6020 MONTANA AVENUE, NEW PORT RICHEY, FL, 34653
Active38 days on marketListed Jul 10, 2026MLS #W7887323
About this home
6020 MONTANA AVENUE
Virtually Staged. Perfectly nestled in the heart of historic downtown New Port Richey, this charming 3-bedroom plus office home offers the ideal blend of small-town charm and modern convenience. With multiple flexible living spaces, this home provides endless possibilities for today's lifestyle. In addition to the three spacious bedrooms, you'll find a dedicated office, a Florida room, and two additional flex spaces that can easily be used as an additional bedroom, home office, game room, or gym. The office/Florida room spaces have their own separate mini split AC unit. Step outside to your spacious, fully fenced backyard, where you'll find a beautiful patio deck accented by a stunning pergola—perfect for entertaining, relaxing with family and friends, or enjoying peaceful Florida evenings. Imagine starting your mornings with a stroll to your favorite coffee shop, spending afternoons exploring charming boutiques and the beautiful waterfront at Sims Park, then ending the evening with dinner, live music, or a show—all just a short walk from your front door. Whether you're searching for your first home, a place to grow your family, an investment opportunity, or looking to downsize without sacrificing space, this home offers incredible flexibility to fit your needs. For added peace of mind, a brand-new roof will be installed prior to closing with an accepted offer, making this home even more move-in ready. With its unbeatable location, you'll enjoy easy access to downtown New Port Richey's award-winning restaurants, local shops, festivals, waterfront parks, and year-round community events. Don't miss this rare opportunity to own a home in one of New Port Richey's most desirable locations, where every day feels like you're living in the heart of it all. AC for home is 2020, roof will be replaced prior to closing with an accepted offer.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,384
Sqft
0.17 ac
Lot size
2
Garage
2006
Year built
One
Levels
$168
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,862 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,862/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−31.8%
$/sqft vs NEW PORT RICHEY CITY
$168 vs $243
Days on market
38 vs 52 typical
Where $168/sqft sits among the 10 homes for sale in NEW PORT RICHEY CITY
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Downtown New Port Richey
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
Downtown New Port Richey — neighborhood snapshot
Population
1,630
Median age
45
Median income
$51,317
Median home value
$203,866
Avg household
2
Households w/ children
147
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$280K → $270K
New Port Richey median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
4 of 10
NEW PORT RICHEY CITY have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 61% above the NEW PORT RICHEY 34653 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 6020 MONTANA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$489,000
6019 WYOMING AVENUE · same community
7 bd · 4 ba · 2,556 sqft · $191/sqft · 3 DOM
Sold · Apr ’26$850,000
6746 RIVER ROAD · same community
4 bd · 3 ba · 2,133 sqft · $398/sqft · 24 DOM
Sold · Jan ’26$502,500
6027 WYOMING AVENUE · same community
6 bd · 3 ba · 2,728 sqft · $184/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6020 MONTANA AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6020 MONTANA AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6020 MONTANA AVENUE FAQs
What would the monthly payment be for 6020 MONTANA AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,862/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6020 MONTANA AVENUE?+
The most recent tax bill on record (2025) was $2,056. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6020 MONTANA AVENUE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $399,900, this home is listed about 40% above the New Port Richey median of $284,900. The market section on this page shows how the area is trending.
Which schools are assigned to 6020 MONTANA AVENUE?+
Richey Elementary School (elementary), Gulf Middle School (middle), Gulf High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Venessa Finazzo. MLS #W7887323.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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