817 2ND AVENUE NW, RUSKIN, FL, 33570
Active1119 days on marketListed Jul 10, 2023MLS #T3457984
About this home
817 2ND AVENUE NW
PD ZONING WITH THE CAPIBILITY OF BUILDING UP TO 4 UNITS ON THIS DOUBLE LOT!...OUTSTANDING OPPORTUNITY! JUST APPROVED 180 FEET OF WATERFRONT - DOUBLE LOT!!!!INVESTORS/BUILDERS, UNIQUE ONE OF A KIND WATERFRONT "ZONED PD" PROPERTY. With this double lot overlooking a saltwater canal you can build up to 4 units, 2 homes or one house. Incredible opportunity to build on the WATER. This is a great quite piece of Paradise in Ruskin. Did I say 180 feet of waterfront!!!FANTASTIC WATERFRONT OPPORTUNITY WITH DIRECT ACCESS TO TAMPA BAY! JUST APPROVED 180 FEET OF WATERFRONT DOUBLE LOT!!!!INVESTORS/BUILDERS, UNIQUE ONE OF A KIND WATERFRONT "ZONED PD" PROPERTY. With this double lot overlooking a saltwater canal you can build up to 4 units, 2 homes or one house. Incredible opportunity to build on the WATER. This is a great quite piece of Paradise in Ruskin.. This is a double lot and can be subdivided into 2 lots.
Facts & features
The home at a glance
0.71 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,784 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,784/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Ruskin City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
Ruskin City — neighborhood snapshot
Population
2,490
Median age
42
Median income
$70,544
Median home value
$268,770
Avg household
3
Households w/ children
290
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$330K → $320K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% above the RUSKIN 33570 median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 817 2ND AVENUE NW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$239,900
106 5TH STREET NW · same community
2 bd · 1 ba · 768 sqft · $312/sqft · 82 DOM
Sold · Sep ’25$120,000
310 2ND AVENUE NW · same community
2 bd · 1 ba · 812 sqft · $148/sqft · 119 DOM
Sold · Jan ’26$245,000
402 8TH STREET SW · same community
2 bd · 2 ba · 1,298 sqft · $189/sqft · 239 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 817 2ND AVENUE NW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 817 2ND AVENUE NW — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
817 2ND AVENUE NW FAQs
What would the monthly payment be for 817 2ND AVENUE NW?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,784/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 817 2ND AVENUE NW?+
The most recent tax bill on record (2022) was $4,902. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ruskin?+
At $350,000, this home is priced right at the Ruskin median.
Which schools are assigned to 817 2ND AVENUE NW?+
Thompson Elementary (elementary), Lennard High School (high), Shields Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
02Time on market is leverage
1119 days on market against a Ruskin median of 51 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $489,000, now $350,000 — a $139K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX REALTY UNLIMITED · Debrah Hailey. MLS #T3457984.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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