6400 MONTANA AVENUE, NEW PORT RICHEY, FL, 34653
Active32 days on marketListed Jul 16, 2026MLS #TB8529661
About this home
6400 MONTANA AVENUE
Virtually Staged. Move-In Ready! Beautifully renovated 3-bedroom, 2-bath corner home located in the heart of New Port Richey, just 5 minutes from vibrant Downtown New Port Richey, where you’ll enjoy restaurants, shopping, parks, entertainment, and community events. This meticulously updated home offers 1,315 sq. ft. of comfortable living space with numerous upgrades, featuring impact windows,including a brand-new HVAC system, new water heater, completely remodeled kitchen, new stainless steel appliances, and elegant large-format luxury ceramic tile flooring throughout, creating a modern and low-maintenance living environment, NEW FENCE!! The spacious primary suite features its own private exterior entrance, providing exceptional flexibility for multi-generational living, guest accommodations, a private office, or potential short-term rental income. Situated on a desirable corner lot, this property offers added privacy, excellent curb appeal, and additional outdoor space for entertaining or future enhancements. Even better, NO HOA and NOT located in a flood zone, helping reduce ownership costs while providing added peace of mind. Conveniently located near shopping, schools, medical facilities, US-19, beaches, and major commuter routes, this home is ideal for first-time homebuyers, families or investors seeking a turnkey property with income-producing potential. Don’t miss this exceptional opportunity to own a beautifully updated home in one of Pasco County’s fastest-growing areas. Schedule your private showing today
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,315
Sqft
0.12 ac
Lot size
1968
Year built
One
Levels
$232
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,346 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,346/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+17.1%
$/sqft vs NEW PORT RICHEY CITY
$232 vs $243
Days on market
32 vs 52 typical
Where $232/sqft sits among the 10 homes for sale in NEW PORT RICHEY CITY
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside East Madison
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
East Madison — neighborhood snapshot
Population
2,871
Median age
53
Median income
$47,467
Median home value
$106,978
Avg household
2
Households w/ children
192
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$280K → $270K
New Port Richey median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
5 of 10
NEW PORT RICHEY CITY have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% above the NEW PORT RICHEY 34653 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 6400 MONTANA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$240,000
6332 MISSOURI AVENUE · same community
3 bd · 2 ba · 1,361 sqft · $176/sqft · 45 DOM
Sold · Jan ’26$300,000
6441 PENNSYLVANIA AVENUE · same community
3 bd · 2 ba · 1,413 sqft · $212/sqft · 55 DOM
Sold · Nov ’25$315,000
6447 PENNSYLVANIA AVENUE · same community
3 bd · 2 ba · 1,413 sqft · $223/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6400 MONTANA AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6400 MONTANA AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6400 MONTANA AVENUE FAQs
What would the monthly payment be for 6400 MONTANA AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,346/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6400 MONTANA AVENUE?+
The most recent tax bill on record (2025) was $3,072. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in New Port Richey?+
At $304,999, this home is listed about 7% above the New Port Richey median of $284,900. The market section on this page shows how the area is trending.
Which schools are assigned to 6400 MONTANA AVENUE?+
Gulf Middle School (middle), Cotee River Elementary School (elementary), Gulf High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SHARKS REALTY GROUP LLC · Natalia Bedoya Vanegas. MLS #TB8529661.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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