David Ramirez
$138,0001 bd1 ba740 sqft$186 /sqft$1,182 /mo all-in ↓

11409 8TH STREET N UNIT 1509, ST PETERSBURG, FL, 33716

Active48 days on marketListed Jun 29, 2026MLS #TB8523007

Priced 8% below the ST PETERSBURG 33716 medianCondominiumPEPPERTREE VILLAGE CONDO

About this home

11409 8TH STREET N UNIT 1509

Virtually Staged. Completely reimagined from top to bottom, this stunning ground-floor unit one-bedroom, one-bath condominium offers a blend of modern style, comfort and convenience in the heart of St. Petersburg. Overlooking a tranquil pond, this beautifully renovated residence welcomes you with peaceful water views and an abundance of natural light. Inside, every detail has been thoughtfully updated, including luxury new flooring, fresh designer paint, newer air conditioning system and HWH (2025), and a sleek, modern kitchen featuring all-new stainless steel appliances (2025) and quartz countertops. The open-concept layout creates a bright and inviting atmosphere, ideal for everyday living and entertaining. Whether you're searching for a primary residence, seasonal retreat,or investment opportunity, this move-in-ready gem, a pet-friendly community offers exceptional value in a prime central location. Ideally near Interstate 275 for easy access to Tampa International Airport, St. Pete-Clearwater Airport, downtown Tampa and the area’s world-renowned Gulf beaches just minutes from vibrant downtown St. Petersburg offering shopping, dining and scenic parks. Opportunities like this don't last. Schedule your private showing today and experience why this beautifully updated pond-view condominium is the ideal place to call home.

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

740

Sqft

7 ac

Lot size

1975

Year built

One

Levels

$186

Per sqft

Water view

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorLiving Room/Dining Room Combo · Open Floorplan · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofBuilt-Up
ConstructionBlock · Other
FoundationSlab
ViewWater
FacesSouth
ExteriorSliding Doors

Community & fees

Taxes (2025)$1,780/yr
PetsBreed Restrictions
CommunityPool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Public · Sewer Available · Water Available
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,182 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$812
FHA mortgage insurance (est.)$61
Property tax — 2025 actual bill$148
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,830Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,830
Interest rate6.00%
Loan term

Estimated payment

$1,182/mo

Principal & interest$812
FHA mortgage insurance (est.)$61
Property taxes (actual bill)$148
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $138K
$94KedgeAI estimate $104,935 · range $98K$125K$144K

vs edgeAI estimate

+31.5%

$/sqft vs St Petersburg actives

$186 vs $343

Days on market

48 vs 57 typical

Where $186/sqft sits among the 400 St Petersburg actives

138 · this home
133
59
28
11
31
$137–273$273–410$410–546$546–683$683–819$819+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Petersburg

Map of 11409 8TH STREET N UNIT 1509

Drive times from this address

Tampa Int’l Airport (TPA)18 min
Downtown Tampa19 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

ST PETERSBURG 33716 — neighborhood snapshot

Population

18,995

Median age

33.7

Median income

$73,576

Median home value

$163,500

Avg household

1.82

Households w/ children

1,432

For the school run

Pinellas County School District

ElementaryPinellas Central Elementary School★★★★★
HighPinellas Park High School★★★★
MiddleFitzGerald Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

229 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 8% below the ST PETERSBURG 33716 median. See the full St Petersburg market guide →

Paper trail

This home's history

Jun 29, 2026Listed at $138,000 · 48 days on market since
1975Built · PEPPERTREE VILLAGE CONDO

Reality check

What actually sold near 11409 8TH STREET N UNIT 1509

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11409 8TH STREET N UNIT 1503Sold · Jun ’26

$115,000

11409 8TH STREET N UNIT 1503 · same community

1 bd · 1 ba · 740 sqft · $155/sqft · 69 DOM

10265 GANDY BOULEVARD N UNIT 1607Sold · Dec ’25

$92,000

10265 GANDY BOULEVARD N UNIT 1607

1 bd · 1 ba · 742 sqft · $124/sqft · 45 DOM

10263 GANDY BOULEVARD N UNIT 2302Sold · Jan ’26

$126,500

10263 GANDY BOULEVARD N UNIT 2302

1 bd · 1 ba · 742 sqft · $170/sqft · 36 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 11409 8TH STREET N UNIT 1509 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11409 8TH STREET N UNIT 1509 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

11409 8TH STREET N UNIT 1509 FAQs

What would the monthly payment be for 11409 8TH STREET N UNIT 1509?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,182/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 11409 8TH STREET N UNIT 1509?+

The most recent tax bill on record (2025) was $1,780. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 11409 8TH STREET N UNIT 1509?+

The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $138,000, this home is listed about 68% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.

Which schools are assigned to 11409 8TH STREET N UNIT 1509?+

Pinellas Central Elementary School (elementary), Pinellas Park High School (high), FitzGerald Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of PREMIER SOTHEBY'S INTL REALTY · Andrea Valdes. MLS #TB8523007.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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