400 CENTRAL AVENUE UNIT 306, ST PETERSBURG, FL, 33701
Active142 days on marketListed Mar 20, 2026MLS #TB8488567
About this home
400 CENTRAL AVENUE UNIT 306
A rare opportunity to own an urban townhouse-style residence within The Residences at 400 Central, one of Downtown St. Petersburg’s most iconic luxury addresses. Rising 515 feet, 400 Central is recognized as the tallest residential tower on Florida’s west coast. Residence 306 features 2 bedrooms, 2.5 baths, and a loft across a unique two-level design that lives like a private cityhome. In the great room, soaring 22-foot ceilings make an unforgettable first impression, creating a dramatic sense of scale and natural light, while the nearly 11-foot ceilings upstairs continue the home’s spacious and refined feel. The loft offers ideal flexibility for a study, media retreat, or additional lounge space. The gourmet kitchen is equipped with a gas cooking range along with JennAir microwave and oven appliances, while the home’s two-zone air conditioning system offers separate climate control for the first and second levels. Adding to its unique appeal, the residence also includes access through TH406, allowing entry from the 4th floor directly into the upper level, where you’ll find the loft, the private primary suite, and balcony—creating a rare and convenient dual-entry cityhome experience within the tower. This exceptional residence is complemented by an impressive amenity collection with over 36,000 square feet of private indoor and outdoor residential spaces devoted to wellness, recreation, and relaxation. Residents enjoy a 46th-floor glass-enclosed Sky Lounge Observatory, exterior observation deck with lounge seating, tropical resort-style pool, outdoor kitchen and dining area with barbecue grills, bocce ball court, and a covered dog park with washing station. Perfectly positioned in the center of Downtown St. Petersburg, Townhome 306 offers an exceptional opportunity to enjoy elevated downtown living just moments from dining, shopping, boutiques, museums, parks, the Pier, Albert Whitted Airport, and the waterfront.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
2,139
Sqft
2.3 ac
Lot size
2
Garage
2022
Year built
Two
Levels
$1,000
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$12,501 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$14,461/mo
Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.1%
$/sqft vs 400 CENTRAL
$1,000 vs $1,010
Days on market
142 vs 55 typical
Where $1,000/sqft sits among the 29 homes for sale in 400 CENTRAL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33701 — neighborhood snapshot
Population
18,485
Median age
46.3
Median income
$69,098
Median home value
$590,900
Avg household
1.65
Households w/ children
934
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
14 of 29
400 CENTRAL have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 185% above the ST PETERSBURG 33701 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 400 CENTRAL AVENUE UNIT 306
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$1,680,950
400 CENTRAL AVENUE UNIT 306 · same community
2 bd · 2.5 ba · 2,139 sqft · $786/sqft · 0 DOM
Sold · Jan ’26$1,876,950
400 CENTRAL AVENUE UNIT 304 · same community
2 bd · 2.5 ba · 2,141 sqft · $877/sqft · 0 DOM
Sold · Feb ’26$2,123,550
400 CENTRAL AVENUE UNIT 2506 · same community
3 bd · 3 ba · 1,948 sqft · $1,090/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 400 CENTRAL AVENUE UNIT 306 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 400 CENTRAL AVENUE UNIT 306 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
400 CENTRAL AVENUE UNIT 306 FAQs
What would the monthly payment be for 400 CENTRAL AVENUE UNIT 306?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,501/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 400 CENTRAL AVENUE UNIT 306?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 400 CENTRAL AVENUE UNIT 306?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $2,138,500, this home is listed about 397% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 400 CENTRAL AVENUE UNIT 306?+
Campbell Park Elementary School (elementary), John Hopkins Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$2,138,500 runs 185% above the ST PETERSBURG 33701 median — but at 2,139 sqft it's also 58% larger than the typical St Petersburg listing.
02City & Park/Greenbelt & Pool & Water views
The city and park/greenbelt and pool and water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
142 days on market against a St Petersburg median of 55 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of IVY UNITED · Jing Nimchuk. MLS #TB8488567.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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