2442 FOGGY CREEK CIRCLE, CLEARWATER, FL, 33764
Active159 days on marketListed Mar 5, 2026MLS #TB8483015
About this home
2442 FOGGY CREEK CIRCLE
Welcome to 2442 Foggy Creek Circle - a 2020-built MI Homes townhome that perfectly blends modern style, smart technology, and an unbeatable Clearwater location. This 2-bedroom, 2.5-bathroom residence with a one-car garage offers an open-concept first floor designed for both everyday living and entertaining. The spacious great room flows seamlessly into a beautifully appointed kitchen featuring sleek quartz countertops, stainless steel appliances, and contemporary cabinetry that elevates the entire space. Soaring 9-foot ceilings create an airy feel throughout the home. Double-pane windows, hurricane shutters, and high-end finishes provide both comfort and peace of mind. Upstairs, you’ll find a versatile open loft ideal for a home office, media room, or flex space. Both bedrooms are thoughtfully positioned upstairs for privacy. The primary suite is a true retreat, complete with a luxurious walk-in shower and a double quartz-top vanity. Step outside to your private back patio - perfect for relaxing evenings or weekend gatherings. As a SMART Home, you’ll enjoy features that connect directly to your phone or tablet, putting convenience at your fingertips. Located in a gated, pet-friendly community with a sparkling pool, this home offers easy access to St. Pete and Tampa, just 20 minutes to Tampa International Airport and only 20 minutes to the world-famous beaches of Clearwater Beach. Shopping, dining, and entertainment are all just minutes away. Don't miss out on this opportunity!
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,571
Sqft
0.03 ac
Lot size
1
Garage
2020
Year built
Two
Levels
$241
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,364 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,364/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.2%
$/sqft vs Clearwater actives
$241 vs $226
Days on market
159 vs 54 typical
Where $241/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $330K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
227 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 76% above the CLEARWATER 33764 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 2442 FOGGY CREEK CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$390,000
2485 GOLDEN PASTURE CIRCLE · same community
2 bd · 2.5 ba · 1,571 sqft · $248/sqft · 114 DOM
Sold · Feb ’26$375,000
2497 FOGGY CREEK CIRCLE · same community
2 bd · 2.5 ba · 1,571 sqft · $239/sqft · 85 DOM
Sold · Sep ’25$437,500
2487 GOLDEN PASTURE CIRCLE · same community
3 bd · 2.5 ba · 1,853 sqft · $236/sqft · 84 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2442 FOGGY CREEK CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2442 FOGGY CREEK CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2442 FOGGY CREEK CIRCLE FAQs
What would the monthly payment be for 2442 FOGGY CREEK CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,364/mo — principal and interest, the actual property-tax bill, the $463/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2442 FOGGY CREEK CIRCLE?+
The association fee works out to $463 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2442 FOGGY CREEK CIRCLE?+
The most recent tax bill on record (2025) was $4,104. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2442 FOGGY CREEK CIRCLE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $379,000, this home is listed about 38% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2442 FOGGY CREEK CIRCLE?+
Oak Grove Middle School (middle), Plumb Elementary School (elementary), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$379,000 runs 76% above the CLEARWATER 33764 median — but at 1,571 sqft it's also 24% larger than the typical Clearwater listing.
02Time on market is leverage
159 days on market against a Clearwater median of 54 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Oak Grove Middle School, Plumb Elementary School, Clearwater High School — Plumb Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $390,000, now $379,000 — a $11K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ASCEND REALTY · Dana Fox. MLS #TB8483015.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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