
400 CENTRAL AVENUE UNIT 3706, ST PETERSBURG, FL, 33701
Active96 days on marketListed May 7, 2026MLS #TB8505959
About this home
400 CENTRAL AVENUE UNIT 3706
Virtually Staged. Ascending on the 37th floor of 400 Central - the tallest residential tower on Florida’s Gulf Coast - Residence 3706 delivers an unmatched pinnacle experience in downtown St. Petersburg. This rare three-bedroom, three-bath sky home combines one of the building’s highest private elevations with approximately $28,000 in thoughtful designer upgrades, creating a turnkey residence that feels custom from the moment you step inside. Spanning approximately 1,948 square feet of sun-drenched interior space plus a sweeping 413-square-foot terrace that runs the full width of the unit, the home invites effortless indoor-outdoor living. Dramatic 10-foot ceilings and walls of floor-to-ceiling glass frame ever-changing views of Tampa Bay, the glittering downtown skyline, and golden Gulf sunsets that paint the horizon each evening. The open-concept great room flows seamlessly into the dining and kitchen areas, where an oversized island equipped with a wine cooler serves as the heart of the space, ideal for casual mornings or sophisticated entertaining while keeping the water views front and center. A smart split-bedroom layout ensures privacy and flexibility. The generous primary suite features direct terrace access, a walk-in closet, and a spa-like bath elevated with Italian tile, custom backsplashes, dual vanities, upgraded medicine cabinet with integrated light, a deep soaking tub, and a frameless glass shower. Both guest suites are thoughtfully proportioned for comfort, whether welcoming family or friends. In the chef-inspired kitchen, premium finishes shine through: light-toned wide-plank wood cabinetry, quartz countertops, European-style detailing, and high-end appliances including a gas range - upgrades that set this residence apart and add immediate value. Beyond the private spaces, 3706 includes dedicated parking (with secure key-fob access and EV charging capability), a private climate-controlled storage unit, and valet service for ultimate convenience. Residents of 400 Central enjoy a full suite of resort-caliber amenities: a resort style pool and spa deck with private cabanas, a state-of-the-art Technogym fitness center complete with yoga and functional-training studios, a residents’ lounge, game room, co-working spaces, boardroom, and the exclusive 46th-floor Sky Lounge with its panoramic observation terraces. A 24-hour concierge, on-site retail and dining, and effortless walkability to Central Avenue’s vibrant scene, world-class museums, waterfront parks, the St. Pete Pier - and even a Michelin Guide restaurant just across the street - complete this one-of-a-kind lifestyle. At 2,361 total square feet including the terrace, Residence 3706 is more than a home - it is an elevated statement of refined coastal living in the heart of downtown St. Petersburg. Move-in ready and truly distinctive.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,948
Sqft
9129 ac
Lot size
2
Garage
2025
Year built
One
Levels
$1,258
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$15,696 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$17,942/mo
Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+25.3%
$/sqft vs 400 CENTRAL
$1,258 vs $1,000
Days on market
96 vs 57 typical
Where $1,258/sqft sits among the 29 homes for sale in 400 CENTRAL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33701 — neighborhood snapshot
Population
18,485
Median age
46.3
Median income
$69,098
Median home value
$590,900
Avg household
1.65
Households w/ children
934
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
14 of 29
400 CENTRAL have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 216% above the ST PETERSBURG 33701 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 400 CENTRAL AVENUE UNIT 3706
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$2,123,550
400 CENTRAL AVENUE UNIT 2506 · same community
3 bd · 3 ba · 1,948 sqft · $1,090/sqft · 0 DOM
Sold · Feb ’26$1,787,615
400 CENTRAL AVENUE UNIT 2905 · same community
3 bd · 3 ba · 1,921 sqft · $931/sqft · 0 DOM
Sold · Mar ’26$1,467,000
400 CENTRAL AVENUE UNIT 2503 · same community
3 bd · 3 ba · 1,782 sqft · $823/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 400 CENTRAL AVENUE UNIT 3706 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 400 CENTRAL AVENUE UNIT 3706 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
400 CENTRAL AVENUE UNIT 3706 FAQs
What would the monthly payment be for 400 CENTRAL AVENUE UNIT 3706?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $15,696/mo — principal and interest, estimated property taxes, the $1,397/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 400 CENTRAL AVENUE UNIT 3706?+
The association fee works out to $1,397 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 400 CENTRAL AVENUE UNIT 3706?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 400 CENTRAL AVENUE UNIT 3706?+
The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $2,450,000, this home is listed about 463% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 400 CENTRAL AVENUE UNIT 3706?+
Campbell Park Elementary School (elementary), John Hopkins Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$2,450,000 runs 216% above the ST PETERSBURG 33701 median — but at 1,948 sqft it's also 44% larger than the typical St Petersburg listing.
02City & Water views
The city and water view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $1,397/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
Listing courtesy of MICHAEL SAUNDERS & COMPANY · Kelli Welch. MLS #TB8505959.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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