5638 VIRGINIA AVENUE, NEW PORT RICHEY, FL, 34652
Active84 days on marketListed May 22, 2026MLS #TB8511365
About this home
5638 VIRGINIA AVENUE
***PRICE IMPROVEMENT!*** Now offered at **$299,900**, this charming cottage-style home presents an incredible opportunity to own in the heart of Historic Downtown New Port Richey. Just a short stroll from Sims Park, Orange Lake, the Cotee River, local restaurants, coffee shops, breweries, boutiques, community events, and waterfront entertainment, this location offers the perfect blend of small-town charm and vibrant downtown living. Built in 1950, this inviting 2-bedroom, 1-bath home is filled with character and warmth. Inside, you'll find a spacious living room, dedicated dining room, eat-in kitchen, indoor laundry room, and a light-filled sunroom that's perfect for morning coffee, reading, a home office, or additional flex space. The comfortable floor plan blends timeless charm with everyday functionality. Situated on an oversized corner lot in Flood Zone X, this property places you conveniently located near of parks, festivals, golf cart parades, paddle launches, the library, theater, and everything that makes Historic Downtown New Port Richey one of the area's most desirable destinations. Whether you're searching for a full-time residence, seasonal retreat, or investment opportunity, this home offers exceptional value, character, and a downtown lifestyle that's becoming increasingly hard to find.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,095
Sqft
0.17 ac
Lot size
1950
Year built
One
Levels
$274
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,441 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,441/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+26.8%
$/sqft vs NEW PORT RICHEY CITY
$274 vs $243
Days on market
84 vs 53 typical
Where $274/sqft sits among the 9 homes for sale in NEW PORT RICHEY CITY
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside New Port Richey
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
NEW PORT RICHEY 34652 — neighborhood snapshot
Population
25,900
Median age
51.8
Median income
$52,396
Median home value
$198,400
Avg household
2.19
Households w/ children
1,991
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$280K → $263K
New Port Richey median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
4 of 9
NEW PORT RICHEY CITY have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% above the NEW PORT RICHEY 34652 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 5638 VIRGINIA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$125,000
5631 MONTANA AVENUE · same community
1 bd · 2 ba · 1,100 sqft · $114/sqft · 31 DOM
Sold · Sep ’25$290,000
6503 CIRCLE BOULEVARD · same community
2 bd · 1.5 ba · 1,078 sqft · $269/sqft · 1 DOM
Sold · Sep ’25$237,500
5812 MONTANA AVENUE · same community
2 bd · 1 ba · 1,065 sqft · $223/sqft · 54 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5638 VIRGINIA AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5638 VIRGINIA AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5638 VIRGINIA AVENUE FAQs
What would the monthly payment be for 5638 VIRGINIA AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,441/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5638 VIRGINIA AVENUE?+
The most recent tax bill on record (2025) was $4,595. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in New Port Richey?+
At $299,900, this home is listed about 6% above the New Port Richey median of $284,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5638 VIRGINIA AVENUE?+
Anclote High School (high), Paul R. Smith Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$299,900 runs 43% above the NEW PORT RICHEY 34652 median.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $310,000, now $299,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Catherine Rubio. MLS #TB8511365.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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