777 3RD AVENUE N UNIT 1603, ST PETERSBURG, FL, 33701
Active195 days on marketListed Jan 30, 2026MLS #TB8471038
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About this home
777 3RD AVENUE N UNIT 1603
Developer incentives are currently available and this is hands down one of the BEST VALUES in Downtown St. Pete. REFLECTION St. Pete presents a refined new standard of luxury urban living where architecture, wellness, technology, and walkability seamlessly converge in the heart of downtown St. Petersburg. Perfectly positioned just moments from Mirror Lake, Central Avenue and Beach Drive, residents enjoy effortless access to award-winning restaurants, boutique shopping, waterfront parks, museums, galleries, and the vibrant energy that defines downtown living. NEVER LIVED In and Located on the coveted northeast corner of the tower, this sophisticated residence is one of only 88 luxury homes and is designed to maximize natural light, privacy, and panoramic views. Floor-to-ceiling impact glass surrounds the expansive great room, showcasing sweeping vistas of the city skyline, Mirror Lake, and Tampa Bay while offering exceptional UV protection and enhanced sound insulation for a quieter, more serene living experience. The spacious living area opens seamlessly to a generous private terrace, creating an effortless indoor-outdoor lifestyle. Inside, elegant porcelain tile flooring flows throughout the residence, complemented by soaring 10-foot ceilings and thoughtfully curated designer finishes. The chef-inspired kitchen features quartz countertops, an oversized waterfall-edge island, upgraded cabinetry, panel-ready Bosch stainless steel appliances, and a rare north-facing kitchen window above the sink that frames tranquil city views while enhancing the open, airy feel of the home. The primary suite offers a true retreat, complete with a spa-inspired European-style wet room, upgraded plumbing fixtures, and an expansive walk-in closet. This two-bedroom residence also includes two side-by-side parking spaces and a private storage unit conveniently located on the same floor. REFLECTION elevates luxury living with a remarkable collection of wellness-focused and technology-driven amenities. Residents enjoy access to over 12,000 square feet of rooftop amenities including a glass-wrapped fitness center and social lounge, heated saltwater pool and spa, dry sauna, fire pit, outdoor kitchen, wet bar, and breathtaking panoramic views of Downtown St. Pete and Tampa Bay. The building’s forward-thinking design also incorporates advanced health and comfort features rarely found in luxury condominiums, including state-of-the-art air purification systems with Reme Halo technology throughout all residences and common areas, MERV-13 air filtration, air-scrubbing elevator systems, and antimicrobial copper elevator buttons. Residents are welcomed by two private elevator bays with upgraded 700 ft/min elevator speeds and extended ceiling heights for an elevated arrival experience. Additional conveniences include a covered dog relief area, pet wash station, and an exclusive complimentary valet golf cart shuttle service offered Thursday through Sunday, providing effortless transportation throughout Downtown St. Pete all included within the HOA. Experience elevated downtown living unlike anything else currently available in the market. Contact us today to schedule your private tour of REFLECTION St. Pete.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
2,052
Sqft
0.62 ac
Lot size
2
Garage
2024
Year built
One
Levels
$731
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$10,642 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$12,017/mo
Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.5%
$/sqft vs REFLECTION ST PETE
$731 vs $713
Days on market
195 vs 57 typical
Where $731/sqft sits among the 6 homes for sale in REFLECTION ST PETE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Downtown St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Downtown St Petersburg — neighborhood snapshot
Population
3,169
Median age
60
Median income
$50,655
Median home value
$619,783
Avg household
1
Households w/ children
55%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
1 of 6
REFLECTION ST PETE have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 95% above the ST PETERSBURG 33701 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 777 3RD AVENUE N UNIT 1603
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$1,300,000
777 3RD AVENUE N UNIT 1203 · same community
2 bd · 2 ba · 2,048 sqft · $635/sqft · 268 DOM
Sold · Apr ’26$1,605,000
777 3RD AVENUE N UNIT 1205 · same community
2 bd · 2 ba · 2,297 sqft · $699/sqft · 38 DOM
Sold · Apr ’26$1,100,000
777 3RD AVENUE N UNIT 804 · same community
2 bd · 2 ba · 1,753 sqft · $627/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 777 3RD AVENUE N UNIT 1603 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 777 3RD AVENUE N UNIT 1603 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
777 3RD AVENUE N UNIT 1603 FAQs
What would the monthly payment be for 777 3RD AVENUE N UNIT 1603?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,642/mo — principal and interest, estimated property taxes, the $1,826/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 777 3RD AVENUE N UNIT 1603?+
The association fee works out to $1,826 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 777 3RD AVENUE N UNIT 1603?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 777 3RD AVENUE N UNIT 1603?+
The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $1,500,000, this home is listed about 249% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 777 3RD AVENUE N UNIT 1603?+
John Hopkins Middle School (middle), St. Petersburg High School (high), North Shore Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,500,000 runs 95% above the ST PETERSBURG 33701 median — but at 2,052 sqft it's also 53% larger than the typical St Petersburg listing.
02City & Trees/Woods & Water views
The city and trees/woods and water view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $1,826/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
195 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $1,650,000, now $1,500,000 — a $150K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Rachael Manzanares. MLS #TB8471038.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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