4805 ALT 19 UNIT 311, PALM HARBOR, FL, 34683
Active140 days on marketListed Mar 12, 2026MLS #TB8481567
About this home
4805 ALT 19 UNIT 311
One or more photo(s) has been virtually staged. Completely remodeled first floor move-in ready 2 bedroom, 2 bathroom first-floor condo in Cove Springs in Palm Harbor offers approximately 900 square feet. All new interior finishes and major systems, including a new HVAC system and electric water heater installed in 2025. The first-floor layout allows for easy access with no interior stairs, and the corner unit position provides additional privacy and natural light. Tile flooring runs throughout the unit with no carpet, supporting durability and simplified upkeep for daily living. The kitchen is updated with quartz countertops, stainless steel appliances, and soft-close drawers designed for functionality and storage. New interior doors and baseboards create a consistent finish, while plantation shutters in the living room allow for adjustable light and privacy. Both bathrooms remodeled with the secondary bathroom offering a tub-shower combination. In unit laundry closet that fits a ventless All-In-One washer dryer Combo. The owner’s suite includes a custom Closet Design wardrobe system that maximizes storage and organization. The screened lanai is accessible from both the living room and the owner’s suite, adding usable outdoor space. Assigned parking is included, along with nearby guest parking. Cove Springs residents have access to a community pool and waterfront dock. The Palm Harbor location offers proximity to shopping, dining, parks, Gulf Coast beaches, and Innisbrook Golf Resort, host of the Valspar Championship. Short-term rentals are not permitted, and ownership is required prior to leasing.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
900
Sqft
5.29 ac
Lot size
1974
Year built
One
Levels
$153
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,658 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,658/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−16.1%
$/sqft vs Palm Harbor actives
$153 vs $258
Days on market
140 vs 42 typical
Where $153/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34683 — neighborhood snapshot
Population
34,180
Median age
47.5
Median income
$90,037
Median home value
$424,200
Avg household
2.46
Households w/ children
3,432
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$425K → $450K
Palm Harbor median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
210 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 65% below the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 4805 ALT 19 UNIT 311
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$127,000
4805 ALT 19 UNIT 525 · same community
2 bd · 1.5 ba · 900 sqft · $141/sqft · 203 DOM
Sold · Apr ’26$93,000
4805 ALT 19 UNIT 217 · same community
2 bd · 1.5 ba · 900 sqft · $103/sqft · 60 DOM
Sold · Feb ’26$100,000
604 HILLSBOROUGH STREET UNIT 30
1 bd · 1 ba · 852 sqft · $117/sqft · 100 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4805 ALT 19 UNIT 311 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4805 ALT 19 UNIT 311 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4805 ALT 19 UNIT 311 FAQs
What would the monthly payment be for 4805 ALT 19 UNIT 311?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,658/mo — principal and interest, the actual property-tax bill, the $542/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4805 ALT 19 UNIT 311?+
The association fee works out to $542 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4805 ALT 19 UNIT 311?+
The most recent tax bill on record (2025) was $987. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4805 ALT 19 UNIT 311?+
The listing reports pets: Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $138,000, this home is listed about 63% below the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4805 ALT 19 UNIT 311?+
Lake St. George Elementary School (elementary), Palm Harbor Middle School (middle), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the PALM HARBOR 34683 market on paper
$138,000 is 65% below the PALM HARBOR 34683 median of $399,900, and at $153/sqft it sits under the Palm Harbor average of $269.
02Know the monthly fee
The association fee is $542/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
140 days on market against a Palm Harbor median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Lake St. George Elementary School, Palm Harbor Middle School, Palm Harbor University High — Lake St. George Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $190,000, now $138,000 — a $52K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FLEUR DE LIS LUXE REALTY · Ollie Green. MLS #TB8481567.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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