4991 BACOPA LANE S UNIT 502, ST PETERSBURG, FL, 33715
Active260 days on marketListed Nov 28, 2025MLS #TB8452095
About this home
4991 BACOPA LANE S UNIT 502
Pristine, vacant, and adjusted to an incredible new value—now offered a price reduction. Experience breathtaking panoramic views of Boca Ciega Bay from this elegant, newly cleared residence featuring the rarely available Bougainvillea floor plan. BE SURE TO VIEW THE UPDATED PHOTOS! MOVING PAST THE PREVIOUS, LIVED-IN LOOK, OUR NEW PHOTOGRAPHY HIGHLIGHTS THE ABSOLUTE CLARITY OF AN ENTIRELY EMPTY AND FRESHLY DEEP-CLEANED CONDO. The old carpeting has been completely removed, revealing a pristine, ready surface for the new owner to install the flooring of their choice and add their own custom personal touches. This vacant presentation makes it effortless to visualize your own furniture layout and design aesthetic against the backdrop of the bay.The flexible layout easily accommodates a formal dining area, den, or private home office. The well-appointed kitchen impresses with granite countertops, a generous walk-in pantry, and a convenient pass-through perfect for modern entertaining. Floor-to-ceiling access to the expansive verandah from the living room, primary suite, and den creates a seamless indoor–outdoor lifestyle — ideal for savoring sunrise views and coastal breezes. Timeless, classic tile spans the main living areas for low-maintenance coastal living, and hurricane shutters protect all exposed openings for absolute peace of mind. Set within Bacopa Bay, a highly sought-after, resort-style gated community surrounded by lush tropical landscaping, residents enjoy heated waterfront pools, a tranquil spa, private beach access, tennis courts, scenic jogging paths, and the Arbor House with a fitness center and owners' lounge. Minutes from the Gulf beaches, Fort De Soto Park, and I-275, with easy access to Tampa International and St. Pete–Clearwater airports — luxury, serenity, and exceptional convenience all in one. Ready for immediate occupancy!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,516
Sqft
1.6 ac
Lot size
1998
Year built
One
Levels
$511
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,580 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,580/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+69.2%
$/sqft vs St Petersburg actives
$511 vs $343
Days on market
260 vs 57 typical
Where $511/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bayway Isles
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Bayway Isles — neighborhood snapshot
Population
1,734
Median age
69
Median income
$52,097
Median home value
$470,700
Avg household
2
Households w/ children
43%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
228 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 194% above the ST PETERSBURG 33715 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4991 BACOPA LANE S UNIT 502
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$765,000
4981 BACOPA LANE S UNIT 302 · same community
2 bd · 2 ba · 1,516 sqft · $505/sqft · 144 DOM
Sold · Mar ’26$875,000
4991 BACOPA LANE S UNIT 603 · same community
2 bd · 2 ba · 1,822 sqft · $480/sqft · 0 DOM
Sold · Jun ’26$1,150,000
4951 BACOPA LANE S UNIT 103 · same community
2 bd · 2 ba · 1,822 sqft · $631/sqft · 139 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4991 BACOPA LANE S UNIT 502 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4991 BACOPA LANE S UNIT 502 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4991 BACOPA LANE S UNIT 502 FAQs
What would the monthly payment be for 4991 BACOPA LANE S UNIT 502?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,580/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4991 BACOPA LANE S UNIT 502?+
The most recent tax bill on record (2024) was $11,366. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4991 BACOPA LANE S UNIT 502?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $775,000, this home is listed about 80% above the St Petersburg median of $431,250. The market section on this page shows how the area is trending.
Which schools are assigned to 4991 BACOPA LANE S UNIT 502?+
Bay Point Middle School (middle), Gulfport Montessori Elementary School (elementary), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$775,000 runs 194% above the ST PETERSBURG 33715 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
260 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $830,000, now $775,000 — a $55K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SUNSHINEAGLE LLC · Dave Masi. MLS #TB8452095.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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