
123 8TH STREET, BELLEAIR BEACH, FL, 33786
Active118 days on marketListed Apr 7, 2026MLS #TB8495031
About this home
123 8TH STREET
One or more photo(s) has been virtually staged. Welcome to 123 8th Street in the highly desirable Belleair Beach community—where coastal living meets comfort, style, and exclusivity. This beautifully updated 3-bedroom, 2-bath, 2-car garage home sits on an expansive nearly quarter-acre lot and shows pride in ownership in every corner, offering a rare oversized yard with endless potential for outdoor living, entertaining, or adding a pool. Freshly painted inside and out, the home features a bright, inviting layout filled with natural light and enhanced by newer impact windows and impact-rated sliding glass doors—providing energy efficiency, security, and peace of mind. Sliders from the living room, dining area, and primary bedroom open seamlessly to the backyard, creating effortless indoor-outdoor flow ideal for entertaining or relaxing in your private outdoor space. Recently refinished and polished terrazzo floors showcase stunning terracotta and natural tones—truly a must-see in person. Complementing the interior are solid core birchwood doors and matching designer closet doors, reflecting quality craftsmanship and cohesive design throughout. At the heart of the home is a stunning oversized designer kitchen featuring all brand-new cabinetry, sleek quartz countertops, a striking exotic granite waterfall island, and a full suite of brand-new stainless steel appliances—including a gas cooktop and double wall ovens. Designer wall tile and custom wood shelving add warmth and character, while double pantry cabinets provide exceptional storage, making this kitchen as functional as it is beautiful and perfect for hosting family and guests. Both bathrooms showcase floor-to-ceiling marble, top-quality fixtures, Toto toilets in both the primary and hallway bath, and a spa-like design. The primary bath features a luxurious rain shower, while wall-mounted faucets and designer details elevate both spaces with a sleek, high-end feel. The front yard has been redesigned with seashell landscaping for a clean, coastal aesthetic and low-maintenance, water-conscious living, while the backyard remains fully grassed—perfect for pets, play, and entertaining. A newer white vinyl fence with dual side gates allows easy access. Additional highlights include epoxy flooring in the garage, gas water heater, and a dedicated laundry room with gas dryer hookup—enhancing efficiency and everyday convenience. A newer tile roof adds durability and long-term value. Located just a short 0.3-mile walk to the beach, residents enjoy exclusive private access at 6th and 12th Street—reserved only for Belleair Beach homeowners—offering a rare and tranquil coastal experience. Just down the street, Bayside Park offers a kids park, tennis courts, half basketball court, community center, and a small sandy Intracoastal beach popular for swimming and fishing. With abundant natural light, high-end upgrades throughout, and a spacious lot ready to customize, this move-in-ready home offers the ideal blend of comfort, luxury, and lifestyle in a quiet residential setting. Whether a full-time residence, vacation retreat, or investment, 123 8th Street presents a rare opportunity to own a piece of Florida coastal living at its finest. This listing offers a one-point lender-paid rate buydown for qualifying buyers.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,734
Sqft
0.23 ac
Lot size
2
Garage
1955
Year built
One
Levels
$438
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,162 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,162/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16.8%
$/sqft vs BELLEAIR BEACH
$438 vs $610
Days on market
118 vs 72 typical
Where $438/sqft sits among the 8 homes for sale in BELLEAIR BEACH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Belleair Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Belleair Beach. See the full Belleair Beach guide →
BELLEAIR BEACH 33786 — neighborhood snapshot
Population
1,564
Median age
57.8
Median income
$140,417
Median home value
$1,022,700
Avg household
2.26
Households w/ children
114
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Belleair Beach market
$705K → $850K
Belleair Beach median sold, yr/yr
92.9%
Sale-to-list ratio (12 mo)
6 of 8
BELLEAIR BEACH have cut their price
Median sold price, Belleair Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% below the BELLEAIR BEACH 33786 median. See the full Belleair Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 123 8TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$995,000
119 8TH STREET · same community
3 bd · 2.5 ba · 1,808 sqft · $550/sqft · 15 DOM
Sold · Aug ’25$536,000
1401 GULF BOULEVARD · same community
2 bd · 2 ba · 1,825 sqft · $294/sqft · 11 DOM
Sold · Mar ’26$900,000
115 13TH STREET · same community
2 bd · 2 ba · 1,862 sqft · $483/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 123 8TH STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 123 8TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
123 8TH STREET FAQs
What would the monthly payment be for 123 8TH STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,162/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 123 8TH STREET?+
The most recent tax bill on record (2025) was $7,397. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Belleair Beach?+
At $759,900, this home is listed about 46% below the Belleair Beach median of $1,399,500. The market section on this page shows how the area is trending.
Which schools are assigned to 123 8TH STREET?+
Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the BELLEAIR BEACH 33786 market on paper
$759,900 is 5% below the BELLEAIR BEACH 33786 median of $799,900, and at $438/sqft it sits under the Belleair Beach average of $766.
02Strong assigned schools
Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $835,000, now $759,900 — a $75K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS SOUTH TAMPA · Kai Ozkul. MLS #TB8495031.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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