2441 FOGGY CREEK CIRCLE, CLEARWATER, FL, 33764
Active299 days on marketListed Oct 14, 2025MLS #TB8436335
About this home
2441 FOGGY CREEK CIRCLE
Immaculate Modern Townhome in Gated, Pet-Friendly Towns at Belleair Grove! Welcome to your dream home in the Towns at Belleair Grove — a beautifully maintained, move-in-ready townhome in a secure, gated, and pet-friendly community! This spacious 2-bedroom, 2.5-bath home offers modern comfort, high-end finishes, SMART home features* and a serene backdrop with NO REAR NEIGHBORS FOR ADDED PRIVACY! Built in 2020 by MI Homes and used only as a second residence a few weeks a year, this home feels brand new. You’ll love the open-concept layout with 9-foot ceilings, Double Pane Windows with hurricane shutters, elegant wood-look tile flooring downstairs, and plush carpeting upstairs for a cozy retreat with the convenience of remote access to your *A/C Thermostat, Refrigerator and Garage Door Opener! The chef’s kitchen is a standout, featuring: Sleek quartz countertops Stainless steel appliances 42” cabinets with crown molding Ample cabinet and counter space A breakfast bar plus a spacious dining area Enjoy peaceful views of nature from the living room or relax on your private patio. A convenient half-bath is located on the main floor, perfect for guests. Upstairs, a large, versatile loft offers space for a home office, playroom, or reading nook. The laundry closet with a full-size washer and dryer is ideally located between both bedrooms. Each bedroom features its own private ensuite bath and ceiling fan. The luxurious primary suite includes: Dual sinks with quartz countertops An upgraded walk-in frameless glass shower Stylish tile with decorative accents. Additional highlights: 1-car garage with epoxy flooring The meticulous owner has had the pavered driveway and entry walkway Freshly pressure-washed and sealed! HOA covers: water, sewer, trash, roof & exterior maintenance, gated access, pool upkeep, pest control, lawn care, and landscaping — all for just $463/month! Perfectly situated near top dining, shopping, entertainment, schools, airports, and just minutes to Tampa, St. Pete, and world-famous beaches! Don’t miss this rare opportunity to own a like-new townhome in a prime location — schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,571
Sqft
0.03 ac
Lot size
1
Garage
2020
Year built
Two
Levels
$245
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,595 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,595/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.3%
$/sqft vs Clearwater actives
$245 vs $227
Days on market
299 vs 55 typical
Where $245/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $306K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
225 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 75% above the CLEARWATER 33764 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 2441 FOGGY CREEK CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$390,000
2485 GOLDEN PASTURE CIRCLE · same community
2 bd · 2.5 ba · 1,571 sqft · $248/sqft · 114 DOM
Sold · Feb ’26$375,000
2497 FOGGY CREEK CIRCLE · same community
2 bd · 2.5 ba · 1,571 sqft · $239/sqft · 85 DOM
Sold · Sep ’25$437,500
2487 GOLDEN PASTURE CIRCLE · same community
3 bd · 2.5 ba · 1,853 sqft · $236/sqft · 84 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2441 FOGGY CREEK CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2441 FOGGY CREEK CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2441 FOGGY CREEK CIRCLE FAQs
What would the monthly payment be for 2441 FOGGY CREEK CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,595/mo — principal and interest, the actual property-tax bill, the $463/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2441 FOGGY CREEK CIRCLE?+
The association fee works out to $463 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2441 FOGGY CREEK CIRCLE?+
The most recent tax bill on record (2024) was $6,425. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2441 FOGGY CREEK CIRCLE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $385,000, this home is listed about 40% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2441 FOGGY CREEK CIRCLE?+
Oak Grove Middle School (middle), Plumb Elementary School (elementary), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$385,000 runs 75% above the CLEARWATER 33764 median — but at 1,571 sqft it's also 24% larger than the typical Clearwater listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
299 days on market against a Clearwater median of 55 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Oak Grove Middle School, Plumb Elementary School, Clearwater High School — Plumb Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $395,000, now $385,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Amy Denham PA. MLS #TB8436335.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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