502 3RD AVENUE SE, RUSKIN, FL, 33570
Active122 days on marketListed Mar 24, 2026MLS #W7883941
About this home
502 3RD AVENUE SE
Stunning Waterfront Retreat On Over Half An Acre With Direct Access To Marsh Creek Leading To Tampa Bay! Tucked Away At The End Of A Quiet Dead-End Street With No Rear Neighbors, This One-Of-A-Kind Property Offers Privacy, Space, And True Florida Living. Situated On Over Half An Acre With Beautiful Mature Oaks And Lush Landscaping, Enjoy Breathtaking Views Of Marsh Creek Where You Can Kayak, Canoe, Or Fish Right From Your Own Backyard—With Manatees And Wildlife Frequently Seen. This Solidly Built Home Features All Block Construction, Including Interior Walls, Providing Exceptional Durability And Quiet Living. Inside, You’ll Find A Spacious And Functional Layout With Four Large Bedrooms, A Dedicated Office/Den, And An Optional Flex Space Perfect For A Gym, Playroom, Or Additional Bedroom. The Home Is Filled With Natural Light From Double Pane Windows And Showcases Stylish Arched Doorways, Crown Molding, And New LVP Flooring And Trim Installed In 2024. The Kitchen Is A Chef’s Dream With Solid Wood Cabinetry, 42-Inch Uppers, Stone Countertops, Beautiful Tile Backsplash Extending To The Ceiling, Stainless Steel Appliances, Built-In Microwave And Oven, Range Top With Gourmet Hood, And A Large Island With Extra Storage. The Primary Suite Features A Beautifully Updated Bathroom Completed In December 2024, Offering A Walk-In Tile Shower With Glass Doors, Built-In Seating, And A New Vanity. The Guest Bathroom Includes Dual Sinks And A Tile Shower/Tub Combo. Major Updates Provide Peace Of Mind, Including A New A/C (2024), Roof (2017), And Updated Electrical, Plumbing, And Windows (2008), Along With Added Attic Insulation For Efficiency. Step Outside To Your Private Backyard Oasis Featuring A Pergola Sitting Area, Paver Walkways, Fire Pit With Seating Area, And A Large Fenced Yard Perfect For Entertaining Or Relaxing. A 10x20 Shed, RV Hookups (50 & 30 Amp), And Ample Space For Boats, Campers, And All Your Toys Make This Property Truly Unique. The Oversized Garage Features Epoxy Floors, Laundry Area, Rear Access Door, And Additional Storage. A Large Circular Driveway Provides Plenty Of Parking And Enhances The Home’s Impressive Curb Appeal With Stone Accented Columns And Fresh Exterior Paint (2026). Conveniently Located Just Minutes To I-75 And US-41, With Easy Access To Boat Ramps, Parks, Beaches, And Tampa, This Property Offers The Perfect Balance Of Seclusion And Accessibility. No HOA, No CDD—Bring Your Boats, RVs, And Enjoy The Ultimate Florida Lifestyle!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,450
Sqft
0.53 ac
Lot size
1
Garage
1960
Year built
One
Levels
$169
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,146 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,146/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+23.1%
$/sqft vs Ruskin actives
$169 vs $178
Days on market
122 vs 51 typical
Where $169/sqft sits among the 289 Ruskin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
Ruskin City — neighborhood snapshot
Population
2,490
Median age
42
Median income
$70,544
Median home value
$268,770
Avg household
3
Households w/ children
290
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$330K → $320K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
163 of 289
Ruskin actives have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% above the RUSKIN 33570 median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 502 3RD AVENUE SE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$574,900
503 1ST AVENUE NW · same community
3 bd · 4 ba · 2,594 sqft · $222/sqft · 4 DOM
Sold · Feb ’26$330,000
511 W COLLEGE AVENUE · same community
3 bd · 2.5 ba · 2,117 sqft · $156/sqft · 3 DOM
Sold · Mar ’26$387,500
602 10TH STREET SW · same community
3 bd · 3 ba · 2,085 sqft · $186/sqft · 100 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 502 3RD AVENUE SE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 502 3RD AVENUE SE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
502 3RD AVENUE SE FAQs
What would the monthly payment be for 502 3RD AVENUE SE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,146/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 502 3RD AVENUE SE?+
The most recent tax bill on record (2025) was $4,464. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 502 3RD AVENUE SE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $413,000, this home is listed about 18% above the Ruskin median of $349,850. The market section on this page shows how the area is trending.
Which schools are assigned to 502 3RD AVENUE SE?+
Thompson Elementary (elementary), Lennard High School (high), Shields Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$413,000 runs 23% above the RUSKIN 33570 median — but at 2,450 sqft it's also 31% larger than the typical Ruskin listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
122 days on market against a Ruskin median of 51 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $425,000, now $413,000 — a $12K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KW REALTY ELITE PARTNERS · Erik Weyant. MLS #W7883941.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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