139 BLUFF VIEW DRIVE UNIT 405, BELLEAIR BLUFFS, FL, 33770
Active406 days on marketListed Jun 22, 2025MLS #TB8396715
About this home
139 BLUFF VIEW DRIVE UNIT 405
Whether you're looking for full-time coastal living or a seasonal retreat, this condo offers the best of both comfort and convenience. Enjoy stunning Intracoastal Waterway views from this beautifully appointed 2 bedroom, 2 bath condo (with 1446 total heated square footage including the 19.9x7.5 sunroom) in a vibrant 55+ community. This spacious unit features the sunroom overlooking the Intracoastal Waterway and pool, walk-in closets, crown molding, built-in cabinetry, an electric fireplace, and engineered oak flooring throughout the living areas. The updated kitchen and living spaces are perfect for entertaining or relaxing in style. Built with peace of mind in mind, this condo is equipped with hurricane-rated windows and doors. Residents enjoy access to a heated pool, clubhouse, grilling station and the unbeatable benefit of being nearby the Belleair Causeway, its boat ramps and fishing pier. Located just 1.5 miles from our sandy beaches and within less than a mile and walking distance you'll find a plethora of restaurants, shopping, groceries, a pharmacy, banks, gas station, dry cleaners, sports stores, and the City of Belleair Bluffs park and fitness area. They are all available and much more-you'll have everything you need just steps from your door including medical needs and airports. Port Belleair Building 3 has the advantage of recent renovations, being fully funded and passed its milestone inspection. Sorry, only emotional support or service animals allowed once confirmed by management. Schedule your private tour today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,300
Sqft
0.98 ac
Lot size
1970
Year built
One
Levels
$250
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,240 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,240/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−50.9%
$/sqft vs Belleair Bluffs actives
$250 vs $263
Days on market
406 vs 75 typical
Where $250/sqft sits among the 23 Belleair Bluffs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Belleair
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Belleair Bluffs. See the full Belleair Bluffs guide →
Port Belleair — neighborhood snapshot
Population
294
Median age
63
Median income
$57,150
Median home value
$409,300
Avg household
2
Households w/ children
14%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Belleair Bluffs market
$230K → $420K
Belleair Bluffs median sold, yr/yr
92.6%
Sale-to-list ratio (12 mo)
16 of 23
Belleair Bluffs actives have cut their price
Median sold price, Belleair Bluffs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% above the BELLEAIR BLUFFS 33770 median. See the full Belleair Bluffs market guide →
Paper trail
This home's history
Reality check
What actually sold near 139 BLUFF VIEW DRIVE UNIT 405
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$234,900
139 BLUFF VIEW DRIVE UNIT 305 · same community
2 bd · 2 ba · 1,300 sqft · $181/sqft · 4 DOM
Sold · Feb ’26$325,000
139 BLUFF VIEW DRIVE UNIT 202 · same community
2 bd · 2 ba · 1,315 sqft · $247/sqft · 107 DOM
Sold · Mar ’26$315,000
1630 TROTTER ROAD
2 bd · 1 ba · 1,298 sqft · $243/sqft · 15 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 139 BLUFF VIEW DRIVE UNIT 405 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 139 BLUFF VIEW DRIVE UNIT 405 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
139 BLUFF VIEW DRIVE UNIT 405 FAQs
What would the monthly payment be for 139 BLUFF VIEW DRIVE UNIT 405?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,240/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 139 BLUFF VIEW DRIVE UNIT 405?+
The most recent tax bill on record (2024) was $274. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 139 BLUFF VIEW DRIVE UNIT 405?+
The listing reports pets: Cats OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Belleair Bluffs?+
At $325,000, this home is listed about 7% below the Belleair Bluffs median of $350,000. The market section on this page shows how the area is trending.
Which schools are assigned to 139 BLUFF VIEW DRIVE UNIT 405?+
Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$325,000 runs 43% above the BELLEAIR BLUFFS 33770 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
406 days on market against a Belleair Bluffs median of 75 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $435,000, now $325,000 — a $110K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Judy Lazanis. MLS #TB8396715.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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