
4971 BACOPA LANE S UNIT 703, ST PETERSBURG, FL, 33715
Active206 days on marketListed Jan 22, 2026MLS #TB8463956
About this home
4971 BACOPA LANE S UNIT 703
Few waterfront communities provide the combination of spacious floor plans, spectacular views, and resort-style amenities found at Bacopa Bay. This beautifully maintained 7th-floor residence showcases one of the community's most desirable floor plans, offering 1,822 square feet of thoughtfully designed living space and sweeping panoramic views of Boca Ciega Bay, Tampa Bay, and the iconic Sunshine Skyway Bridge. Unlike many waterfront condominiums where living space comes at a premium, Bacopa Bay was intentionally designed with larger, more functional residences that live like a single-family home while offering the convenience of maintenance-free waterfront living. Natural light fills the open living and dining areas, which flow seamlessly onto an expansive private waterfront veranda. Here you'll enjoy breathtaking sunsets, passing sailboats, dolphins, abundant birdlife, and ever-changing waterfront vistas that define the Florida coastal lifestyle. The spacious primary suite serves as a private retreat with spectacular water views, direct balcony access, a generous walk-in closet, and an ensuite bath. A split-bedroom floor plan provides privacy for family and guests, while the versatile den is ideal as a home office, media room, library, or additional guest accommodations. Designed for both everyday living and entertaining, the kitchen features granite countertops, stainless steel appliances, abundant cabinetry, and a generous breakfast bar overlooking the main living areas and waterfront beyond. Additional highlights include hurricane-rated windows and sliding glass doors, reserved garage parking, and a thoughtfully designed layout that maximizes both comfort and the incredible waterfront setting. Residents enjoy an outstanding collection of resort-style amenities including 24-hour gated security, two heated swimming pools, a 25-meter lap pool, fitness center, clubhouse, private beach access, lighted Har-Tru tennis courts, waterfront walking paths, EV charging stations, and car wash facilities. Recent community enhancements include beautifully renovated lobbies, updated elevators, new roofing, seawall replacement, refreshed landscaping, and completed milestone inspections, providing added confidence and peace of mind for future owners. Perfectly situated along the Pinellas Bayway, Bacopa Bay offers convenient access to downtown St. Petersburg, Tierra Verde, Fort De Soto Park, St. Pete Beach, and Tampa International Airport. This is an exceptional opportunity to own one of Bacopa Bay's signature waterfront residences, where generous living spaces, panoramic water views, and an unmatched coastal lifestyle come together in one of Tampa Bay's premier waterfront communities.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,822
Sqft
1
Garage
1997
Year built
One
Levels
$508
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,056 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,056/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+17.1%
$/sqft vs St Petersburg actives
$508 vs $343
Days on market
206 vs 57 typical
Where $508/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bayway Isles
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Bayway Isles — neighborhood snapshot
Population
1,734
Median age
69
Median income
$52,097
Median home value
$470,700
Avg household
2
Households w/ children
43%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
231 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 260% above the ST PETERSBURG 33715 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4971 BACOPA LANE S UNIT 703
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$875,000
4991 BACOPA LANE S UNIT 603 · same community
2 bd · 2 ba · 1,822 sqft · $480/sqft · 0 DOM
Sold · Jun ’26$1,150,000
4951 BACOPA LANE S UNIT 103 · same community
2 bd · 2 ba · 1,822 sqft · $631/sqft · 139 DOM
Sold · May ’26$900,000
4981 BACOPA LANE S UNIT 703 · same community
2 bd · 2 ba · 1,822 sqft · $494/sqft · 33 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4971 BACOPA LANE S UNIT 703 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4971 BACOPA LANE S UNIT 703 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4971 BACOPA LANE S UNIT 703 FAQs
What would the monthly payment be for 4971 BACOPA LANE S UNIT 703?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,056/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4971 BACOPA LANE S UNIT 703?+
The most recent tax bill on record (2024) was $6,689. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4971 BACOPA LANE S UNIT 703?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $925,000, this home is listed about 113% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4971 BACOPA LANE S UNIT 703?+
Bay Point Middle School (middle), Gulfport Montessori Elementary School (elementary), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$925,000 runs 260% above the ST PETERSBURG 33715 median — but at 1,822 sqft it's also 36% larger than the typical St Petersburg listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
206 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,150,000, now $925,000 — a $225K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Debi Eagan. MLS #TB8463956.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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