10038 62ND TERRACE N UNIT 1, ST PETERSBURG, FL, 33708
Active525 days on marketListed Mar 6, 2025MLS #TB8356544
About this home
10038 62ND TERRACE N UNIT 1
Welcome to Your New Home at a Fantastic New Price! Step into this delightful 2-bedroom, 2-bath corner unit in the friendly 55+ community of Long Bayou. This ground-floor home is all about comfort, convenience, and great value. You'll love the bright and open living space, with a gas stove and water heater making daily life a breeze. Plus, there's a covered carport just a few steps away for added convenience. Long Bayou is a secure, gated community offering a variety of activities and amenities. Take a dip in the heated pool and spa, try your hand at tennis or pickleball, or join friends for a game of shuffleboard. There's also a fitness center, library, clubhouse, and even an auditorium where social gatherings and events bring everyone together. You'll be just minutes from beautiful Gulf beaches, shopping, top medical facilities, and the vibrant downtown area of St. Pete, with easy access to Tampa International Airport. Living here means enjoying an active lifestyle without the hassle of maintenance. Don't miss out on the chance to be part of one of the area's most welcoming 55+ communities. Schedule your private showing today and see for yourself what makes this home so special!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,185
Sqft
11.34 ac
Lot size
1974
Year built
One
Levels
$114
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,055 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,055/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−26%
$/sqft vs LONG BAYOU
$114 vs $109
Days on market
525 vs 57 typical
Where $114/sqft sits among the 11 homes for sale in LONG BAYOU
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33708 — neighborhood snapshot
Population
15,306
Median age
61.1
Median income
$83,773
Median home value
$463,700
Avg household
1.9
Households w/ children
600
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
6 of 11
LONG BAYOU have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 70% below the ST PETERSBURG 33708 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 10038 62ND TERRACE N UNIT 1
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$120,000
10039 62ND AVENUE N UNIT 14 · same community
2 bd · 2 ba · 1,185 sqft · $101/sqft · 219 DOM
Sold · Sep ’25$135,000
10035 63RD AVENUE N UNIT 12 · same community
2 bd · 2 ba · 1,185 sqft · $114/sqft · 109 DOM
Sold · Feb ’26$92,000
10033 64TH AVENUE N UNIT 1 · same community
2 bd · 2 ba · 1,185 sqft · $78/sqft · 65 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10038 62ND TERRACE N UNIT 1 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10038 62ND TERRACE N UNIT 1 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10038 62ND TERRACE N UNIT 1 FAQs
What would the monthly payment be for 10038 62ND TERRACE N UNIT 1?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,055/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10038 62ND TERRACE N UNIT 1?+
The most recent tax bill on record (2024) was $492. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10038 62ND TERRACE N UNIT 1?+
The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $135,000, this home is listed about 69% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10038 62ND TERRACE N UNIT 1?+
Orange Grove Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ST PETERSBURG 33708 market on paper
$135,000 is 70% below the ST PETERSBURG 33708 median of $457,500, and at $114/sqft it sits under the St Petersburg average of $381.
02Time on market is leverage
525 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Orange Grove Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Orange Grove Elementary School rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $200,000, now $135,000 — a $65K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Renee Schoenberg. MLS #TB8356544.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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