David Ramirez
$3,200,0003 bd3.5 ba2,658 sqft$1,204 /sqft$19,665 /mo all-in ↓

400 CENTRAL AVENUE UNIT 2901, ST PETERSBURG, FL, 33701

Active23 days on marketListed Jul 17, 2026MLS #TB8529798

Condominium400 CENTRAL

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About this home

400 CENTRAL AVENUE UNIT 2901

Virtually Staged. Rising above the heart of downtown St. Petersburg, Residence 2901 at the newly completed Residences at 400 Central offers an exceptional perspective of the city from one of its most desirable southwest corner locations. Thanks to the tower's signature architecture, this residence captures sweeping views of the downtown skyline, Tampa Bay, the waterfront, and all the way to the Gulf of Mexico. The building's distinctive design creates a visual experience found in few residences throughout the city, where the skyline, bay, and horizon become an ever-changing backdrop from first light to the final glow of sunset. Offering approximately 2,658 square feet of interior living space, this thoughtfully designed residence features 3 bedrooms, 3.5 baths, and over 1,000 square feet of wraparound terrace space, bringing the total living area to more than 3,600 square feet. The expansive terrace spans nearly the entire perimeter of the residence, creating multiple outdoor living spaces that seamlessly extend the home's already generous footprint. Designed to blur the line between indoors and out, every bedroom enjoys direct access to its own private balcony, while large high gloss tile flooring and walls of floor-to-ceiling glass open the great room and dining areas to the wraparound terrace. Natural light moves effortlessly through the residence throughout the day, creating an atmosphere that feels open, airy, and continually connected to the surrounding cityscape, waterfront, and sky. The spacious primary suite offers private terrace access, a spa-inspired en suite bath, and generous closet space, while the additional bedrooms are equally well-proportioned for guests or everyday living. Multiple closets throughout the residence provide exceptional storage rarely found in condominium living. The kitchen embraces a clean, contemporary aesthetic with sleek European-style cabinetry, premium stainless steel appliances, expansive work surfaces, and an open design that flows effortlessly into the main living areas—ideal for everything from quiet mornings to effortless entertaining. Designer upgrades throughout include premium flooring and motorized electric blinds, complementing the residence's modern architecture without distracting from the remarkable views beyond. As the tallest residential tower on Florida's Gulf Coast, Residences at 400 Central offers an unparalleled collection of resort-style amenities, including a spectacular Sky Lounge, expansive pool terrace, fitness and wellness center, private club rooms, concierge services, and over 35,000 square feet of thoughtfully curated resident spaces. Just outside your door, downtown St. Petersburg's award-winning restaurants, Beach Drive, the St. Pete Pier, waterfront parks, museums, marinas, and vibrant arts scene create one of Florida's most walkable and sought-after urban lifestyles.

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

2,658

Sqft

2.3 ac

Lot size

2

Garage

2022

Year built

One

Levels

$1,204

Per sqft

City & Park/Greenbelt & Pool & Water viewPets allowed

Inside

FlooringPorcelain Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Dryer · Electric Water Heater · Freezer · Ice Maker · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorEating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMembrane
ConstructionBlock · Concrete · Metal Frame · Stucco
FoundationSlab
ViewCity · Park/Greenbelt · Pool · Water
FacesSouthwest
ParkingAssigned · Covered · Guest · Under Building · Valet
ExteriorBalcony · Dog Run · Irrigation System · Lighting · Other · Outdoor Grill · Outdoor Kitchen · Sliding Doors · Storage

Community & fees

HOA fee$1,038/mo
Taxes (2025)$0/yr
PetsBreed Restrictions, Yes
CommunityDog Park · Fitness Center · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$19,665 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$17,267
PMI (est., until 20% equity)$1,200
Property tax — 2025 actual bill$0
Condo fee — from the listing$1,038
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $320,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $320,000
Interest rate6.00%
Loan term

Estimated payment

$22,598/mo

Principal & interest$17,267
PMI (est., until 20% equity)$1,200
Est. property taxes$2,933
HOA / condo fee$1,038
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $3.2M
$2.3MedgeAI estimate $2,476,967 · range $2.4M$2.6M$3.3M

vs edgeAI estimate

+29.2%

$/sqft vs 400 CENTRAL

$1,204 vs $1,000

Days on market

23 vs 55 typical

Where $1,204/sqft sits among the 29 homes for sale in 400 CENTRAL

7
7
6
3
2
4 · this home
$852–918$918–983$983–1049$1049–1114$1114–1180$1180+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Petersburg

Map of 400 CENTRAL AVENUE UNIT 2901

Drive times from this address

Downtown Tampa28 min
Tampa Int’l Airport (TPA)28 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

ST PETERSBURG 33701 — neighborhood snapshot

Population

18,485

Median age

46.3

Median income

$69,098

Median home value

$590,900

Avg household

1.65

Households w/ children

934

For the school run

Pinellas County School District

ElementaryCampbell Park Elementary School★★★★★
MiddleJohn Hopkins Middle School★★★★★
HighSt. Petersburg High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

14 of 29

400 CENTRAL have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 327% above the ST PETERSBURG 33701 median. See the full St Petersburg market guide →

Paper trail

This home's history

Jul 17, 2026Listed at $3,200,000 · 23 days on market since
2022Built · 400 CENTRAL

Reality check

What actually sold near 400 CENTRAL AVENUE UNIT 2901

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

400 CENTRAL AVENUE UNIT 2701Sold · Feb ’26

$3,094,750

400 CENTRAL AVENUE UNIT 2701 · same community

3 bd · 3.5 ba · 2,658 sqft · $1,164/sqft · 0 DOM

400 CENTRAL AVENUE UNIT 2507Sold · Feb ’26

$3,050,000

400 CENTRAL AVENUE UNIT 2507 · same community

3 bd · 3.5 ba · 2,606 sqft · $1,170/sqft · 0 DOM

400 CENTRAL AVENUE UNIT 2607Sold · Feb ’26

$3,374,450

400 CENTRAL AVENUE UNIT 2607 · same community

3 bd · 3.5 ba · 2,606 sqft · $1,295/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 400 CENTRAL AVENUE UNIT 2901 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 400 CENTRAL AVENUE UNIT 2901 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

400 CENTRAL AVENUE UNIT 2901 FAQs

What would the monthly payment be for 400 CENTRAL AVENUE UNIT 2901?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $19,665/mo — principal and interest, estimated property taxes, the $1,038/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 400 CENTRAL AVENUE UNIT 2901?+

The association fee works out to $1,038 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 400 CENTRAL AVENUE UNIT 2901?+

The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 400 CENTRAL AVENUE UNIT 2901?+

The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $3,200,000, this home is listed about 644% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.

Which schools are assigned to 400 CENTRAL AVENUE UNIT 2901?+

Campbell Park Elementary School (elementary), John Hopkins Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$3,200,000 runs 327% above the ST PETERSBURG 33701 median — but at 2,658 sqft it's also nearly twice the size of the typical St Petersburg listing.

02City & Park/Greenbelt & Pool & Water views

The city and park/greenbelt and pool and water view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $1,038/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Jennifer Thayer. MLS #TB8529798.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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