David Ramirez
$1,499,0002 bd2 ba2,297 sqft$653 /sqft$12,491 /mo all-in ↓

777 3RD AVENUE N UNIT 805, ST PETERSBURG, FL, 33701

Active10 days on marketListed Aug 1, 2026MLS #TB8529202

CondominiumREFLECTION ST PETE

About this home

777 3RD AVENUE N UNIT 805

Experience elevated luxury living in the heart of Downtown St. Petersburg at REFLECTION St. Pete—the newest landmark on the city skyline. This exceptional new-construction condominium combines contemporary design, upscale finishes, and an unbeatable location. Situated on the 8th floor of the exclusive 88-residence tower, this Southeast corner home captures some of the most spectacular views in the building. Enjoy sweeping vistas of Mirror Lake, the downtown skyline, and Tampa Bay from expansive floor-to-ceiling glass walls that wrap the corner of the residence, filling the home with natural light and showcasing stunning sunrises every morning. The spacious great room and chef-inspired kitchen create a seamless setting for entertaining and everyday living. The kitchen features sleek Italian cabinetry, premium Bosch stainless steel appliances, and an induction cooktop, blending vibrant style with exceptional functionality. The primary suite serves as a private retreat with breathtaking water and city views, a generous walk-in closet, and a spa-inspired en-suite bath. Additional bedrooms and the versatile den provide comfortable accommodations for guests, family, or a home office. Beyond the residence itself, REFLECTION St. Pete offers an impressive collection of resort-style amenities, including a rooftop pool and spa with panoramic views, a sauna, a 2,000-square-foot fitness center, a stylish community room, and an outdoor bar perfect for gathering with friends. Residents also enjoy complimentary access to a private golf-cart shuttle service throughout downtown St. Pete. This home includes two covered parking spaces—one EV-ready—as well as a private storage unit conveniently located on the same floor. Built with quality and resilience in mind, the building features hurricane-rated impact glass with UV protection, a backup generator, and a Reme-Halo medical-grade air purification system for enhanced comfort and peace of mind. Don’t miss the opportunity to own a remarkable residence at REFLECTION St. Pete, where luxury amenities, breathtaking views, and iconic urban living come together in one extraordinary address.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

2,297

Sqft

0.62 ac

Lot size

2

Garage

2024

Year built

One

Levels

$653

Per sqft

City & Water view

Inside

FlooringCarpet · Porcelain Tile
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Freezer · Ice Maker · Microwave · Range Hood · Refrigerator · Washer · Water Softener
InteriorAccessibility Features · Built-in Features · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofConcrete
ConstructionBlock
FoundationSlab
ViewCity · Water
FacesSoutheast
ParkingAssigned · Covered · Electric Vehicle Charging Station(s) · Portico
ExteriorBalcony · Lighting

Community & fees

HOA fee$2,044/mo
Taxes (2025)$19,639/yr
PetsBreed Restrictions, Number Limit, Size Limit
CommunityDeed Restrictions · Fitness Center · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$12,491 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$8,089
PMI (est., until 20% equity)$562
Property tax — 2025 actual bill$1,637
Condo fee — from the listing$2,044
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $149,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $149,900
Interest rate6.00%
Loan term

Estimated payment

$12,491/mo

Principal & interest$8,089
PMI (est., until 20% equity)$562
Property taxes (actual bill)$1,637
HOA / condo fee$2,044
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.5M
$1.3MedgeAI estimate $1,792,050 · range $1.3M$2.0M$2.1M

vs edgeAI estimate

−16.4%

$/sqft vs REFLECTION ST PETE

$653 vs $731

Days on market

10 vs 57 typical

Where $653/sqft sits among the 6 homes for sale in REFLECTION ST PETE

2
0 · this home
1
1
0
2
$564–615$615–666$666–717$717–768$768–819$819+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Downtown St Petersburg

Map of 777 3RD AVENUE N UNIT 805 inside its neighborhood boundary

Drive times from this address

Downtown Tampa27 min
Tampa Int’l Airport (TPA)27 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

Downtown St Petersburg — neighborhood snapshot

Population

3,169

Median age

60

Median income

$50,655

Median home value

$619,783

Avg household

1

Households w/ children

55%

For the school run

Pinellas County School District

MiddleJohn Hopkins Middle School★★★★★
HighSt. Petersburg High School★★★★★
ElementaryNorth Shore Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

2 of 6

REFLECTION ST PETE have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 95% above the ST PETERSBURG 33701 median. See the full St Petersburg market guide →

Paper trail

This home's history

Aug 1, 2026Listed at $1,499,000 · 10 days on market since
2024Built · REFLECTION ST PETE

Reality check

What actually sold near 777 3RD AVENUE N UNIT 805

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

777 3RD AVENUE N UNIT 1205Sold · Apr ’26

$1,605,000

777 3RD AVENUE N UNIT 1205 · same community

2 bd · 2 ba · 2,297 sqft · $699/sqft · 38 DOM

777 3RD AVENUE N UNIT 1203Sold · Jul ’26

$1,300,000

777 3RD AVENUE N UNIT 1203 · same community

2 bd · 2 ba · 2,048 sqft · $635/sqft · 268 DOM

777 3RD AVENUE N UNIT 804Sold · Apr ’26

$1,100,000

777 3RD AVENUE N UNIT 804 · same community

2 bd · 2 ba · 1,753 sqft · $627/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 777 3RD AVENUE N UNIT 805 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 777 3RD AVENUE N UNIT 805 — before you fall in love.

See it in person

Schedule a tour

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Straight answers

777 3RD AVENUE N UNIT 805 FAQs

What would the monthly payment be for 777 3RD AVENUE N UNIT 805?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,491/mo — principal and interest, the actual property-tax bill, the $2,044/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 777 3RD AVENUE N UNIT 805?+

The association fee works out to $2,044 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 777 3RD AVENUE N UNIT 805?+

The most recent tax bill on record (2025) was $19,639. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 777 3RD AVENUE N UNIT 805?+

The listing reports pets: Breed Restrictions, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $1,499,000, this home is listed about 245% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.

Which schools are assigned to 777 3RD AVENUE N UNIT 805?+

John Hopkins Middle School (middle), St. Petersburg High School (high), North Shore Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,499,000 runs 95% above the ST PETERSBURG 33701 median — but at 2,297 sqft it's also 70% larger than the typical St Petersburg listing.

02City & Water views

The city and water view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $2,044/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Michelle Menke Fife. MLS #TB8529202.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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