105 3RD STREET, BELLEAIR BEACH, FL, 33786
Active103 days on marketListed Apr 12, 2026MLS #TB8488809
About this home
105 3RD STREET
Your Beach Cottage awaits!! Completely renovated and move-in ready, this Belleair Beach gem offers effortless coastal living just steps from the Gulf of Mexico. Every detail has been thoughtfully updated, including brand new HVAC, electrical, plumbing, kitchen, and baths. Hurricane-impact windows, doors, sliders, and garage door provide peace of mind and energy efficiency. The home is beautifully landscaped with a paver driveway and an inviting back terrace—perfect for relaxing or entertaining. A large, fenced backyard offers ample space to design your dream outdoor oasis, with plenty of room for a pool and expanded living area. Enjoy daily walks along the sugary sands, breathtaking sunsets, and the laid-back beach lifestyle, all while being just minutes from the dining, shopping, and entertainment of Clearwater Beach and Indian Rocks Beach.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,698
Sqft
0.15 ac
Lot size
1
Garage
1945
Year built
One
Levels
$427
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,867 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,867/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.1%
$/sqft vs BELLEAIR BEACH
$427 vs $482
Days on market
103 vs 77 typical
Where $427/sqft sits among the 8 homes for sale in BELLEAIR BEACH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Belleair Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Belleair Beach. See the full Belleair Beach guide →
BELLEAIR BEACH 33786 — neighborhood snapshot
Population
1,564
Median age
57.8
Median income
$140,417
Median home value
$1,022,700
Avg household
2.26
Households w/ children
114
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Belleair Beach market
$1.1M → $925K
Belleair Beach median sold, yr/yr
92.9%
Sale-to-list ratio (12 mo)
6 of 8
BELLEAIR BEACH have cut their price
Median sold price, Belleair Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% below the BELLEAIR BEACH 33786 median. See the full Belleair Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 105 3RD STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$772,500
110 8TH STREET · same community
3 bd · 2 ba · 1,601 sqft · $483/sqft · 162 DOM
Sold · Nov ’25$995,000
119 8TH STREET · same community
3 bd · 2.5 ba · 1,808 sqft · $550/sqft · 15 DOM
Sold · Aug ’25$536,000
1401 GULF BOULEVARD · same community
2 bd · 2 ba · 1,825 sqft · $294/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 105 3RD STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 105 3RD STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
105 3RD STREET FAQs
What would the monthly payment be for 105 3RD STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,867/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 105 3RD STREET?+
The most recent tax bill on record (2025) was $6,273. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Belleair Beach?+
At $725,000, this home is listed about 44% below the Belleair Beach median of $1,300,000. The market section on this page shows how the area is trending.
Which schools are assigned to 105 3RD STREET?+
Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the BELLEAIR BEACH 33786 market on paper
$725,000 is 9% below the BELLEAIR BEACH 33786 median of $799,900, and at $427/sqft it sits under the Belleair Beach average of $755.
02Strong assigned schools
Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $775,000, now $725,000 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Natalie Scott. MLS #TB8488809.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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