400 CENTRAL AVENUE UNIT 3606, ST PETERSBURG, FL, 33701
Active164 days on marketListed Feb 26, 2026MLS #TB8480935
About this home
400 CENTRAL AVENUE UNIT 3606
Rising from the 36th floor of the iconic 400 Central, Residence 3606 captures sweeping southeast views of Tampa Bay and the downtown skyline from one of the tower’s most elevated vantage points. From sunrise over open water to shimmering evening city lights, this three-bedroom, three-bath residence offers a rare opportunity to live high above the vibrant heart of downtown St. Petersburg while immersed in panoramic coastal vistas. Encompassing approximately 1,948 square feet of refined interior living space, the home is complemented by an extraordinary 413-square-foot full-length terrace that spans the width of the residence — creating a seamless indoor-outdoor lifestyle rarely found in a downtown tower. Floor-to-ceiling glass and expansive sliding doors flood the open-concept living and dining areas with natural light while framing uninterrupted water and skyline views. The thoughtfully designed split-bedroom floor plan offers both privacy and functionality. The spacious owner’s suite enjoys direct terrace access, a generous walk-in closet, and a spa-inspired bath featuring dual vanities, a soaking tub, and a separate glass-enclosed shower. Each guest bedroom is well proportioned and positioned for comfort, making this layout ideal for full-time living or hosting with ease. The chef’s kitchen anchors the great room and is designed for both everyday living and entertaining, offering sleek cabinetry, premium appliances, and an oversized island that maintains open sightlines to the water beyond. A dedicated parking space, valet service, and a private climate-controlled storage unit add a level of convenience and security rarely available in a premier downtown high-rise. With 2,361 total square feet including terrace space, Residence 3606 delivers scale, flow, and dramatic views at a level rarely available. 400 Central redefines luxury condominium living in downtown St. Petersburg, offering resort-style amenities including a rooftop pool and spa deck, private cabanas, state-of-the-art fitness center, residents’ lounge, concierge services, and secure access — all just steps from Central Avenue’s dining, museums, waterfront parks, and the St. Pete Pier. Elevated. Refined. Unmistakably iconic.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,948
Sqft
2
Garage
2026
Year built
One
Levels
$1,155
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$13,145 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$15,207/mo
Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.7%
$/sqft vs 400 CENTRAL
$1,155 vs $1,000
Days on market
164 vs 55 typical
Where $1,155/sqft sits among the 29 homes for sale in 400 CENTRAL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33701 — neighborhood snapshot
Population
18,485
Median age
46.3
Median income
$69,098
Median home value
$590,900
Avg household
1.65
Households w/ children
934
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
13 of 29
400 CENTRAL have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 198% above the ST PETERSBURG 33701 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 400 CENTRAL AVENUE UNIT 3606
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$2,123,550
400 CENTRAL AVENUE UNIT 2506 · same community
3 bd · 3 ba · 1,948 sqft · $1,090/sqft · 0 DOM
Sold · Feb ’26$1,787,615
400 CENTRAL AVENUE UNIT 2905 · same community
3 bd · 3 ba · 1,921 sqft · $931/sqft · 0 DOM
Sold · Mar ’26$1,467,000
400 CENTRAL AVENUE UNIT 2503 · same community
3 bd · 3 ba · 1,782 sqft · $823/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 400 CENTRAL AVENUE UNIT 3606 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 400 CENTRAL AVENUE UNIT 3606 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
400 CENTRAL AVENUE UNIT 3606 FAQs
What would the monthly payment be for 400 CENTRAL AVENUE UNIT 3606?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $13,145/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 400 CENTRAL AVENUE UNIT 3606?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 400 CENTRAL AVENUE UNIT 3606?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $2,250,000, this home is listed about 423% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 400 CENTRAL AVENUE UNIT 3606?+
Campbell Park Elementary School (elementary), John Hopkins Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$2,250,000 runs 198% above the ST PETERSBURG 33701 median — but at 1,948 sqft it's also 44% larger than the typical St Petersburg listing.
02City & Water views
The city and water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
164 days on market against a St Petersburg median of 55 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $2,425,000, now $2,250,000 — a $175K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MICHAEL SAUNDERS & COMPANY · Kelli Welch. MLS #TB8480935.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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