400 CENTRAL AVENUE UNIT 3401, ST PETERSBURG, FL, 33701
Active123 days on marketListed Apr 9, 2026MLS #TB8493276
About this home
400 CENTRAL AVENUE UNIT 3401
Perfectly positioned on the southwest corner of the newly completed 400 Central, Residence 3401 captures one of the building’s most spectacular vantage points. Thanks to the tower’s unique angled design and the residence’s coveted southwest orientation, the home enjoys remarkable panoramic views stretching across Tampa Bay and all the way to the Gulf of Mexico. Framing these views is an exceptional feature—an expansive wraparound terrace that spans the entire outer edge of the residence, creating a seamless connection between indoor and outdoor living and offering multiple vantage points for sunrise, sunset, and the downtown skyline. This expansive 3-bedroom, 3.5-bath residence offers approximately 2,658 square feet of interior living space complemented by over 1,000 square feet of terrace space, delivering more than 3,600 square feet of total living area. A standout feature of this residence is that every bedroom, in addition to the main living areas, offers direct access to its own private balcony space, allowing each room to enjoy natural light, fresh air, and its own unique perspective of the surrounding views. Inside, floor-to-ceiling glass walls flood the open-concept great room and dining areas with natural light while seamlessly extending the living experience to the terraces. The result is a home that feels both spacious and inviting, ideal for entertaining or enjoying quiet evenings overlooking the water and city lights. The designer kitchen features sleek European-style cabinetry, quartz countertops with a waterfall island, matching quartz backsplash, and a premium JennAir appliance package, including a gas cooktop, wall oven and microwave combination, counter-depth refrigerator, and integrated dishwasher. The primary suite serves as a private retreat with direct terrace access and a spa-inspired bathroom featuring a freestanding soaking tub, frameless glass shower with rain and handheld fixtures, quartz vanity with dual sinks, and Grohe fixtures throughout. Additional features include porcelain tile flooring in the main living areas, premium carpeting in the bedrooms, solid core interior doors, recessed LED lighting, high-efficiency climate control, and a full-size Whirlpool washer and dryer. Residents of 400 Central enjoy resort-style amenities, sophisticated design, and immediate access to downtown St. Petersburg’s waterfront parks, dining, arts venues, and vibrant urban lifestyle. Residence 3401 represents a rare opportunity to own a premier corner residence with sweeping water views, exceptional outdoor living, and private balcony access from every bedroom
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
2,658
Sqft
2.3 ac
Lot size
2
Garage
2025
Year built
One
Levels
$1,240
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$22,985 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$22,985/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+30.1%
$/sqft vs 400 CENTRAL
$1,240 vs $1,000
Days on market
123 vs 57 typical
Where $1,240/sqft sits among the 29 homes for sale in 400 CENTRAL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33701 — neighborhood snapshot
Population
18,485
Median age
46.3
Median income
$69,098
Median home value
$590,900
Avg household
1.65
Households w/ children
934
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
14 of 29
400 CENTRAL have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 337% above the ST PETERSBURG 33701 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 400 CENTRAL AVENUE UNIT 3401
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$3,094,750
400 CENTRAL AVENUE UNIT 2701 · same community
3 bd · 3.5 ba · 2,658 sqft · $1,164/sqft · 0 DOM
Sold · Feb ’26$3,050,000
400 CENTRAL AVENUE UNIT 2507 · same community
3 bd · 3.5 ba · 2,606 sqft · $1,170/sqft · 0 DOM
Sold · Feb ’26$3,374,450
400 CENTRAL AVENUE UNIT 2607 · same community
3 bd · 3.5 ba · 2,606 sqft · $1,295/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 400 CENTRAL AVENUE UNIT 3401 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 400 CENTRAL AVENUE UNIT 3401 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
400 CENTRAL AVENUE UNIT 3401 FAQs
What would the monthly payment be for 400 CENTRAL AVENUE UNIT 3401?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $22,985/mo — principal and interest, the actual property-tax bill, the $1,976/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 400 CENTRAL AVENUE UNIT 3401?+
The association fee works out to $1,976 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 400 CENTRAL AVENUE UNIT 3401?+
The most recent tax bill on record (2025) was $22,000. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 400 CENTRAL AVENUE UNIT 3401?+
The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $3,295,000, this home is listed about 666% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 400 CENTRAL AVENUE UNIT 3401?+
Campbell Park Elementary School (elementary), John Hopkins Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$3,295,000 runs 337% above the ST PETERSBURG 33701 median — but at 2,658 sqft it's also nearly twice the size of the typical St Petersburg listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $1,976/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
123 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of MICHAEL SAUNDERS & COMPANY · Kelli Welch. MLS #TB8493276.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New St Petersburg homes, in your inbox
Like 400 CENTRAL AVENUE UNIT 3401 but not quite? A daily digest of every new listing in St Petersburg — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →