David Ramirez
$164,9001 bd1 ba770 sqft$214 /sqft$1,352 /mo all-in ↓

9860 62ND TERRACE N UNIT 1047, ST PETERSBURG, FL, 33708

Active35 days on marketListed Jul 12, 2026MLS #O6424474

Priced 65% below the ST PETERSBURG 33708 medianCondominiumLONG BAYOU

About this home

9860 62ND TERRACE N UNIT 1047

MOTIVATED SELLER! Highly sought-after ST. PETE CONDOMINIUM in a fantastic location! Just 3.5 miles to the Gulf beaches, 3.2 miles to the VA medical center, and 1 mile to the Pinellas Trail, this one bedroom / one bathroom condo in the active 55+ very desirable community of the Palms of Long Bayou features an east-and-south-facing spacious screened lanai, fresh interior paint and berber carpet installed in late 2022, modern design ceramic tile (bathroom, kitchen, and lanai all match), 220 sq ft bedroom/walk-in closet, nearly 300 sq ft living/dining area, spacious kitchen (fridge, range, dishwasher, microwave). Windows or sliding glass doors on the east, north, and west sides of the condo allow for plenty of natural light. Lanai can be enclosed with the sliding windows on cooler nights if desired. FULL SIZE stacked WASHER and DRYER INCLUDED. This condo building has access to EXTENSIVE AMENITIES just across the road: pool and hot tub (nestled along Long Bayou), tennis/pickleball courts, shuffleboard courts, bocce lanes, fitness center, arts & crafts room, library and game room, billiard/table tennis/table soccer room, card rooms, woodworking room, bar, and "auditorium" (with stage, grand piano, full kitchen, and adjacent lounge) for meetings and social events. Outdoor gas grill and picnic tables on property. Exterior of the condo building recently repainted, parking lot recently repaved, interior of recreation facilities recently repainted. Come see this gem of a condo and how well-maintained the community is! Hurry - 1/1 condos are rare in this building!

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

770

Sqft

1988

Year built

One

Levels

$214

Per sqft

Partially55+ community

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · In Kitchen · Inside · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric
FurnishedPartially

Outside & construction

RoofBuilt-Up
ConstructionConcrete · ICFs (Insulated Concrete Forms)
FoundationSlab
FacesWest
ParkingAssigned · Covered · Ground Level · Guest
ExteriorBalcony · Irrigation System · Lighting · Outdoor Grill · Outdoor Shower · Sliding Doors · Tennis Court(s)

Community & fees

Taxes (2024)$1,783/yr
PetsNo
CommunityAssociation Recreation - Lease · Buyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Gated Community - Guard · No Truck/RV/Motorcycle Parking · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,352 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$971
FHA mortgage insurance (est.)$73
Property tax — 2024 actual bill$149
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,772Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,772
Interest rate6.00%
Loan term

Estimated payment

$1,352/mo

Principal & interest$971
FHA mortgage insurance (est.)$73
Property taxes (actual bill)$149
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $165K
$86KedgeAI estimate $95,641 · range $90K$104K$171K

vs edgeAI estimate

+72.4%

$/sqft vs LONG BAYOU

$214 vs $109

Days on market

35 vs 57 typical

Where $214/sqft sits among the 11 homes for sale in LONG BAYOU

7
2
1
1
0
0 · this home
$97–117$117–136$136–156$156–175$175–195$195+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Petersburg

Map of 9860 62ND TERRACE N UNIT 1047

Drive times from this address

Downtown Tampa38 min
Tampa Int’l Airport (TPA)38 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

ST PETERSBURG 33708 — neighborhood snapshot

Population

15,306

Median age

61.1

Median income

$83,773

Median home value

$463,700

Avg household

1.9

Households w/ children

600

For the school run

Pinellas County School District

ElementaryOrange Grove Elementary School★★★★★
MiddleOsceola Middle School★★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

7 of 11

LONG BAYOU have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 65% below the ST PETERSBURG 33708 median. See the full St Petersburg market guide →

Paper trail

This home's history

Jul 12, 2026Listed at $164,900 · 35 days on market since
1988Built · LONG BAYOU

Reality check

What actually sold near 9860 62ND TERRACE N UNIT 1047

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10038 62ND TERRACE N UNIT 11Sold · May ’26

$90,000

10038 62ND TERRACE N UNIT 11 · same community

1 bd · 1 ba · 790 sqft · $114/sqft · 108 DOM

10036 63RD AVENUE N UNIT 6Sold · Nov ’25

$110,000

10036 63RD AVENUE N UNIT 6 · same community

1 bd · 1 ba · 790 sqft · $139/sqft · 64 DOM

10038 62ND TERRACE N UNIT 2Sold · Sep ’25

$108,840

10038 62ND TERRACE N UNIT 2 · same community

1 bd · 1 ba · 790 sqft · $138/sqft · 525 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 9860 62ND TERRACE N UNIT 1047 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9860 62ND TERRACE N UNIT 1047 — before you fall in love.

See it in person

Schedule a tour

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Straight answers

9860 62ND TERRACE N UNIT 1047 FAQs

What would the monthly payment be for 9860 62ND TERRACE N UNIT 1047?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,352/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 9860 62ND TERRACE N UNIT 1047?+

The most recent tax bill on record (2024) was $1,783. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9860 62ND TERRACE N UNIT 1047?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $164,900, this home is listed about 62% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.

Which schools are assigned to 9860 62ND TERRACE N UNIT 1047?+

Orange Grove Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of HEIRLOOM REALTY INTERNATIONAL · Dan Conlon. MLS #O6424474.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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