4993 BACOPA LANE S UNIT 505, ST PETERSBURG, FL, 33715
Active148 days on marketListed Mar 20, 2026MLS #TB8477049
About this home
4993 BACOPA LANE S UNIT 505
Who says you can’t have it all? Enjoy a RECENT PRICE ADJUSTMENT plus a fantastic $10,000 SELLER CREDIT toward closing costs and prepaids with an accepted offer! Experience spectacular, panoramic water views from this beautifully updated 5th-floor corner residence in the gated waterfront community of Bacopa Bay—where an ever-changing backdrop of light, sky, and sail becomes part of your everyday life. With the sellers relocating within the community, this presents a rare opportunity you won’t want to miss. Step into a bright, refined kitchen featuring crisp white cabinetry, gleaming marble countertops, a stainless steel KitchenAid oven and microwave, and a Sub-Zero refrigerator with custom panels. A central island with cooktop, added storage, and breakfast bar creates the perfect space for both casual dining and entertaining. Expansive living and dining areas feature floor to ceiling windows, accented with plantation shutters, filling the space with natural light. The elegant interior flows seamlessly onto a spacious waterfront terrace—an ideal setting for sunset gatherings or peaceful mornings overlooking the gentle movement of the Intracoastal. A secondary private balcony offers captivating eastern views, including the iconic Sunshine Skyway Bridge and serene Maximo Channel. The generously sized primary suite is a true retreat, showcasing stunning water views, a custom walk-in closet with built-ins, linen storage, and a luxurious ensuite bath complete with dual vanities, a soaking tub, and a walk-in shower. Two additional bedrooms provide flexible space for guests, a home office, or creative use. Additional highlights include an interior laundry room with full-size stackable washer and dryer, hurricane-rated windows and sliders (2022 & 2024), hurricane shutters (2021), and major system updates including a new HVAC system and water heater (2025). Residents of Bacopa Bay enjoy resort-style amenities, including two geo-thermally heated waterfront pools (an Olympic lap pool and a free-form pool with spa), a private beach, fitness center, two Roland red clay tennis courts, scenic walking and jogging paths, a tropical lagoon with waterfall, car wash station, and EV charging. The gated community also offers 24/7 security with an on-site guard and is pet-friendly (up to two pets, combined weight of 30 lbs). Perfectly located just minutes from St. Pete Beach, Fort De Soto, vibrant downtown St. Petersburg, and both St. Pete–Clearwater and Tampa International Airports, this residence offers an exceptional balance of privacy and convenience. Rarely available and truly breathtaking—schedule your private showing today.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,867
Sqft
1.92 ac
Lot size
1
Garage
1998
Year built
One
Levels
$664
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,761 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,761/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+109.6%
$/sqft vs St Petersburg actives
$664 vs $336
Days on market
148 vs 57 typical
Where $664/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bayway Isles
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Bayway Isles — neighborhood snapshot
Population
1,734
Median age
69
Median income
$52,097
Median home value
$470,700
Avg household
2
Households w/ children
43%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
229 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 369% above the ST PETERSBURG 33715 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4993 BACOPA LANE S UNIT 505
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$747,013
4991 BACOPA LANE S UNIT 201 · same community
3 bd · 2 ba · 1,867 sqft · $400/sqft · 112 DOM
Sold · Dec ’25$1,055,250
4963 BACOPA LANE S UNIT 105 · same community
3 bd · 2 ba · 1,867 sqft · $565/sqft · 13 DOM
Sold · Dec ’25$1,100,000
4993 BACOPA LANE S UNIT 205 · same community
3 bd · 2 ba · 1,867 sqft · $589/sqft · 39 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4993 BACOPA LANE S UNIT 505 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4993 BACOPA LANE S UNIT 505 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4993 BACOPA LANE S UNIT 505 FAQs
What would the monthly payment be for 4993 BACOPA LANE S UNIT 505?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,761/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4993 BACOPA LANE S UNIT 505?+
The most recent tax bill on record (2025) was $17,410. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4993 BACOPA LANE S UNIT 505?+
The listing reports pets: Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $1,239,000, this home is listed about 187% above the St Petersburg median of $431,250. The market section on this page shows how the area is trending.
Which schools are assigned to 4993 BACOPA LANE S UNIT 505?+
Bay Point Middle School (middle), Gulfport Montessori Elementary School (elementary), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,239,000 runs 369% above the ST PETERSBURG 33715 median — but at 1,867 sqft it's also 39% larger than the typical St Petersburg listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
148 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,250,000, now $1,239,000 — a $11K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Sheila Geer. MLS #TB8477049.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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