2444 FOGGY CREEK CIRCLE, CLEARWATER, FL, 33764
Active167 days on marketListed Feb 24, 2026MLS #TB8479648
About this home
2444 FOGGY CREEK CIRCLE
Income-Producing Investment Opportunity with Potential Assumable Low-Interest Financing Welcome to 2444 Foggy Creek Circle, Clearwater, FL 33765, a well-maintained 3-bedroom, 2.5-bathroom townhome with a 1-car garage located in the desirable Towns at Belleair Grove community. The property is currently leased, offering investors the opportunity to acquire an income-producing property with an established tenant already in place. Qualified buyers may have the opportunity to assume the existing low-interest mortgage (approximately 3%), subject to lender approval and qualification. This unique financing opportunity may provide substantial savings compared to current market interest rates. The thoughtfully designed floor plan features an open-concept living and dining area that flows seamlessly into the kitchen, creating a functional and inviting living space. Upstairs, the spacious primary suite offers a private en-suite bathroom and generous closet space, while two additional bedrooms and a full bathroom provide comfortable accommodations. A convenient half bathroom is located on the main level, along with an attached one-car garage. Ideally situated in the heart of Pinellas County, Towns at Belleair Grove provides convenient access to US-19, Gulf-to-Bay Boulevard, Downtown Clearwater, Belleair, Dunedin, Safety Harbor, Tampa, and St. Petersburg. Residents enjoy close proximity to shopping, dining, medical facilities, parks, airports, and Florida's award-winning Gulf Coast beaches. Whether you're expanding your investment portfolio or purchasing your first rental property, this well-maintained townhome offers immediate rental income through its current lease, a highly desirable Clearwater location, and the potential advantage of assumable low-interest financing for qualified buyers. Lease terms and additional property details are available upon request.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,853
Sqft
0.04 ac
Lot size
1
Garage
2020
Year built
Two
Levels
$232
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,757 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,757/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.7%
$/sqft vs Clearwater actives
$232 vs $227
Days on market
167 vs 55 typical
Where $232/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $312K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
227 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% above the CLEARWATER 33764 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 2444 FOGGY CREEK CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$437,500
2487 GOLDEN PASTURE CIRCLE · same community
3 bd · 2.5 ba · 1,853 sqft · $236/sqft · 84 DOM
Sold · Oct ’25$435,900
2432 GOLDEN PASTURE CIRCLE · same community
3 bd · 2.5 ba · 1,853 sqft · $235/sqft · 103 DOM
Sold · May ’26$410,000
2456 FOGGY CREEK CIRCLE · same community
3 bd · 2.5 ba · 1,853 sqft · $221/sqft · 76 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2444 FOGGY CREEK CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2444 FOGGY CREEK CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2444 FOGGY CREEK CIRCLE FAQs
What would the monthly payment be for 2444 FOGGY CREEK CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,757/mo — principal and interest, the actual property-tax bill, the $465/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2444 FOGGY CREEK CIRCLE?+
The association fee works out to $465 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2444 FOGGY CREEK CIRCLE?+
The most recent tax bill on record (2025) was $5,000. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2444 FOGGY CREEK CIRCLE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $429,000, this home is listed about 56% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2444 FOGGY CREEK CIRCLE?+
Oak Grove Middle School (middle), Plumb Elementary School (elementary), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$429,000 runs 99% above the CLEARWATER 33764 median — but at 1,853 sqft it's also 46% larger than the typical Clearwater listing.
02Time on market is leverage
167 days on market against a Clearwater median of 55 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Oak Grove Middle School, Plumb Elementary School, Clearwater High School — Plumb Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $449,000, now $429,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of THE SHOP REAL ESTATE CO. · Jessica Martin. MLS #TB8479648.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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