1610 BERWICK COURT UNIT D, PALM HARBOR, FL, 34684
Active14 days on marketListed Jul 22, 2026MLS #TB8529857
About this home
1610 BERWICK COURT UNIT D
Experience exceptional value with this best-priced 1-bed, 1-bath villa in Palm Harbor’s premier 55+ communities, offering maintenance-free living offering a myriad of recreational activities located near shopping and medical facilities along will access to Lake Tarpon. This spacious end unit is filled with natural light, enhancing its open, airy floorplan and providing generous closet and storage space through out. The master bedroom is a true ensuite retreat, featuring double walk-in closets, the bath has been updated with lapboard accents and fiberglass tub and shower combo for easy maintenance, there is an extra vanity area with sink and make up area. The open living area flows into a large enclosed Florida room adding versatile space ideal for entertaining, hobbies, or simply enjoying a morning cup of coffee. The interior has been freshly painted and updated with new luxury vinyl flooring and neutral tile creating a clean, modern feel. The beautifully updated galley kitchen showcases glossy white cabinetry with designer hardware, stone countertops, recessed lighting and newer appliances, perfect for all your cooking needs. The garage includes a washer/dryer setup with washer and dryer included and a newly repainted floor for a fresh, tidy look. The ceilings are all smooth texture, no popcorn newer hardware on all interior doors, updated sinks and faucets kitchen and baths. Highland Lakes is a golf cart community that offers an unmatched array of amenities: three nine-hole golf courses, three pools, and spa, shuffle board, bocce ball, tennis and pickleball, a woodworking shop. The unique Lake Tarpon Lodge on scenic Lake Tarpon offers water recreation activities on the largest lake in Pinellas County with a pool, community pontoon boats, a private boat ramp and an RV/boat storage lot. Social activities abound, including bingo, poker, ceramic classes, shuffle board, bocce ball and more—something for everyone! The maintenance fee covers internet, cable, water, sewer, trash, exterior painting, roof, building insurance, and grounds maintenance, exterior pest control making living here truly enjoyable and affordable. Highland Lakes delivers the best of both world: easy maintenance living paired with an active lifestyle. This is a opportunity to purchase an affordable move in villa in one of the areas premier adult communities.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
814
Sqft
0 ac
Lot size
1
Garage
1973
Year built
One
Levels
$166
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,063 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,063/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.6%
$/sqft vs HIGHLAND LAKES CONDO
$166 vs $185
Days on market
14 vs 48 typical
Where $166/sqft sits among the 10 homes for sale in HIGHLAND LAKES CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Highland Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Highland Lakes — neighborhood snapshot
Population
5,270
Median age
69
Median income
$65,822
Median home value
$287,444
Avg household
2
Households w/ children
226
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $445K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
5 of 10
HIGHLAND LAKES CONDO have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% below the PALM HARBOR 34684 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 1610 BERWICK COURT UNIT D
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$147,000
1603 WHITEBRIDGE DRIVE UNIT D · same community
1 bd · 1 ba · 814 sqft · $181/sqft · 138 DOM
Sold · Nov ’25$140,000
1613 BERWICK COURT UNIT C · same community
1 bd · 1.5 ba · 814 sqft · $172/sqft · 43 DOM
Sold · Jun ’26$150,000
1614 BERWICK COURT UNIT D · same community
1 bd · 1 ba · 814 sqft · $184/sqft · 228 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1610 BERWICK COURT UNIT D — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1610 BERWICK COURT UNIT D — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1610 BERWICK COURT UNIT D FAQs
What would the monthly payment be for 1610 BERWICK COURT UNIT D?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,063/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1610 BERWICK COURT UNIT D?+
The most recent tax bill on record (2025) was $588. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1610 BERWICK COURT UNIT D?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $134,900, this home is listed about 64% below the Palm Harbor median of $379,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1610 BERWICK COURT UNIT D?+
Joseph L. Carwise Middle School (middle), Highland Lakes Elementary School (elementary), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Michael Meoni. MLS #TB8529857.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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