
404 DICKMAN DRIVE SW, RUSKIN, FL, 33570
Active375 days on marketListed Jul 14, 2025MLS #TB8406999
About this home
404 DICKMAN DRIVE SW
You won't find any other home like this one! NO HOA OR CDD! NO BACKYARD NEIGHBOR! Discover the perfect blend of space, comfort and flexibility in this newly remodeled 4 bedroom, 4 bathroom home in the heart of Ruskin. You will enjoy a relaxing water view at the front of the home and gorgeous sunrises and sunsets from the property. Inside you will find an expansive layout that includes two spacious primary bedrooms, each with its own ensuite bathroom, two large bedrooms, an office, dining room, family room, game area, and a two story great room centered around a Chicago Brick wood burning fireplace (with outside loading wood bins) and an open loft with oak spiral staircase and railing. This room creates an especially cozy and inviting space for gathering. The kitchen features a breakfast nook and bar area for ample seating. There are new LG stainless steel appliances and abundant cabinetry, ready for daily meals and entertaining. A spacious laundry/utility room adjoins the kitchen and the large three car garage. The house opens to the massive covered lanai through french doors in the great room, kitchen/breakfast nook, laundry area, master bedroom and bathroom. This access makes the lanai perfect for parties , outdoor dining, relaxing with your morning coffee or just hanging out in a hammock with a good book! Throughout the home, fresh updates and a functional layout support a variety of lifestyles or multiple-generational living. The three new air conditioning units allow for convenient temperature control in different areas of the house. Re-piping of all incoming water supply lines with Uponor (PEX) is complete. A new roof will be installed prior to closing, giving the buyer color choice options. Current owners Flood Insurance policy and Termite Protection Policy Warranty are transferrable. Located by the Ruskin Inlet, the home is near the scenic Little Manatee River and Tampa Bay with easy access to boat launches including Common Good Park, E.G. Simmons Park, and Cockroach Bay Aquatic Preserve. The property places you both near nature and convenience to local shopping and dining. In addition, there is a vacant parcel located directly behind the home available for purchase separately offering a unique opportunity for expansion, storage or investment. (This parcel is not currently listed for sale.). Schedule a showing today and explore all the possibilities this unique Ruskin property has to offer.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
4,400
Sqft
0.52 ac
Lot size
3
Garage
1968
Year built
One
Levels
$170
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,827 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,827/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Ruskin actives
$170 vs $180
Days on market
375 vs 51 typical
Where $170/sqft sits among the 288 Ruskin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
Ruskin City — neighborhood snapshot
Population
2,490
Median age
42
Median income
$70,544
Median home value
$268,770
Avg household
3
Households w/ children
290
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$330K → $320K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
163 of 288
Ruskin actives have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 124% above the RUSKIN 33570 median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 404 DICKMAN DRIVE SW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$574,900
503 1ST AVENUE NW · same community
3 bd · 4 ba · 2,594 sqft · $222/sqft · 4 DOM
Sold · Feb ’26$330,000
511 W COLLEGE AVENUE · same community
3 bd · 2.5 ba · 2,117 sqft · $156/sqft · 3 DOM
Sold · Mar ’26$387,500
602 10TH STREET SW · same community
3 bd · 3 ba · 2,085 sqft · $186/sqft · 100 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 404 DICKMAN DRIVE SW — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 404 DICKMAN DRIVE SW — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
404 DICKMAN DRIVE SW FAQs
What would the monthly payment be for 404 DICKMAN DRIVE SW?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,827/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 404 DICKMAN DRIVE SW?+
The most recent tax bill on record (2024) was $4,060. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 404 DICKMAN DRIVE SW?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $750,000, this home is listed about 114% above the Ruskin median of $349,850. The market section on this page shows how the area is trending.
Which schools are assigned to 404 DICKMAN DRIVE SW?+
Thompson Elementary (elementary), Lennard High School (high), Shields Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$750,000 runs 124% above the RUSKIN 33570 median — but at 4,400 sqft it's also nearly twice the size of the typical Ruskin listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
375 days on market against a Ruskin median of 51 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $899,000, now $750,000 — a $149K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Kimberly Aguilar. MLS #TB8406999.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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