102 DICKMAN DRIVE SW, RUSKIN, FL, 33570
Active107 days on marketListed Apr 8, 2026MLS #TB8494926
About this home
102 DICKMAN DRIVE SW
PRIME WATERFRONT Opportunity in Ruskin – Residential or Commercial Use! Discover a rare opportunity to own nearly ¾ ACRE of waterfront property on the Ruskin Inlet with 93 FEET OF WATER FRONTAGE, newer dock, and a 9,000-lb boat lift. From your backyard, enjoy a short cruise to Tampa Bay and the Gulf of Mexico, making this property a boater’s dream. Zoned RTC-1 (Currently both Residential and Commercial), this versatile lot offers incredible flexibility— Opportunities with the options for zoning on navigable water are increasingly rare in the Tampa Bay area. Tucked just off US Hwy 41 in Ruskin, the property is surrounded by mature Florida foliage that creates a private Old Florida waterfront setting with no HOA or CDD restrictions. The Ruskin Inlet is known for its natural beauty and abundant wildlife, where you may spot dolphins, manatees, and even bald eagles along the shoreline. Conveniently located near Shell Point Marina, Tampa, St. Petersburg, Bradenton, shopping, restaurants, and Gulf Coast beaches, this property offers both peaceful waterfront living and excellent accessibility. Waterfront lots with this combination of size, zoning flexibility, and boating access rarely become available. Secure your slice of Florida paradise and bring your vision to life.
Facts & features
The home at a glance
0.7 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,864 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,864/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Ruskin City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
Ruskin City — neighborhood snapshot
Population
2,490
Median age
42
Median income
$70,544
Median home value
$268,770
Avg household
3
Households w/ children
290
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$330K → $320K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 79% above the RUSKIN 33570 median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 102 DICKMAN DRIVE SW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$239,900
106 5TH STREET NW · same community
2 bd · 1 ba · 768 sqft · $312/sqft · 82 DOM
Sold · Sep ’25$120,000
310 2ND AVENUE NW · same community
2 bd · 1 ba · 812 sqft · $148/sqft · 119 DOM
Sold · Jan ’26$245,000
402 8TH STREET SW · same community
2 bd · 2 ba · 1,298 sqft · $189/sqft · 239 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 102 DICKMAN DRIVE SW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 102 DICKMAN DRIVE SW — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
102 DICKMAN DRIVE SW FAQs
What would the monthly payment be for 102 DICKMAN DRIVE SW?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,864/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 102 DICKMAN DRIVE SW?+
The most recent tax bill on record (2025) was $2,895. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ruskin?+
At $600,000, this home is listed about 72% above the Ruskin median of $349,850. The market section on this page shows how the area is trending.
Which schools are assigned to 102 DICKMAN DRIVE SW?+
Thompson Elementary (elementary), Lennard High School (high), Shields Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$600,000 runs 79% above the RUSKIN 33570 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
107 days on market against a Ruskin median of 51 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY PORTFOLIO COLLECTION · Chase Walseth. MLS #TB8494926.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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