2738 SHERBROOKE LANE UNIT C, PALM HARBOR, FL, 34684
Active377 days on marketListed Jul 24, 2025MLS #TB8410324
About this home
2738 SHERBROOKE LANE UNIT C
PRICE ADJUSTMENT! Exceptional value on this waterfront corner villa in Highland Lakes. Well-maintained and full of potential, this home offers a wonderful opportunity to update and personalize to your taste while enjoying breathtaking water views and resort-style amenities. Enjoy membership in the renowned Highland Lakes Club while taking in serene water views from every room, including the Florida Room. This charming villa combines comfort, convenience, and an active lifestyle within one of the area's premier 55+ communities. Natural light fills this inviting 1-bedroom, 1.5-bath villa, creating a warm and welcoming atmosphere throughout. The property also offers the convenience of a private one-car garage and ample guest parking. Recent updates completed within approximately the last five years include the stove, refrigerator, kitchen faucet, primary bathroom vanity, interior paint, bedroom window, living room sliding glass door, water heater, and a 2023 A/C system. Highland Lakes is centered around three private 9-hole executive golf courses, with unlimited free golf included for owners. Residents enjoy an exceptional array of amenities, including access to the Main Clubhouse, The Lodge on Lake Tarpon, and Andover recreation facilities featuring tennis, pickleball, shuffleboard, heated pools and spa, pontoon boat rides on Lake Tarpon, social clubs, events, and countless recreational activities. Conveniently located near top-rated hospitals, airports, Gulf beaches, shopping, dining, and the charming downtown areas of Dunedin, Tarpon Springs, Safety Harbor, and Clearwater, this waterfront villa offers an exceptional opportunity to enjoy the best of Florida living while adding your own style and updates to make it truly your own.
Facts & features
The home at a glance
1
Bedrooms
1.5
Bathrooms
814
Sqft
2.33 ac
Lot size
1
Garage
1975
Year built
One
Levels
$172
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,275 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,275/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs HIGHLAND LAKES CONDO
$172 vs $185
Days on market
377 vs 48 typical
Where $172/sqft sits among the 11 homes for sale in HIGHLAND LAKES CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Highland Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Highland Lakes — neighborhood snapshot
Population
5,270
Median age
69
Median income
$65,822
Median home value
$287,444
Avg household
2
Households w/ children
226
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $445K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
4 of 11
HIGHLAND LAKES CONDO have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 44% below the PALM HARBOR 34684 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 2738 SHERBROOKE LANE UNIT C
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$147,000
1603 WHITEBRIDGE DRIVE UNIT D · same community
1 bd · 1 ba · 814 sqft · $181/sqft · 138 DOM
Sold · Nov ’25$140,000
1613 BERWICK COURT UNIT C · same community
1 bd · 1.5 ba · 814 sqft · $172/sqft · 43 DOM
Sold · Jun ’26$150,000
1614 BERWICK COURT UNIT D · same community
1 bd · 1 ba · 814 sqft · $184/sqft · 228 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2738 SHERBROOKE LANE UNIT C — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2738 SHERBROOKE LANE UNIT C — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2738 SHERBROOKE LANE UNIT C FAQs
What would the monthly payment be for 2738 SHERBROOKE LANE UNIT C?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,275/mo — principal and interest, the actual property-tax bill, the $164/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2738 SHERBROOKE LANE UNIT C?+
The association fee works out to $164 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2738 SHERBROOKE LANE UNIT C?+
The most recent tax bill on record (2024) was $784. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2738 SHERBROOKE LANE UNIT C?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $140,000, this home is listed about 63% below the Palm Harbor median of $379,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2738 SHERBROOKE LANE UNIT C?+
Joseph L. Carwise Middle School (middle), Highland Lakes Elementary School (elementary), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the PALM HARBOR 34684 market on paper
$140,000 is 44% below the PALM HARBOR 34684 median of $250,000, and at $172/sqft it sits under the Palm Harbor average of $273.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
377 days on market against a Palm Harbor median of 48 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Joseph L. Carwise Middle School, Highland Lakes Elementary School, Palm Harbor University High — Joseph L. Carwise Middle School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $179,900, now $140,000 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Damary Rios. MLS #TB8410324.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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