7825 38TH TERRACE N UNIT 7825, ST PETERSBURG, FL, 33709
Active214 days on marketListed Jan 14, 2026MLS #TB8461735
About this home
7825 38TH TERRACE N UNIT 7825
Don't miss out on this gorgeous, move in ready 55+ condo in the highly sought after Tyrone Villas community—an exceptional property that remained completely dry and undamaged through Hurricanes Helene and Milton. With a low HOA and extensive upgrades, this home offers both peace of mind and modern comfort. Step inside to an inviting open floor plan featuring a beautifully renovated kitchen with a gas stove and sleek vinyl plank flooring that flows throughout the space. A versatile bonus room provides the perfect opportunity for an office, cozy den, or even a second bedroom. The attached, enclosed carport—complete with your own washer and dryer—adds convenience and valuable storage. Enjoy quiet mornings on the spacious patio overlooking the serene courtyard. Major improvements completed in 2018 include a new AC, gas water heater, appliances, washer and dryer, and electrical panel, hurricane impact windows ensuring long term efficiency. Located in a high and dry, non flood zone, this condo offers added security and confidence. Tyrone Villas residents enjoy fantastic amenities including a sparkling pool, shuffleboard courts, and a clubhouse with a library and fitness equipment. All of this is just minutes from shopping, dining, stunning Gulf beaches, vibrant Downtown St. Pete, and quick access to I 275. This is a rare opportunity you won’t want to miss—reach out today to schedule your private showing before this gem is gone.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
720
Sqft
1.43 ac
Lot size
1967
Year built
One
Levels
$191
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,060 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,060/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.2%
$/sqft vs St Petersburg actives
$191 vs $340
Days on market
214 vs 57 typical
Where $191/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33709 — neighborhood snapshot
Population
25,371
Median age
53.3
Median income
$52,621
Median home value
$190,300
Avg household
2.2
Households w/ children
1,922
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
230 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% below the ST PETERSBURG 33709 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 7825 38TH TERRACE N UNIT 7825
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$122,000
7816 38TH TERRACE N UNIT 7816 · same community
2 bd · 1 ba · 720 sqft · $169/sqft · 105 DOM
Sold · Jan ’26$132,500
7729 39TH TERRACE N · same community
2 bd · 1 ba · 720 sqft · $184/sqft · 14 DOM
Sold · Sep ’25$105,000
7713 39TH AVENUE N · same community
1 bd · 1 ba · 630 sqft · $167/sqft · 50 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7825 38TH TERRACE N UNIT 7825 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7825 38TH TERRACE N UNIT 7825 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7825 38TH TERRACE N UNIT 7825 FAQs
What would the monthly payment be for 7825 38TH TERRACE N UNIT 7825?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,060/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7825 38TH TERRACE N UNIT 7825?+
The most recent tax bill on record (2024) was $361. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7825 38TH TERRACE N UNIT 7825?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $137,500, this home is listed about 68% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7825 38TH TERRACE N UNIT 7825?+
Westgate Elementary School (elementary), Dixie M. Hollins High School (high), Tyrone Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST PETERSBURG 33709 market on paper
$137,500 is 10% below the ST PETERSBURG 33709 median of $152,995, and at $191/sqft it sits under the St Petersburg average of $380.
02Time on market is leverage
214 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $142,500, now $137,500 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Kirk Kristensen. MLS #TB8461735.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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