David Ramirez
$109,900$124,5002 bd1 ba1,010 sqft$109 /sqft$1,074 /mo all-in ↓

10032 65TH AVENUE N UNIT 17, ST PETERSBURG, FL, 33708

Active184 days on marketListed Feb 10, 2026MLS #TB8474751

Priced 76% below the ST PETERSBURG 33708 medianReduced $15KCondominiumLONG BAYOU

About this home

10032 65TH AVENUE N UNIT 17

Immediately Available...Owner may consider a 6 mos. lease of unit to qualified tenant. If you're looking to stay ACTIVE & Healthy, you'll want to consider this ROOMY 2/1/1, 2nd floor unit, that is READY & waiting for itnesw owner! EASY CARE Tile & Laminate Floors, Newer Appliances & updated Windows make it even more appealing. This complex uses GAS for cooking and hot water, which are supplied by the HOA Fees in addition to the water, cable internet, sewer, trash, roof reserves and exterior maintenance! Plenty of ORGANIZED Activities here where you're sure to be impressed with the VIEWS At the Pool & Spa of the beautiful BAYOU! Play tennis, use the exercise room, & other amenities...or take a hike on the walking trails. You'll be living the good life, out of the brutal wintery weather...if you're looking for full-time or part-time living in sunny Florida. Do yourself a favor and consider it today!

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

1,010

Sqft

45831 ac

Lot size

1973

Year built

One

Levels

$109

Per sqft

55+ community

Inside

FlooringCeramic Tile · Laminate · Linoleum
AppliancesDishwasher · Microwave · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Split Bedroom · Window Treatments
LaundryCommon Area
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofBuilt-Up
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
FacesSouth
ParkingAssigned · Guest
ExteriorCourtyard · Irrigation System · Sidewalk · Storage

Community & fees

Taxes (2025)$2,620/yr
PetsDogs OK
CommunityAssociation Recreation - Owned · Buyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Gated Community - Guard · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,074 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$647
FHA mortgage insurance (est.)$49
Property tax — 2025 actual bill$218
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $3,847Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $3,847
Interest rate6.00%
Loan term

Estimated payment

$1,074/mo

Principal & interest$647
FHA mortgage insurance (est.)$49
Property taxes (actual bill)$218
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $110K
$106KedgeAI estimate $182,432 · range $179K$184K$191K

vs edgeAI estimate

−39.8%

$/sqft vs LONG BAYOU

$109 vs $114

Days on market

184 vs 57 typical

Where $109/sqft sits among the 11 homes for sale in LONG BAYOU

6 · this home
2
1
1
0
1
$97–117$117–136$136–156$156–175$175–195$195+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Petersburg

Map of 10032 65TH AVENUE N UNIT 17

Drive times from this address

Downtown Tampa35 min
Tampa Int’l Airport (TPA)35 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

ST PETERSBURG 33708 — neighborhood snapshot

Population

15,306

Median age

61.1

Median income

$83,773

Median home value

$463,700

Avg household

1.9

Households w/ children

600

For the school run

Pinellas County School District

ElementaryOrange Grove Elementary School★★★★★
MiddleOsceola Middle School★★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

6 of 11

LONG BAYOU have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 76% below the ST PETERSBURG 33708 median. See the full St Petersburg market guide →

Paper trail

This home's history

CurrentPrice reduced to $109,900 $15K
Feb 10, 2026Listed at $124,500 · 184 days on market since
1973Built · LONG BAYOU

Reality check

What actually sold near 10032 65TH AVENUE N UNIT 17

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10033 64TH AVENUE N UNIT 9Sold · Aug ’25

$113,500

10033 64TH AVENUE N UNIT 9 · same community

2 bd · 1 ba · 1,010 sqft · $112/sqft · 172 DOM

10035 63RD AVENUE N UNIT 3Sold · Apr ’26

$92,135

10035 63RD AVENUE N UNIT 3 · same community

2 bd · 2 ba · 1,010 sqft · $91/sqft · 28 DOM

10034 64TH AVENUE N UNIT 3Sold · Aug ’26

$92,500

10034 64TH AVENUE N UNIT 3 · same community

2 bd · 2 ba · 1,010 sqft · $92/sqft · 63 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10032 65TH AVENUE N UNIT 17 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10032 65TH AVENUE N UNIT 17 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

10032 65TH AVENUE N UNIT 17 FAQs

What would the monthly payment be for 10032 65TH AVENUE N UNIT 17?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,074/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 10032 65TH AVENUE N UNIT 17?+

The most recent tax bill on record (2025) was $2,620. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10032 65TH AVENUE N UNIT 17?+

The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $109,900, this home is listed about 74% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.

Which schools are assigned to 10032 65TH AVENUE N UNIT 17?+

Orange Grove Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the ST PETERSBURG 33708 market on paper

$109,900 is 76% below the ST PETERSBURG 33708 median of $465,000, and at $109/sqft it sits under the St Petersburg average of $381.

02Time on market is leverage

184 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Orange Grove Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Orange Grove Elementary School rates 5 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $124,500, now $109,900 — a $15K cut. The full history is in the market section below.

Listing courtesy of THE SHOP REAL ESTATE CO. · Margie Pretzman. MLS #TB8474751.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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