400 CENTRAL AVENUE UNIT 303, ST PETERSBURG, FL, 33701
Active138 days on marketListed Mar 24, 2026MLS #TB8487690
About this home
400 CENTRAL AVENUE UNIT 303
Experience exceptional design, volume, and convenience at 400 Central Avenue, Residence #303—one of Downtown St. Petersburg’s most unique city home-style luxury residences. Defined by soaring double-height ceilings and dramatic two-story windows, the grand living space is filled with natural light, creating an airy, architectural statement rarely found in condo living. This two-level residence offers a highly desirable and flexible layout, including a private second-floor entry from the 4th-floor corridor, ideal for hosting guests or creating a separate retreat for family and visitors. The seamless connection to two oversized private terraces (totaling 576 sq ft) enhances the coveted indoor-outdoor Florida lifestyle, perfect for entertaining. Spanning approximately 2,292 sq ft, the residence features 2 bedrooms, 2 full baths, and a guest powder room. The primary suite has a spa-inspired bathroom and freestanding soaking tub, while the designer kitchen is equipped with premium JennAir appliances, sleek cabinetry, and an in-unit washer and dryer. A rare highlight is the direct-access convenience—this residence is positioned on the same level as building entry, allowing you to come and go without using the elevator. The nearby parking spaces (one assigned and one valet) further enhance the effortless, lock-and-leave lifestyle. Residents of 400 Central enjoy over 36,000 sq ft of resort-style amenities, including a luxury pool deck, fitness center, social lounge, theater room, game room, coworking spaces, and conference suites. The Sky Lounge Observatory on the 46th floor offers breathtaking panoramic views of Tampa Bay and the Gulf of Mexico, providing an unparalleled setting for relaxation and entertaining. Located in the heart of Downtown St. Petersburg, this residence is just steps to fine dining, upscale shopping, waterfront parks, marinas, and vibrant cultural attractions. Call to see this two story city home today!
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
2,292
Sqft
1 ac
Lot size
2025
Year built
Two
Levels
$958
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$15,027 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$15,027/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.2%
$/sqft vs 400 CENTRAL
$958 vs $1,010
Days on market
138 vs 55 typical
Where $958/sqft sits among the 29 homes for sale in 400 CENTRAL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33701 — neighborhood snapshot
Population
18,485
Median age
46.3
Median income
$69,098
Median home value
$590,900
Avg household
1.65
Households w/ children
934
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
13 of 29
400 CENTRAL have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 191% above the ST PETERSBURG 33701 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 400 CENTRAL AVENUE UNIT 303
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$1,876,950
400 CENTRAL AVENUE UNIT 304 · same community
2 bd · 2.5 ba · 2,141 sqft · $877/sqft · 0 DOM
Sold · Jan ’26$1,680,950
400 CENTRAL AVENUE UNIT 306 · same community
2 bd · 2.5 ba · 2,139 sqft · $786/sqft · 0 DOM
Sold · Feb ’26$3,050,000
400 CENTRAL AVENUE UNIT 2507 · same community
3 bd · 3.5 ba · 2,606 sqft · $1,170/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 400 CENTRAL AVENUE UNIT 303 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 400 CENTRAL AVENUE UNIT 303 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
400 CENTRAL AVENUE UNIT 303 FAQs
What would the monthly payment be for 400 CENTRAL AVENUE UNIT 303?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $15,027/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 400 CENTRAL AVENUE UNIT 303?+
The most recent tax bill on record (2025) was $26,400. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 400 CENTRAL AVENUE UNIT 303?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $2,195,000, this home is listed about 410% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 400 CENTRAL AVENUE UNIT 303?+
Campbell Park Elementary School (elementary), John Hopkins Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$2,195,000 runs 191% above the ST PETERSBURG 33701 median — but at 2,292 sqft it's also 70% larger than the typical St Petersburg listing.
02City & Water views
The city and water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
138 days on market against a St Petersburg median of 55 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $2,295,000, now $2,195,000 — a $100K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Liz Heinkel. MLS #TB8487690.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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