1121 QUEEN ANNE DRIVE UNIT C, PALM HARBOR, FL, 34684
Active130 days on marketListed Mar 26, 2026MLS #TB8488707
About this home
1121 QUEEN ANNE DRIVE UNIT C
This light and bright 2-bedroom, 2-bath villa with a 1-car garage offers approximately 1,000 sq. ft. of comfortable, open-concept living in the highly sought-after Highland Lakes 55+ community. The home features an enclosed, sunroom, a spacious primary suite with a walk-in closet, and stylish updates including vinyl flooring, new dishwasher (7/2026), stainless steel appliances, modern lighting, and ceiling fans throughout. Enjoy the convenience of an eat-in kitchen, private entrance, and an in-garage washer and dryer. Roof was replaced in 2021. The comprehensive HOA covers water, sewer, trash, cable, internet, roof maintenance, exterior painting, landscaping, irrigation, pest control, and building insurance providing true low-maintenance living. NOTE: THIS PROPERTY IS NOT LISTED AS A RENTAL Residents of Highland Lakes enjoy an active lifestyle with access to three executive golf courses, a resort-style pool, two clubhouses, tennis, pickleball, bocce, and shuffleboard courts, along with a woodshop and pottery and arts & crafts studios. Ideally located just minutes from the beautiful Gulf beaches, including Honeymoon Island State Park, and the charming shops, restaurants, and waterfront atmosphere of Downtown Dunedin, you’ll enjoy endless options for dining, entertainment, and outdoor recreation. With convenient access to shopping, medical facilities, and major roadways, this home truly offers the perfect blend of comfort, convenience, and vibrant Florida living.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,000
Sqft
2 ac
Lot size
1
Garage
1977
Year built
One
Levels
$150
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,159 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,159/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−30.1%
$/sqft vs HIGHLAND LAKES CONDO
$150 vs $185
Days on market
130 vs 42 typical
Where $150/sqft sits among the 11 homes for sale in HIGHLAND LAKES CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Highland Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Highland Lakes — neighborhood snapshot
Population
5,270
Median age
69
Median income
$65,822
Median home value
$287,444
Avg household
2
Households w/ children
226
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$425K → $450K
Palm Harbor median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
4 of 11
HIGHLAND LAKES CONDO have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 40% below the PALM HARBOR 34684 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 1121 QUEEN ANNE DRIVE UNIT C
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$160,000
2711 SHERBROOKE LANE UNIT B · same community
2 bd · 2 ba · 1,000 sqft · $160/sqft · 8 DOM
Sold · May ’26$226,000
2723 SHERBROOKE LANE UNIT B · same community
2 bd · 2 ba · 1,000 sqft · $226/sqft · 4 DOM
Sold · Oct ’25$180,000
1606 BERWICK COURT UNIT B · same community
2 bd · 2 ba · 1,000 sqft · $180/sqft · 53 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1121 QUEEN ANNE DRIVE UNIT C — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1121 QUEEN ANNE DRIVE UNIT C — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1121 QUEEN ANNE DRIVE UNIT C FAQs
What would the monthly payment be for 1121 QUEEN ANNE DRIVE UNIT C?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,159/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1121 QUEEN ANNE DRIVE UNIT C?+
The most recent tax bill on record (2025) was $600. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1121 QUEEN ANNE DRIVE UNIT C?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $150,000, this home is listed about 60% below the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1121 QUEEN ANNE DRIVE UNIT C?+
Joseph L. Carwise Middle School (middle), Highland Lakes Elementary School (elementary), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PALM HARBOR 34684 market on paper
$150,000 is 40% below the PALM HARBOR 34684 median of $250,000, and at $150/sqft it sits under the Palm Harbor average of $269.
02Time on market is leverage
130 days on market against a Palm Harbor median of 42 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Joseph L. Carwise Middle School, Highland Lakes Elementary School, Palm Harbor University High — Joseph L. Carwise Middle School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $210,000, now $150,000 — a $60K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Nicole Dufala. MLS #TB8488707.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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