606 DICKMAN DRIVE SW, RUSKIN, FL, 33570
Active352 days on marketListed Aug 7, 2025MLS #TB8392528
About this home
606 DICKMAN DRIVE SW
Amazing Price Reduction! Live in your waterfront dream in this Charming Waterfront Stilt Home with Tampa Bay access and Gulf Access! Property appraised at $525,000 in 2025! Discover this lovely waterfront stilt home nestled on nearly half an acre of lush, park-like grounds with 60 feet of canal frontage. Located on a wide canal with direct access to the bay and Gulf, it's a boater’s dream—perfect for both powerboats and sailboats, with plenty of room for turning and docking. While there’s currently no dock, the property offers the opportunity to build one tailored to your needs. Before entering the home’s second level, you’ll be greeted by a spacious covered balcony, ideal for relaxing or entertaining. Inside, you’ll find a bright, open-concept layout featuring a large dining area, an upgraded kitchen, and a generous living space with picture windows overlooking the beautiful backyard and canal. The second level also includes a well-appointed guest bedroom and full bathroom. Upstairs, the third level is dedicated to a private primary suite, complete with en-suite bathroom, offering serene views and a tranquil retreat. Throughout the home, you’ll appreciate the warmth and beauty of cedar walls and ceilings that create a cozy and inviting atmosphere. On the ground level, there’s a spacious screened lanai, perfect for entertaining, along with a 2-car garage. Additional features include a separate garage/workshop with a carport, plus an extra-tall carport ideal for a motorhome, large boat, or trailer. Whether you're seeking a waterfront getaway or a full-time residence, this unique property offers both comfort and functionality in a truly scenic setting.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,046
Sqft
0.46 ac
Lot size
1
Garage
1973
Year built
Three Or More
Levels
$430
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,153 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,153/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+41.1%
$/sqft vs Ruskin actives
$430 vs $179
Days on market
352 vs 51 typical
Where $430/sqft sits among the 289 Ruskin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
Ruskin City — neighborhood snapshot
Population
2,490
Median age
42
Median income
$70,544
Median home value
$268,770
Avg household
3
Households w/ children
290
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$330K → $320K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
163 of 289
Ruskin actives have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 34% above the RUSKIN 33570 median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 606 DICKMAN DRIVE SW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$120,000
310 2ND AVENUE NW · same community
2 bd · 1 ba · 812 sqft · $148/sqft · 119 DOM
Sold · Jan ’26$245,000
402 8TH STREET SW · same community
2 bd · 2 ba · 1,298 sqft · $189/sqft · 239 DOM
Sold · Dec ’25$239,900
106 5TH STREET NW · same community
2 bd · 1 ba · 768 sqft · $312/sqft · 82 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 606 DICKMAN DRIVE SW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 606 DICKMAN DRIVE SW — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
606 DICKMAN DRIVE SW FAQs
What would the monthly payment be for 606 DICKMAN DRIVE SW?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,153/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 606 DICKMAN DRIVE SW?+
The most recent tax bill on record (2024) was $1,741. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ruskin?+
At $450,000, this home is listed about 29% above the Ruskin median of $349,850. The market section on this page shows how the area is trending.
Which schools are assigned to 606 DICKMAN DRIVE SW?+
Thompson Elementary (elementary), Lennard High School (high), Shields Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$450,000 runs 34% above the RUSKIN 33570 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
352 days on market against a Ruskin median of 51 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $525,000, now $450,000 — a $75K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX REALTY UNLIMITED · Debrah Hailey. MLS #TB8392528.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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