107 4TH STREET, BELLEAIR BEACH, FL, 33786
Active251 days on marketListed Nov 25, 2025MLS #O6363185
About this home
107 4TH STREET
PRICE IMPROVEMENT!!! PRICED $95,100 UNDER RECENT APPRAISAL!!! BEAUTIFULLY UPDATED THROUGHOUT 3 Bedroom, 2 Bath coastal home in the highly sought-after community of Belleair Beach! This move-in ready residence showcases a longlist of new upgrades, including a brand new HVAC system, new hot water heater, new ductwork, new appliances and a new washer & dryer - providing comfort and efficiency for years to come. Step inside, enjoy the fresh modern feel created by new wood plank tile flooring throughout, fresh interior paint, updated baseboards and new Bali window blinds. The bight and open layout is ideal for both relaxing and entertaining while coastal location provides effortless access to pristine sandy beaches and breathtaking sunsets. Offering outstanding value in a premier beachside community, this home is the perfect opportunity to enjoy the Florida lifestyle just 1 block from the Gulf. DON'T MISS THIS OPPORTUNITY!!!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,856
Sqft
0.17 ac
Lot size
2
Garage
1945
Year built
One
Levels
$431
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,603 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,603/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.3%
$/sqft vs BELLEAIR BEACH
$431 vs $610
Days on market
251 vs 72 typical
Where $431/sqft sits among the 8 homes for sale in BELLEAIR BEACH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Belleair Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Belleair Beach. See the full Belleair Beach guide →
BELLEAIR BEACH 33786 — neighborhood snapshot
Population
1,564
Median age
57.8
Median income
$140,417
Median home value
$1,022,700
Avg household
2.26
Households w/ children
114
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Belleair Beach market
$705K → $850K
Belleair Beach median sold, yr/yr
92.9%
Sale-to-list ratio (12 mo)
6 of 8
BELLEAIR BEACH have cut their price
Median sold price, Belleair Beach, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 107 4TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$900,000
115 13TH STREET · same community
2 bd · 2 ba · 1,862 sqft · $483/sqft · 2 DOM
Sold · Jan ’26$650,000
100 1ST STREET · same community
3 bd · 2.5 ba · 1,865 sqft · $349/sqft · 53 DOM
Sold · Aug ’25$536,000
1401 GULF BOULEVARD · same community
2 bd · 2 ba · 1,825 sqft · $294/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 107 4TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 107 4TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
107 4TH STREET FAQs
What would the monthly payment be for 107 4TH STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,603/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 107 4TH STREET?+
The most recent tax bill on record (2024) was $9,927. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 107 4TH STREET?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Belleair Beach?+
At $799,900, this home is listed about 43% below the Belleair Beach median of $1,399,500. The market section on this page shows how the area is trending.
Which schools are assigned to 107 4TH STREET?+
Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Time on market is leverage
251 days on market against a Belleair Beach median of 72 — sellers in this position are usually ready to negotiate.
02Strong assigned schools
Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $895,000, now $799,900 — a $95K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX CENTRAL REALTY · Gary Berkson. MLS #O6363185.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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