9860 62ND TERRACE N UNIT 1025, ST PETERSBURG, FL, 33708
Active136 days on marketListed Apr 3, 2026MLS #TB8491615
About this home
9860 62ND TERRACE N UNIT 1025
Virtually Staged. Welcome to The Palms at Long Bayou, where prime location meets standout design and effortless lifestyle. Perfectly positioned directly across from the clubhouse, this is the only building in the entire community with its unique architectural style, offering both distinction and undeniable curb appeal. Set within the sought-after 55+ community of Long Bayou, residents enjoy around the clock guarded-gated security and an exceptional resort-style amenity package. Indulge in the expansive clubhouse featuring a heated pool, hot tub, tennis and pickleball courts, fitness center, billiards and card rooms, library, shuffleboard and a vibrant social calendar designed to keep life engaging and connected. This beautifully positioned second-floor residence offers your ideal canvas with a light-filled split floor plan with two bedrooms and two baths, and the convenience of an interior laundry area. This unit is being sold with a washer and dryer. A covered carport adds everyday ease. The oversized, 300-square-foot balcony, a feature exclusive to this level, enclosed with diagonal vinyl windows and perfectly oriented to capture tranquil views of the pond, bayou, and clubhouse. It’s your private sanctuary for morning coffee, evening wine and everything in between. Located minutes from Seminole City Center, you’ll enjoy effortless access to dining, shopping, and entertainment, including dinner and a movie night at Studio Movie Grill. Being just a short drive to the Gulf beaches adds the perfect finishing touch to this exceptional lifestyle offering. With elevated living, rare features and unmatched value, this is the one you’ve been waiting for. Schedule your showing today. One or more photo(s) has been virtually staged.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,020
Sqft
1.9 ac
Lot size
1988
Year built
One
Levels
$157
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,230 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,230/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.5%
$/sqft vs LONG BAYOU
$157 vs $109
Days on market
136 vs 57 typical
Where $157/sqft sits among the 11 homes for sale in LONG BAYOU
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33708 — neighborhood snapshot
Population
15,306
Median age
61.1
Median income
$83,773
Median home value
$463,700
Avg household
1.9
Households w/ children
600
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
6 of 11
LONG BAYOU have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 66% below the ST PETERSBURG 33708 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 9860 62ND TERRACE N UNIT 1025
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$260,000
9860 62ND TERRACE N UNIT 1035 · same community
2 bd · 2 ba · 1,020 sqft · $255/sqft · 58 DOM
Sold · Aug ’25$113,500
10033 64TH AVENUE N UNIT 9 · same community
2 bd · 1 ba · 1,010 sqft · $112/sqft · 172 DOM
Sold · Apr ’26$92,135
10035 63RD AVENUE N UNIT 3 · same community
2 bd · 2 ba · 1,010 sqft · $91/sqft · 28 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9860 62ND TERRACE N UNIT 1025 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9860 62ND TERRACE N UNIT 1025 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9860 62ND TERRACE N UNIT 1025 FAQs
What would the monthly payment be for 9860 62ND TERRACE N UNIT 1025?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,230/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9860 62ND TERRACE N UNIT 1025?+
The most recent tax bill on record (2025) was $688. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9860 62ND TERRACE N UNIT 1025?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $160,000, this home is listed about 63% below the St Petersburg median of $436,900. The market section on this page shows how the area is trending.
Which schools are assigned to 9860 62ND TERRACE N UNIT 1025?+
Orange Grove Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the ST PETERSBURG 33708 market on paper
$160,000 is 66% below the ST PETERSBURG 33708 median of $472,500, and at $157/sqft it sits under the St Petersburg average of $380.
02Tennis Court views
The tennis court view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
136 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Orange Grove Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Orange Grove Elementary School rates 5 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $185,000, now $160,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER SOTHEBY'S INTL REALTY · Andrea Valdes. MLS #TB8491615.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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