David Ramirez
$3,245,000$3,475,0003 bd3.5 ba2,606 sqft$1,245 /sqft$18,887 /mo all-in ↓

400 CENTRAL AVENUE UNIT 3107, ST PETERSBURG, FL, 33701

Active88 days on marketListed May 14, 2026MLS #TB8507907

Reduced $230KNew constructionCondominium400 CENTRAL

About this home

400 CENTRAL AVENUE UNIT 3107

Virtually Staged. You may think you know St. Petersburg, but you've never seen her like this. You will feel like the king or queen of the city as you survey your domain from this 31st-floor residence in St. Petersburg's newest building. The views are nearly impossible to describe — they simply have to be experienced. As you walk in the front door, a spacious gallery opens up to the expansive main living area that looks out over the city towards Tampa Bay, with the city of Tampa in the distance. Step through the glass doors onto the wraparound terrace and the full picture comes into focus. Nearly 270 degrees of exposure puts Tampa Bay straight ahead, with Tampa's skyline rising across the water in the distance. Below you, the entire city reveals itself: Bayboro Harbor, Albert Whitted Airport, the St. Pete Municipal Marina, the base of the Pier, the Vinoy, Mirror Lake, and all the way around to the Gulf — from two different vantages at each end. Every bedroom shares a part of these views, and every bedroom opens onto this same magnificent balcony that stretches around the scope of the entire unit. There's really nothing else like it. Designed by award-winning Arquitectonica with interiors by New York's Celano Design Studio, the residence delivers on every expectation those views create. Ten-foot ceilings and walls of floor-to-ceiling glass carry the outdoors inside. The open great room flows into the kitchen and dining area, where European cabinetry with undercabinet lighting, quartz countertops, a six-burner gas cooktop, wine cooler, and a full JennAir appliance package meet the standard set by this price point. Grohe fixtures, a freestanding soaking tub, frameless glass shower with rain and handheld heads, and a dual-sink quartz vanity define the primary bath. Porcelain tile runs through the main living areas, each bedroom has its own en suite bath, and a powder room for guests with a spacious laundry room round out your day-to-day living. The building's amenities are equally serious: A 36,000-square-foot amenity deck on the seventh floor includes a resort-style heated pool, yoga lawn, state-of-the-art fitness center, Zen garden, poolside cabanas, theater lounge, private dining room, and a dedicated dog run. The Sky Lounge and Observatory on the 45th floor offer 360-degree views of Tampa Bay, the Gulf, and the city below. The address itself is an amenity. Central Avenue is St. Petersburg's creative spine, and 400 Central sits at the heart of it, in a block that is quickly becoming one of the city's most vibrant. Il Ritorno, one of four area restaurants to earn a Michelin Guide recommendation, is as close as across the street. The Dalí Museum, the Chihuly Collection, the Museum of Fine Arts, and the St. Pete Pier are all minutes away. From your unit high above, you'll witness the city, but walk out the front door, and you're living it.

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

2,606

Sqft

2.3 ac

Lot size

2

Garage

2026

Year built

One

Levels

$1,245

Per sqft

City & Park/Greenbelt & Pool & Water viewPets allowed

Inside

FlooringCarpet · Porcelain Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Freezer · Ice Maker · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorEating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMembrane
ConstructionBlock · Concrete · Metal Frame · Stucco
FoundationSlab
ViewCity · Park/Greenbelt · Pool · Water
FacesSoutheast
ParkingAssigned · Covered · Guest · Under Building · Valet
ExteriorBalcony · Dog Run · Irrigation System · Lighting · Other · Outdoor Grill · Outdoor Kitchen · Sliding Doors · Storage

Community & fees

Taxes (2025)$0/yr
PetsYes
CommunityFitness Center · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$18,887 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$17,510
PMI (est., until 20% equity)$1,217
Property tax — 2025 actual bill$0
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $324,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $324,500
Interest rate6.00%
Loan term

Estimated payment

$21,861/mo

Principal & interest$17,510
PMI (est., until 20% equity)$1,217
Est. property taxes$2,975
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $3.2M
$2.3MedgeAI estimate $2,504,347 · range $2.4M$2.7M$3.4M

vs edgeAI estimate

+29.6%

$/sqft vs 400 CENTRAL

$1,245 vs $1,000

Days on market

88 vs 55 typical

Where $1,245/sqft sits among the 29 homes for sale in 400 CENTRAL

7
7
6
3
2
4 · this home
$852–918$918–983$983–1049$1049–1114$1114–1180$1180+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Petersburg

Map of 400 CENTRAL AVENUE UNIT 3107

Drive times from this address

Downtown Tampa28 min
Tampa Int’l Airport (TPA)28 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

ST PETERSBURG 33701 — neighborhood snapshot

Population

18,485

Median age

46.3

Median income

$69,098

Median home value

$590,900

Avg household

1.65

Households w/ children

934

For the school run

Pinellas County School District

ElementaryCampbell Park Elementary School★★★★★
MiddleJohn Hopkins Middle School★★★★★
HighSt. Petersburg High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

13 of 29

400 CENTRAL have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 330% above the ST PETERSBURG 33701 median. See the full St Petersburg market guide →

Paper trail

This home's history

CurrentPrice reduced to $3,245,000 $230K
May 14, 2026Listed at $3,475,000 · 88 days on market since
2026Built · 400 CENTRAL

Reality check

What actually sold near 400 CENTRAL AVENUE UNIT 3107

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

400 CENTRAL AVENUE UNIT 2507Sold · Feb ’26

$3,050,000

400 CENTRAL AVENUE UNIT 2507 · same community

3 bd · 3.5 ba · 2,606 sqft · $1,170/sqft · 0 DOM

400 CENTRAL AVENUE UNIT 2607Sold · Feb ’26

$3,374,450

400 CENTRAL AVENUE UNIT 2607 · same community

3 bd · 3.5 ba · 2,606 sqft · $1,295/sqft · 0 DOM

400 CENTRAL AVENUE UNIT 2701Sold · Feb ’26

$3,094,750

400 CENTRAL AVENUE UNIT 2701 · same community

3 bd · 3.5 ba · 2,658 sqft · $1,164/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 400 CENTRAL AVENUE UNIT 3107 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 400 CENTRAL AVENUE UNIT 3107 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

400 CENTRAL AVENUE UNIT 3107 FAQs

What would the monthly payment be for 400 CENTRAL AVENUE UNIT 3107?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $18,887/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 400 CENTRAL AVENUE UNIT 3107?+

The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 400 CENTRAL AVENUE UNIT 3107?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $3,245,000, this home is listed about 655% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.

Which schools are assigned to 400 CENTRAL AVENUE UNIT 3107?+

Campbell Park Elementary School (elementary), John Hopkins Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$3,245,000 runs 330% above the ST PETERSBURG 33701 median — but at 2,606 sqft it's also nearly twice the size of the typical St Petersburg listing.

02City & Park/Greenbelt & Pool & Water views

The city and park/greenbelt and pool and water view is part of what you're buying — views hold value independently of the structure.

03The price has already moved

Listed at $3,475,000, now $3,245,000 — a $230K cut. The full history is in the market section below.

Listing courtesy of COMPASS FLORIDA LLC · Andrew Salamone. MLS #TB8507907.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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