned parking spaces complete the residence. Life at REFLECTION St. Pete extends far beyond your front door. Residents enjoy exclusive access to an extraordinary 12,000-square-foot rooftop amenity deck featuring a heated saltwater pool and spa, a state-of-the-art glass-enclosed fitness center, community room, outdoor kitchen, and fire pit lounge overlooking Tampa Bay. As an added luxury, residents also enjoy a complimentary 8-passenger golf cart shuttle, included in the HOA, providing convenient transportation throughout downtown St. Petersburg so you can enjoy dinner, shopping, museums, waterfront parks, + events without ever needing to move your car. Perfectly positioned in the heart of Downtown St. Petersburg, you'll love being just steps from award-winning restaurants, charming cafés, boutique shopping, art galleries, and the city's vibrant waterfront. Start your morning with coffee at Book & Bottle, stroll to Beach Drive for dinner then enjoy a sunset walk along the St. Pete Pier or waterfront parks, all just moments from home. For those who travel frequently or commute, the location is equally impressive. Tampa International Airport is approximately 25 minutes away, and with just one traffic light separating you from I-275, you'll enjoy quick and convenient access to Tampa, Sarasota, the Gulf beaches, and the entire Tampa Bay region. Designed with both luxury and peace of mind in mind, REFLECTION features advanced air purification systems, a building-wide water softening system, touchless entry, and exceptional structural integrity, having performed flawlessly through recent major hurricanes. This is a rare opportunity to own brand-new luxury construction in one of Downtown St. Petersburg's most sought-after condominium communities. Select developer incentives are currently available for a limited time. Experience elevated living, unmatched convenience, and the very best of the Downtown St. Petersburg lifestyle.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

2,297

Sqft

0 ac

Lot size

2

Garage

2024

Year built

One

Levels

$827

Per sqft

WaterfrontCity & Water viewNegotiablePets allowed

Inside

FlooringPorcelain Tile
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Ice Maker · Microwave · Range Hood · Refrigerator · Washer · Water Softener · Wine Refrigerator
InteriorHigh Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Solid Surface Counters · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofConcrete
ConstructionBlock
FoundationSlab
ViewCity · Water
FacesSoutheast
ParkingCovered · Electric Vehicle Charging Station(s) · Garage Door Opener · Guest · On Street
ExteriorBalcony · Outdoor Grill · Sidewalk

Community & fees

Taxes (2025)$0/yr
PetsBreed Restrictions, Number Limit, Yes
CommunityDeed Restrictions · Fitness Center · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$11,125 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$10,252
PMI (est., until 20% equity)$713
Property tax — 2025 actual bill$0
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $190,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $190,000
Interest rate6.00%
Loan term

Estimated payment

$12,866/mo

Principal & interest$10,252
PMI (est., until 20% equity)$713
Est. property taxes$1,742
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.9M
$1.3MedgeAI estimate $1,796,612 · range $1.3M$2.0M$2.1M

vs edgeAI estimate

+5.8%

$/sqft vs REFLECTION ST PETE

$827 vs $713

Days on market

11 vs 57 typical

Where $827/sqft sits among the 6 homes for sale in REFLECTION ST PETE

2
1
1
1
0
1 · this home
$564–615$615–666$666–717$717–768$768–819$819+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Downtown St Petersburg

Map of 777 3RD AVENUE N UNIT 1605 inside its neighborhood boundary

Drive times from this address

Downtown Tampa27 min
Tampa Int’l Airport (TPA)27 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

Downtown St Petersburg — neighborhood snapshot

Population

3,169

Median age

60

Median income

$50,655

Median home value

$619,783

Avg household

1

Households w/ children

55%

For the school run

Pinellas County School District

MiddleJohn Hopkins Middle School★★★★★
HighSt. Petersburg High School★★★★★
ElementaryNorth Shore Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

2 of 6

REFLECTION ST PETE have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 147% above the ST PETERSBURG 33701 median. See the full St Petersburg market guide →

Paper trail

This home's history

Aug 2, 2026Listed at $1,900,000 · 11 days on market since
2024Built · REFLECTION ST PETE

Reality check

What actually sold near 777 3RD AVENUE N UNIT 1605

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

777 3RD AVENUE N UNIT 1205Sold · Apr ’26

$1,605,000

777 3RD AVENUE N UNIT 1205 · same community

2 bd · 2 ba · 2,297 sqft · $699/sqft · 38 DOM

777 3RD AVENUE N UNIT 1203Sold · Jul ’26

$1,300,000

777 3RD AVENUE N UNIT 1203 · same community

2 bd · 2 ba · 2,048 sqft · $635/sqft · 268 DOM

777 3RD AVENUE N UNIT 804Sold · Apr ’26

$1,100,000

777 3RD AVENUE N UNIT 804 · same community

2 bd · 2 ba · 1,753 sqft · $627/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 777 3RD AVENUE N UNIT 1605 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 777 3RD AVENUE N UNIT 1605 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

777 3RD AVENUE N UNIT 1605 FAQs

What would the monthly payment be for 777 3RD AVENUE N UNIT 1605?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,125/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 777 3RD AVENUE N UNIT 1605?+

The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 777 3RD AVENUE N UNIT 1605?+

The listing reports pets: Breed Restrictions, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $1,900,000, this home is listed about 342% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.

Which schools are assigned to 777 3RD AVENUE N UNIT 1605?+

John Hopkins Middle School (middle), St. Petersburg High School (high), North Shore Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Kim Vanherwynen. MLS #TB8533340.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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777 3RD AVENUE N UNIT 1605, ST PETERSBURG, FL — 2 Bed, 2 Bath — $1,900,000 | CENTURY 21 Edge