140 MOUNTAIN FIR DRIVE, PALM HARBOR, FL, 34684
Active112 days on marketListed Apr 15, 2026MLS #TB8493671
About this home
140 MOUNTAIN FIR DRIVE
Welcome to easy, carefree Florida living in this well-kept 2-bedroom, 2-bath double-wide manufactured home! Move-in ready and being sold fully furnished—just bring your personal belongings and start enjoying your new home right away. Perfect as either a seasonal getaway or full-time residence. Situated in a desirable non-flood zone on a quiet street within Blue Jay Estates, a vibrant 55+ community where you own your land, this home offers both comfort and convenience. Enjoy low-maintenance living with a modest monthly fee of $230, which covers escrow reserves, water, sewer, trash, lawn care, and more. Residents also have access to a welcoming clubhouse and a wide range of amenities. Inside, the home features an inviting open floor plan that enhances the light-filled space and creates a comfortable flow for everyday living and entertainment. The home is clean and well cared for, with durable vinyl flooring throughout and some newer windows that improve energy efficiency and natural light. There is also plenty of storage space throughout the home. The home includes two bathrooms, one with a tub and the other with a shower for added convenience. The exterior offers room for a cozy seating area along with a one-car driveway, and a shed that houses the washer and dryer. The 120-square-foot rear porch provides additional living space and is equipped with a wall air conditioner and a TV—perfect for relaxing or entertaining year-round. Located in the desirable pet-friendly area of the community, residents are permitted to have one indoor cat or one small dog. Blue Jay Estates also boasts an active social scene with numerous activities, a heated pool for year-round enjoyment, shuffleboard and bocce courts, and even a designated storage area for boats or RVs (subject to availability at no additional cost). Conveniently located near beautiful beaches, the Pinellas Trail, parks, shopping, medical facilities, and airports—this home offers the perfect blend of comfort, community, and convenience.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
860
Sqft
0.09 ac
Lot size
1981
Year built
One
Levels
$163
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,194 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,194/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.1%
$/sqft vs Palm Harbor actives
$163 vs $264
Days on market
112 vs 48 typical
Where $163/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Curlew
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Curlew — neighborhood snapshot
Population
1,000
Median age
61
Median income
$64,608
Median home value
$253,000
Avg household
2
Households w/ children
51%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $445K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
216 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 44% below the PALM HARBOR 34684 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 140 MOUNTAIN FIR DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$127,500
131 CEDAR DRIVE · same community
2 bd · 2 ba · 856 sqft · $149/sqft · 89 DOM
Sold · Dec ’25$105,000
90 RED OAK DRIVE · same community
2 bd · 2 ba · 864 sqft · $122/sqft · 4 DOM
Sold · May ’26$123,000
204 RED MAPLE DRIVE · same community
2 bd · 2 ba · 856 sqft · $144/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 140 MOUNTAIN FIR DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 140 MOUNTAIN FIR DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
140 MOUNTAIN FIR DRIVE FAQs
What would the monthly payment be for 140 MOUNTAIN FIR DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,194/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 140 MOUNTAIN FIR DRIVE?+
The most recent tax bill on record (2025) was $1,771. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 140 MOUNTAIN FIR DRIVE?+
The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $140,000, this home is listed about 63% below the Palm Harbor median of $379,900. The market section on this page shows how the area is trending.
Which schools are assigned to 140 MOUNTAIN FIR DRIVE?+
Curlew Creek Elementary School (elementary), Countryside High School (high), Palm Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PALM HARBOR 34684 market on paper
$140,000 is 44% below the PALM HARBOR 34684 median of $250,000, and at $163/sqft it sits under the Palm Harbor average of $273.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
112 days on market against a Palm Harbor median of 48 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Curlew Creek Elementary School, Countryside High School, Palm Harbor Middle School — Curlew Creek Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Stacey Glogowski. MLS #TB8493671.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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