173 HICKORY GATE DRIVE, PALM HARBOR, FL, 34684
Active7 days on marketListed Jul 17, 2026MLS #TB8528095
About this home
173 HICKORY GATE DRIVE
Don't miss this opportunity to own a well-maintained 2-bedroom, 2-bath double-wide manufactured home in Blue Jay Estates, a welcoming and active 55+ community where you own the land—no lot rent! Located in a non-flood zone, this home offers affordable living with a low monthly maintenance fee of just $230, which includes water, sewer, trash, lawn care, and more. Relax on the spacious 23' x 10' screened front porch, featuring two sliding glass doors into the home. This versatile space could easily be enclosed, adding approximately 230 square feet of additional living area. Recent updates include a membrane roof-over, A/C (2021), newer windows, and newer carpeting. The eat-in kitchen offers plenty of storage with two pantry closets, while the unique split-bedroom floor plan provides added privacy. The primary bedroom features a walk-in closet plus an additional utility/storage closet. Outside you'll find attractive landscaping, a long driveway with parking for up to three vehicles, and a storage shed with a washer and dryer and plenty of extra storage space. Blue Jay Estates is known for its active lifestyle, offering a vibrant social club, numerous community activities, a heated pool for year-round enjoyment, shuffleboard courts, and bocce. Residents also have access to a designated storage area for boats and RVs at no additional charge (subject to availability). Conveniently located near beautiful Gulf beaches, the Pinellas Trail, parks, shopping, restaurants, medical facilities, and both Tampa International and St. Pete-Clearwater airports, this home offers the perfect combination of comfort, convenience, and Florida living. Schedule your private showing today and discover Blue Jay Estates!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
960
Sqft
0.09 ac
Lot size
1981
Year built
One
Levels
$135
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,079 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,079/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.8%
$/sqft vs Palm Harbor actives
$135 vs $259
Days on market
7 vs 42 typical
Where $135/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Curlew
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Curlew — neighborhood snapshot
Population
1,000
Median age
61
Median income
$64,608
Median home value
$253,000
Avg household
2
Households w/ children
51%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$425K → $450K
Palm Harbor median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
209 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 47% below the PALM HARBOR 34684 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 173 HICKORY GATE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$115,000
173 HICKORY GATE DRIVE · same community
2 bd · 2 ba · 960 sqft · $120/sqft · 108 DOM
Sold · Oct ’25$129,000
177 HICKORY GATE DRIVE · same community
2 bd · 2 ba · 974 sqft · $132/sqft · 13 DOM
Sold · Apr ’26$106,000
159 HICKORY GATE DRIVE · same community
2 bd · 2 ba · 984 sqft · $108/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 173 HICKORY GATE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 173 HICKORY GATE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
173 HICKORY GATE DRIVE FAQs
What would the monthly payment be for 173 HICKORY GATE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,079/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 173 HICKORY GATE DRIVE?+
The most recent tax bill on record (2025) was $1,160. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 173 HICKORY GATE DRIVE?+
The listing reports pets: Cats OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $130,000, this home is listed about 65% below the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 173 HICKORY GATE DRIVE?+
Curlew Creek Elementary School (elementary), Countryside High School (high), Palm Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALM HARBOR 34684 market on paper
$130,000 is 47% below the PALM HARBOR 34684 median of $245,000, and at $135/sqft it sits under the Palm Harbor average of $269.
02Fresh on the market
Only 7 days on market in a Palm Harbor market that averages 42 — if it fits, move quickly.
03Strong assigned schools
Curlew Creek Elementary School, Countryside High School, Palm Harbor Middle School — Curlew Creek Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Stacey Glogowski. MLS #TB8528095.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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