David Ramirez
$1,525,0002 bd2 ba1,753 sqft$870 /sqft$10,521 /mo all-in ↓

777 3RD AVENUE N UNIT 1704, ST PETERSBURG, FL, 33701

Active13 days on marketListed Jul 31, 2026MLS #TB8534312

CondominiumREFLECTION ST PETE

Come see it

Upcoming open house

Sun, Aug 16

1:00 PM – 3:00 PM

About this home

777 3RD AVENUE N UNIT 1704

REFLECTION St. Pete presents a rare opportunity to own the Jade Penthouse—a 17th-floor corner residence in one of downtown’s most unique luxury towers. Spanning over 1,700 square feet, this 2-bedroom, 2-bath home offers sweeping city and water views paired with the privacy and sophistication of penthouse living. Inside, the residence features soaring 11-foot ceilings, upgraded porcelain tile floors, and a designer kitchen with panel-ready Bosch appliances, quartz countertops, and a custom dry bar with a Thermador wine fridge—perfect for entertaining. The open layout is bright and inviting, framed by floor-to-ceiling glass that fills the home with natural light. The spacious primary suite includes a European wet room and generous walk-in closet, while the guest suite provides flexibility for visitors or a home office. Two assigned parking spaces are included. Residents enjoy exclusive access to a 12,000-sq-ft rooftop retreat, complete with a heated saltwater pool and spa, glass-walled fitness center, social club, fire pit lounge, and outdoor kitchen—all surrounded by panoramic city and bay views. Built for both luxury and longevity, REFLECTION features REME Halo air filtration, a water softening system, touchless entry, and superior construction proven to withstand recent hurricanes. Nestled along Mirror Lake and just steps from Central Avenue’s dining, shopping, and cultural destinations, the Jade Penthouse offers an unmatched balance of tranquility, convenience, and elevated downtown living.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,753

Sqft

2

Garage

2024

Year built

One

Levels

$870

Per sqft

City & Water viewPets allowed

Inside

FlooringPorcelain Tile
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Dryer · Electric Water Heater · Exhaust Fan · Ice Maker · Microwave · Range Hood · Refrigerator · Washer
InteriorKitchen/Family Room Combo · Open Floorplan · Solid Surface Counters · Thermostat
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofConcrete
ConstructionBlock
FoundationSlab
ViewCity · Water
FacesEast
ParkingAssigned · Covered · Electric Vehicle Charging Station(s) · Garage Door Opener · On Street
ExteriorBalcony

Community & fees

HOA fee$1,560/mo
Taxes (2024)$0/yr
PetsBreed Restrictions, Number Limit, Yes
CommunityDeed Restrictions · Fitness Center · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$10,521 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$8,229
PMI (est., until 20% equity)$572
Property tax — 2024 actual bill$0
Condo fee — from the listing$1,560
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $152,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $152,500
Interest rate6.00%
Loan term

Estimated payment

$11,919/mo

Principal & interest$8,229
PMI (est., until 20% equity)$572
Est. property taxes$1,398
HOA / condo fee$1,560
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.5M
$1.0MedgeAI estimate $1,251,712 · range $1.1M$1.4M$1.6M

vs edgeAI estimate

+21.8%

$/sqft vs REFLECTION ST PETE

$870 vs $713

Days on market

13 vs 58 typical

Where $870/sqft sits among the 6 homes for sale in REFLECTION ST PETE

2
1
1
1
0
1 · this home
$564–615$615–666$666–717$717–768$768–819$819+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Downtown St Petersburg

Map of 777 3RD AVENUE N UNIT 1704 inside its neighborhood boundary

Drive times from this address

Downtown Tampa27 min
Tampa Int’l Airport (TPA)27 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

Downtown St Petersburg — neighborhood snapshot

Population

3,169

Median age

60

Median income

$50,655

Median home value

$619,783

Avg household

1

Households w/ children

55%

For the school run

Pinellas County School District

MiddleJohn Hopkins Middle School★★★★★
HighSt. Petersburg High School★★★★★
ElementaryNorth Shore Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

2 of 6

REFLECTION ST PETE have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 98% above the ST PETERSBURG 33701 median. See the full St Petersburg market guide →

Paper trail

This home's history

Jul 31, 2026Listed at $1,525,000 · 13 days on market since
2024Built · REFLECTION ST PETE

Reality check

What actually sold near 777 3RD AVENUE N UNIT 1704

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

777 3RD AVENUE N UNIT 804Sold · Apr ’26

$1,100,000

777 3RD AVENUE N UNIT 804 · same community

2 bd · 2 ba · 1,753 sqft · $627/sqft · 0 DOM

777 3RD AVENUE N UNIT 1406Sold · Oct ’25

$925,000

777 3RD AVENUE N UNIT 1406 · same community

1 bd · 1.5 ba · 1,550 sqft · $597/sqft · 97 DOM

777 3RD AVENUE N UNIT 1203Sold · Jul ’26

$1,300,000

777 3RD AVENUE N UNIT 1203 · same community

2 bd · 2 ba · 2,048 sqft · $635/sqft · 268 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 777 3RD AVENUE N UNIT 1704 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 777 3RD AVENUE N UNIT 1704 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

By checking this box, I agree that CENTURY 21 Edge and my agent may send me marketing and promotional text messages — including new listings, market updates, open houses and home value reports — at the phone number I provide, including by automated means. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

777 3RD AVENUE N UNIT 1704 FAQs

What would the monthly payment be for 777 3RD AVENUE N UNIT 1704?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,521/mo — principal and interest, estimated property taxes, the $1,560/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 777 3RD AVENUE N UNIT 1704?+

The association fee works out to $1,560 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 777 3RD AVENUE N UNIT 1704?+

The most recent tax bill on record (2024) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 777 3RD AVENUE N UNIT 1704?+

The listing reports pets: Breed Restrictions, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $1,525,000, this home is listed about 251% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.

Which schools are assigned to 777 3RD AVENUE N UNIT 1704?+

John Hopkins Middle School (middle), St. Petersburg High School (high), North Shore Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,525,000 runs 98% above the ST PETERSBURG 33701 median — but at 1,753 sqft it's also 30% larger than the typical St Petersburg listing.

02City & Water views

The city and water view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $1,560/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Amber Bennett. MLS #TB8534312.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New St Petersburg homes, in your inbox

Like 777 3RD AVENUE N UNIT 1704 but not quite? A daily digest of every new listing in St Petersburg — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 13, 2026 at 5:47 AM UTC. The listing information on this page last changed on August 13, 2026 at 5:47 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 13, 2026 at 5:47 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 13, 2026 at 5:47 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.