4805 ALT 19 UNIT 114, PALM HARBOR, FL, 34683
Active27 days on marketListed Jul 3, 2026MLS #TB8525144
About this home
4805 ALT 19 UNIT 114
Some photos virtually staged. Own your own piece of paradise for under $140k... In a waterfront community! Welcome to Cove Springs, a cozy community situated at the end of a quiet, spring fed canal. This beautiful move-in ready, two bed, 1.5 bath unit has been completely remodeled. Starting with the kitchen featuring new appliances, cabinets, quartz counters, backsplash and sink. There's a new hood over the stove for your cooking pleasure and extra cabinet space while maintaining a pass-through to the dining area. The guest bathroom opens up to the primary bathroom jack and jill style. Both have been completely remodeled with elegant tile throughout. The primary bedroom has a large walk-in closet with laundry hook-ups and a newer impact rated slider leading to the screened-in porch allowing plenty of natural light in. All the windows are also impact rated!!! The AC and electrical panel are also brand new! The pool has new screening, providing bug free use year around paired with an updated club house! There's also a community kayak launch and storage with Gulf access! A fishing pier overlooks the water, with manatees and dolphins frequenting it due to the fresh water spring located just off the dock. The Pinellas trail is located across the street connecting you to miles of biking and walking trails! Pristine beaches, Sponge docks and other attractions are also close by! Please see Zillow for a 3D virtual tour. Welcome home!
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
900
Sqft
5.29 ac
Lot size
1974
Year built
One
Levels
$150
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,693 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,693/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.1%
$/sqft vs Palm Harbor actives
$150 vs $257
Days on market
27 vs 42 typical
Where $150/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34683 — neighborhood snapshot
Population
34,180
Median age
47.5
Median income
$90,037
Median home value
$424,200
Avg household
2.46
Households w/ children
3,432
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$425K → $450K
Palm Harbor median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
211 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 66% below the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 4805 ALT 19 UNIT 114
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$127,000
4805 ALT 19 UNIT 525 · same community
2 bd · 1.5 ba · 900 sqft · $141/sqft · 203 DOM
Sold · Apr ’26$93,000
4805 ALT 19 UNIT 217 · same community
2 bd · 1.5 ba · 900 sqft · $103/sqft · 60 DOM
Sold · Feb ’26$100,000
604 HILLSBOROUGH STREET UNIT 30
1 bd · 1 ba · 852 sqft · $117/sqft · 100 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4805 ALT 19 UNIT 114 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4805 ALT 19 UNIT 114 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4805 ALT 19 UNIT 114 FAQs
What would the monthly payment be for 4805 ALT 19 UNIT 114?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,693/mo — principal and interest, the actual property-tax bill, the $552/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4805 ALT 19 UNIT 114?+
The association fee works out to $552 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4805 ALT 19 UNIT 114?+
The most recent tax bill on record (2025) was $1,517. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4805 ALT 19 UNIT 114?+
The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $135,000, this home is listed about 64% below the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4805 ALT 19 UNIT 114?+
Lake St. George Elementary School (elementary), Palm Harbor Middle School (middle), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PALM HARBOR 34683 market on paper
$135,000 is 66% below the PALM HARBOR 34683 median of $399,900, and at $150/sqft it sits under the Palm Harbor average of $269.
02Know the monthly fee
The association fee is $552/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Strong assigned schools
Lake St. George Elementary School, Palm Harbor Middle School, Palm Harbor University High — Lake St. George Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $139,000, now $135,000 — a $4K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Robert Aurie. MLS #TB8525144.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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