
2465 FOGGY CREEK CIRCLE, CLEARWATER, FL, 33764
Active21 days on marketListed Jul 18, 2026MLS #TB8530608
About this home
2465 FOGGY CREEK CIRCLE
Welcome to this beautifully maintained 3-bedroom, 2.5-bath townhome located in the desirable gated community of Towns at Belleair Grove. Offering a 1-car garage, an oversized driveway with space for two vehicles, and guest parking conveniently located just around the corner, this home combines comfort, style, and convenience. Best of all, the property is situated in an X500 flood zone, NO FLOOD INSURANCE is required. Step inside to discover an open and inviting floor plan featuring wood-look tile flooring throughout the main level, upgraded 5¼-inch baseboards, and abundant natural light. Sliding glass doors lead to a screened-in lanai with vinyl fencing for privacy creating the perfect space to relax or entertain. The well-appointed kitchen boasts white cabinetry with crown moulding, quartz countertops, stainless steel appliances, a spacious walk-in pantry, and a large center island with seating. A convenient half bath on the first floor is ideal for guests. The staircase has laminate flooring which extends down the hallway and into the spacious primary suite. The primary bedroom features an ensuite bath with a dual-sink vanity and quartz countertop as well as a large walk-in closet. Upstairs you have two additional bedrooms which share a full bathroom with a tub, and the upstairs laundry closet adds everyday convenience. Additional features include window blinds, ceiling fans, rain gutters, and an in-wall pest control system. This gated neighborhood features a community pool and is ideally located directly across from the Pinellas Trail, it also offers easy access to shopping, dining, and everyday conveniences within just 2–3 miles. You'll also enjoy a quick commute to Clearwater Beach, Tampa International Airport, and vibrant downtown Tampa. This move-in-ready townhome truly has it all. Schedule your private showing today—you won't be disappointed! All information and measurements deemed reliable: buyer and buyer's agent to verify.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,700
Sqft
0.04 ac
Lot size
1
Garage
2020
Year built
Two
Levels
$238
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,625 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,625/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.9%
$/sqft vs Clearwater actives
$238 vs $227
Days on market
21 vs 55 typical
Where $238/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $307K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
227 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 88% above the CLEARWATER 33764 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 2465 FOGGY CREEK CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$390,000
2485 GOLDEN PASTURE CIRCLE · same community
2 bd · 2.5 ba · 1,571 sqft · $248/sqft · 114 DOM
Sold · Feb ’26$375,000
2497 FOGGY CREEK CIRCLE · same community
2 bd · 2.5 ba · 1,571 sqft · $239/sqft · 85 DOM
Sold · Sep ’25$437,500
2487 GOLDEN PASTURE CIRCLE · same community
3 bd · 2.5 ba · 1,853 sqft · $236/sqft · 84 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2465 FOGGY CREEK CIRCLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2465 FOGGY CREEK CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2465 FOGGY CREEK CIRCLE FAQs
What would the monthly payment be for 2465 FOGGY CREEK CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,625/mo — principal and interest, the actual property-tax bill, the $462/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2465 FOGGY CREEK CIRCLE?+
The association fee works out to $462 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2465 FOGGY CREEK CIRCLE?+
The most recent tax bill on record (2025) was $5,281. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2465 FOGGY CREEK CIRCLE?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $405,000, this home is listed about 47% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2465 FOGGY CREEK CIRCLE?+
Oak Grove Middle School (middle), Plumb Elementary School (elementary), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FUTURE HOME REALTY INC · Scott Tomlinson, Llc. MLS #TB8530608.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Clearwater homes, in your inbox
Like 2465 FOGGY CREEK CIRCLE but not quite? A daily digest of every new listing in Clearwater — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →


