4953 BACOPA LANE S UNIT 204, ST PETERSBURG, FL, 33715
Active261 days on marketListed Nov 27, 2025MLS #TB8451772
About this home
4953 BACOPA LANE S UNIT 204
Motivated Seller. Welcome to Bacopa Bay, a lavish 24-hour guard-gated condominium community set on the breathtaking waters of Boca Ciega Bay. This sought-after enclave provides residents with unmatched security, privacy, and scenic beauty. This exceptional second-floor condo features two bedrooms, two and a half baths, and a den that can serve as a third bedroom. Spanning 1833 square feet, the unit offers unparalleled waterfront living, enhanced by floor-to-ceiling windows that fill the home with natural light and deliver stunning water views from the kitchen, living room, dining room, and primary bedroom. The kitchen is appointed with stainless steel appliances, white cabinetry, generous pantry storage, a center island, and a breakfast bar. The adjacent dining and family room opens onto a patio where you can view spectacular sunsets and holiday fireworks while expanding your living space to the outdoors. You will frequently see boats heading to the intracoastal waterway and spot dolphins and manatees in the water below.The primary suite includes a king-size bed, panoramic water views, patio access, and a large ensuite bathroom featuring double sinks, a vanity, walk-in shower, and three closets for ample storage. Additional highlights in the home include hurricane shutters, crown moldings, window treatments, built-in cabinetry, a hide a bed sofa in the den, new furnishings in the second bedroom, a guest half bath, and a spacious walk-in laundry room with a full-size washer and dryer. Bacopa Bay offers residents a vibrant lifestyle with lush tropical landscaping and a half-mile walking trail. Community amenities include the Arbor House Clubhouse (complete with a library, game room, and kitchen for social gatherings), a 24/7 fitness center, two pool areas, a pristine sandy beach, a heated spa, a three-lane lap pool, two lighted clay tennis courts, and a convenient car wash area. Under building designated parking provide convenience and security. The property is just minutes from the sugar sand beaches of Pass-a-Grille and St Pete Beach, downtown St. Petersburg, and major highways. With only two units off the elevator, residents enjoy a single-family home atmosphere with privacy on both their front deck and back balcony. If you are a boater the property offers close proximity to several marinas, including Isla del Sol Yacht and Country Club, Maximo Marina, Port 32, Tierra Verde Marina, O’Neill’s Marina and more. The community welcomes two small pets under 30 pounds, making it ideal for animal lovers. This beautiful Bacopa Bay condo is available furnished, (please inquire as to what items do not convey) and is turnkey ready for immediate occupancy. Experience the Florida lifestyle and make this fantastic residence your new home or your private vacation oasis.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,833
Sqft
5.01 ac
Lot size
1
Garage
1996
Year built
One
Levels
$387
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,422 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,422/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Petersburg actives
$387 vs $336
Days on market
261 vs 57 typical
Where $387/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bayway Isles
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Bayway Isles — neighborhood snapshot
Population
1,734
Median age
69
Median income
$52,097
Median home value
$470,700
Avg household
2
Households w/ children
43%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
230 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 169% above the ST PETERSBURG 33715 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4953 BACOPA LANE S UNIT 204
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$770,000
4993 BACOPA LANE S UNIT 204 · same community
3 bd · 2.5 ba · 1,833 sqft · $420/sqft · 178 DOM
Sold · Mar ’26$875,000
4991 BACOPA LANE S UNIT 603 · same community
2 bd · 2 ba · 1,822 sqft · $480/sqft · 0 DOM
Sold · Jun ’26$1,150,000
4951 BACOPA LANE S UNIT 103 · same community
2 bd · 2 ba · 1,822 sqft · $631/sqft · 139 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4953 BACOPA LANE S UNIT 204 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4953 BACOPA LANE S UNIT 204 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4953 BACOPA LANE S UNIT 204 FAQs
What would the monthly payment be for 4953 BACOPA LANE S UNIT 204?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,422/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4953 BACOPA LANE S UNIT 204?+
The most recent tax bill on record (2025) was $13,972. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4953 BACOPA LANE S UNIT 204?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $710,000, this home is listed about 65% above the St Petersburg median of $431,250. The market section on this page shows how the area is trending.
Which schools are assigned to 4953 BACOPA LANE S UNIT 204?+
Bay Point Middle School (middle), Gulfport Montessori Elementary School (elementary), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$710,000 runs 169% above the ST PETERSBURG 33715 median — but at 1,833 sqft it's also 37% larger than the typical St Petersburg listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
261 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $799,000, now $710,000 — a $89K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Barb Hetrick Pa. MLS #TB8451772.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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