205 GULF BOULEVARD, BELLEAIR BEACH, FL, 33786
Active139 days on marketListed Mar 20, 2026MLS #TB8487788
About this home
205 GULF BOULEVARD
Fixer-Upper on Gulf Blvd – Belleair Beach Home Under Market Value! Opportunity knocks on Gulf Blvd in Belleair Beach! This 2-story 3-bedroom, 3-bath home with a 2-car garage is located just steps from the sugar-sand shoreline between Clearwater Beach and Indian Rocks Beach — one of the most desirable and quiet stretches of Florida’s Gulf Coast. If you’ve been searching for a Belleair Beach property under market value in a premium neighborhood, this is the one investors, renovators, and buyers looking to build equity have been waiting for. Property Highlights -3 bedrooms, 3 bathrooms -Approx. 1,952 sq ft single-family home -2-car garage -600 sq ft sun deck -Corner lot – 60’ x 115’ -Located directly on sought-after Gulf Boulevard -Just steps from quiet, resident-focused Gulf beach access .Investor / Handyman Opportunity! The home experienced storm damage from recent hurricanes, and all damaged materials have already been removed. This gives the next owner a clean starting point to renovate, redesign, or customize to their taste — without paying full market pricing for a finished home in this area. Homes in this section of Belleair Beach rarely come available, especially at a price that leaves room for renovation and equity growth. Why Buyers Love This Location -Quiet residential beach community with no heavy tourist traffic -Close to the beaches of Clearwater but far more private and peaceful -Easy access to the mainland via the Belleair Causeway -Strong long-term property values in one of Pinellas County’s most desirable coastal neighborhoods Perfect For: -Buyers wanting a beach home below market value -Investors looking for a renovation project in a premium location -Someone ready to turn a fixer-upper into their dream coastal home -Anyone searching “Gulf Blvd Belleair Beach homes for sale”
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,952
Sqft
0.16 ac
Lot size
2
Garage
1977
Year built
Two
Levels
$333
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,455 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,455/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−15.4%
$/sqft vs BELLEAIR BEACH
$333 vs $610
Days on market
139 vs 67 typical
Where $333/sqft sits among the 8 homes for sale in BELLEAIR BEACH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Belleair Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Belleair Beach. See the full Belleair Beach guide →
BELLEAIR BEACH 33786 — neighborhood snapshot
Population
1,564
Median age
57.8
Median income
$140,417
Median home value
$1,022,700
Avg household
2.26
Households w/ children
114
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Belleair Beach market
$705K → $850K
Belleair Beach median sold, yr/yr
92.9%
Sale-to-list ratio (12 mo)
6 of 8
BELLEAIR BEACH have cut their price
Median sold price, Belleair Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% below the BELLEAIR BEACH 33786 median. See the full Belleair Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 205 GULF BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$1,300,000
109 15TH STREET · same community
3 bd · 2 ba · 1,917 sqft · $678/sqft · 144 DOM
Sold · Jan ’26$650,000
100 1ST STREET · same community
3 bd · 2.5 ba · 1,865 sqft · $349/sqft · 53 DOM
Sold · Mar ’26$900,000
115 13TH STREET · same community
2 bd · 2 ba · 1,862 sqft · $483/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 205 GULF BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 205 GULF BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
205 GULF BOULEVARD FAQs
What would the monthly payment be for 205 GULF BOULEVARD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,455/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 205 GULF BOULEVARD?+
The most recent tax bill on record (2025) was $6,524. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Belleair Beach?+
At $650,000, this home is listed about 50% below the Belleair Beach median of $1,300,000. The market section on this page shows how the area is trending.
Which schools are assigned to 205 GULF BOULEVARD?+
Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the BELLEAIR BEACH 33786 market on paper
$650,000 is 19% below the BELLEAIR BEACH 33786 median of $799,900, and at $333/sqft it sits under the Belleair Beach average of $757.
02Time on market is leverage
139 days on market against a Belleair Beach median of 67 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $799,000, now $650,000 — a $149K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BIANCHI REALTY & PROPERTY MANAGEMENT INC. · Brenda Bianchi. MLS #TB8487788.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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