7868 40TH AVENUE N UNIT 7868, ST PETERSBURG, FL, 33709
Active25 days on marketListed Jul 20, 2026MLS #TB8530698
About this home
7868 40TH AVENUE N UNIT 7868
Welcome to your quiet Florida oasis in Tyrone Villas! Discover this hidden gem—a beautifully renovated, move-in-ready 2-bedroom, 1-bathroom corner villa offering the serene feel of standalone living with no shared walls. Situated in a highly desirable 55+ community, this charming one-story home immediately impresses with an expansive lot featuring a large front yard, an extra-long driveway, and an attached, covered carport for year-round shaded parking. This #4 association has good financial records and stability. Relax or entertain in ultimate privacy on your personal front yard patio, surrounded by a meticulously manicured lawn. Step inside to a light-filled living area showcasing $45,000 in recent premium upgrades, including new flooring, a completely remodeled bathroom, fresh paint, modern appliances, and elegant plantation shutters on all windows. The kitchen has granite countertops, new stove and refrigerator and a comfortable eat-in space. The primary suite easily accommodates a king-sized bed. A highly versatile second bedroom functions perfectly as a den, guest space, or home office. Designed for absolute convenience, the home features a dedicated 8 ft X 5 ft storage room right off the carport. Positioned directly behind it is a separate laundry room with rear yard access able to accommodate a full-size stackable washer and dryer. For added peace of mind, the villa features efficient gas heat, stove, and a gas hot water heater, a durable roof replaced in 2025 (maintained by the association), updated windows, and new sliding glass doors. Best of all, this property experienced no flooding or damage from the 2024 hurricanes. Tyrone Villas is a quiet, beautifully maintained, pet-free, and non-leasing community. Residents enjoy fantastic amenities just steps from their front door, including a heated swimming pool, clubhouse with a library, small gym/exercise equipment, and shuffleboard courts. The low monthly association fee conveniently covers water, sewer, trash, roof, and exterior maintenance. Perfectly situated in the prime Tyrone area, you are minutes away from Tyrone Mall, exceptional dining, shopping, banking, and the Bay Pines VA Hospital. Outdoor and city lovers will appreciate the close proximity to the Pinellas Trail, world-famous sugar sand Gulf beaches, and vibrant Downtown St. Pete and the Pier. With easy access to Clearwater and Tampa International Airport, this villa truly offers the perfect balance of peaceful retirement living and urban convenience. Schedule your private showing today and step into your Florida forever home!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
720
Sqft
0 ac
Lot size
1969
Year built
One
Levels
$208
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,306 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,306/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.3%
$/sqft vs St Petersburg actives
$208 vs $336
Days on market
25 vs 58 typical
Where $208/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33709 — neighborhood snapshot
Population
25,371
Median age
53.3
Median income
$52,621
Median home value
$190,300
Avg household
2.2
Households w/ children
1,922
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
226 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% below the ST PETERSBURG 33709 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 7868 40TH AVENUE N UNIT 7868
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$122,000
7816 38TH TERRACE N UNIT 7816 · same community
2 bd · 1 ba · 720 sqft · $169/sqft · 105 DOM
Sold · Jan ’26$132,500
7729 39TH TERRACE N · same community
2 bd · 1 ba · 720 sqft · $184/sqft · 14 DOM
Sold · Sep ’25$105,000
7713 39TH AVENUE N · same community
1 bd · 1 ba · 630 sqft · $167/sqft · 50 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7868 40TH AVENUE N UNIT 7868 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7868 40TH AVENUE N UNIT 7868 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7868 40TH AVENUE N UNIT 7868 FAQs
What would the monthly payment be for 7868 40TH AVENUE N UNIT 7868?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,306/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7868 40TH AVENUE N UNIT 7868?+
The most recent tax bill on record (2025) was $2,371. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7868 40TH AVENUE N UNIT 7868?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $149,900, this home is listed about 66% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7868 40TH AVENUE N UNIT 7868?+
Westgate Elementary School (elementary), Dixie M. Hollins High School (high), Tyrone Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of APONE REALTY · Phyllis Apone, PA. MLS #TB8530698.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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